Alright, why the fuck is getting a car loan so absurd. I mean

>>16186113
You had the money to buy in cash but you needed to slowly bring it back.

That's what you said and it makes absolutely no sense. I would have kicked you into the street too.

>Borrowing money to buy a depreciating asset

Clever

>>16186113
Has anyone really been far even as decided to use even go want to do look more like?

>>16186145
A car isn't a financial investment. It's not a house.

I don't buy blue jeans at Walmart because I expect them to appreciate I'm value. I don't buy a playstation as a finacial investment.

>>16186113
I once walked into a dealership with a thousand In cash, tried some 1500 shitbox and told the salesman I could give him 1000 in cash right away

He gave me new plates for free

>>16186145
>driving to work in your perfect credit score

>>16186113
1k down is nothing. How expensive was the car? How long is your history?

>>16186469
It's pretty short, just student loans. Was a 2013 Mercedes c300. 22k

>>16186113
> sub 800

stay poor faggot

>>16186624
Income?

>inb4 wage cuck our neet

>>16186172
treating homes like assets created a speculative bubble that contributed to the 2008 collapse.

>>16186624
1k on a 22k car. That's why you were denied. Minimum 10% down. Bring 2200 next time. You can also talk to a credit union or a bank about auto loans, they might approve you before a dealership does.

>>16186145
>>16186172
What do you suggest? Buying a car full cash?

It's not a bad idea to buy a used car with a loan to build credit. it will greatly benefit you in the long run when you do end up buying a house.

>>16186646
>homes aren't assets
holy shit kill yourself
it was predatory home lending in the 90s thanks to Bill Clinton's loosey goosey banking regulations

>>16186646
do you even economics?

>>16186646
This is literally how young people think right now. They think homes are bad to have, which is why home ownership is at an all time low. The future is fucked