You have a decent job, making upwards of $50kUSD/year. No wife,

>>16096703
this is pretty much me now but with dual incomes

i have a big turbo (read 62mm) evo x
and next i wanna get a cl63 biturbo
then a 90s viper

R34 GTR, see a lot of GT-Ts here in Aus but when you see a GTR your dick turns to diamonds

If it's only $50k then there's not much room to work with. I guess I'd have to save up for a year or two and just get whatever looked good off cl in the 5-10 range.

>>16096731
I guess it also depends on where you live.. But yeah, 50k isn't much, that's the bottom end I guess.
>>16096723
I prefer the R32 looks wise but yeah I feel you.
>>16096716
You mean you hit the 50k+ with two incomes or you are making close to 6 figures?

>>16096703
I'd buy the Cayman GTS.

Z06/Snek

>>16096703
$50k after taxes is around $3k/month. Assuming you want to don't want to live in the ghetto, housing will cost $1k. Assuming $500/month for utilities and food along with $500/month for savings, that leaves $1k/month for a vehicle. The most car payment that's possible would be a $60k car loan at 0% APR for 5 years. Realistically, a $1000/month payment leaves you with a very thin margin when you factor in car insurance as well. Unless you want to live paycheck to paycheck, it would be recommendable to not take out a loan on an expensive new car. If you don't have the cash up front for a used miata, you could probably swing for a CPO entry luxury vehicle if you need to build credit.

>>16096703
>the best pick
Probably a 911 (whichever one you can afford) or a corvette (but not a c7)

>what I'd pick
E46 M3, or a 1999 c5 frc (not a z06).

>>16096703
What job do you imagine where you're only earning $50k but you get a company car?

>>16097004
Not OP but I believe that some automotive industry companies offer good employee lease programs. Some companies also may have good benefits that make up for the lower than average salary. Though I doubt that a company vehicle at $50k/year is normal.

>>16096703
Corvette or Porsche 911

>>16096703
>$50k year
>being able to comfortably afford any of the cars itt
mods please delete this underage thread

>>16097035
>implying
Depends on your lifestyle/where you live

You can afford a c5 on a $50k salary, they're only like $15-20k and parts are reasonably priced. You're right, a new 911 is out of reach, but who wants to take a new car on the track anyway?

>>16096979
at least youre trying to be realistic but even that is insanely optimistic.

do any of you itt actually work?

i make just over $100k/year. after taxes, 401k contributions, health insurance i am left with about $4500 liquid per month. this is mainly because i have no dependents like most of you in this thread.

with that $4500 i have to factor in savings ($1,000) groceries ($500) electric, water, internet, tv etc. ($350). but the main thing is there is nearly always something else that comes up - medical bills, your car gets towed, something unexpected. with all that taken into account i would be incredibly uncomfortable paying a $1000 car payment every month that is just incredibly irresponsible.
most of the people itt are either incredibly inexperienced financially or just flat out retarded

>>16097060
whoops even forgot to list the housing which is $1300.
a $1000/month car payment should be only for incredibly rich people.

>>16097060
>just flat out retarded

Says the retard spending $500 a month on fucking electricity. What the fuck are you doing out there? Running a small city?

>>16097057
$50k is really not a lot.
but i actually do agree, most decent condition c5's are about $15k these days. if that was your only car i could see it, still wouldnt exactly be financially responsible at all though.

>>16097069
do you know how to read?
reread my post. that is the combination of all of my monthly bills, tv internet, water/sewer, electricity, housing taxes.

>>16097060
>>16097066
I was assuming that he was living in an apartment for rent and utilities. I don't know how you could spend that much for groceries but I'm used to /ck/ poverty cooking. I was simply giving a best case scenario. Though I make $950/month payments including insurance on my vehicle with a $50k salary. I wouldn't recommend it unless you are able to min/max money.

If you were only making 50k and have a company vehicle you should count yourself lucky that you get to not pay a car loan or insurance every month. Be happy with your lower middle class lifestyle and pin up some Ferrari posters.

The one thing you do have the money for is a motorcycle. Save up 5k and you can get something decent.

If my company gave me a car I probably wouldn't buy one unless it's an exotic.

>>16097100
yeah i guess thats the difference. i have a family so i cant exactly feed them ramen every night.
my post came off as strong too so i apologize i dont mean to mock anyone for their financial decisions.

where do you live that you are able to afford a $950 car payment with a $50k salary?
also what kind of car is it - im curious

>>16096703
>50k
>enough to buy a toy car

50k is barely enough to live comfortably on, you can't afford a fucking dream car

If you lived in bumfuck flyover country 50k for a single young person is actually not bad. You can spend very little on living. You should be able to save say 20k pretty quickly, that gets you a lot of choices in the used market.

>>16097111
I wasn't the one that called out the electricity bill. Though I don't eat ramen every night. $10 in ingredients will make 5.5 qrts of chili that can last a week. Even chicken stir fry is pretty cheap. I live in the Midwest where the cost of living is low. I made the poor decision of taking out a $37k loan for a CPO CTS V-Sport at 0.9% APR for 4 years before I got laid off from a $61k job. I took a $50k job while I'm trying to find another engineering position.

>>16097130
i completely agree my food bill is on the high side, that is taking into account our eating out bill as well though which we do maybe 2-3x per month.
definitely room for some improvement, though i dont think $500 is that high for 3 people all things considered.

sorry to hear about your lay off though my man, same thing happened to my brother last year and he took a $30k pay cut. good luck with finding a new job i bet youre enjoying your V though regardless thats definitely one of my top dream cars.

>>16097113
>50k is barely enough to live comfortably on, you can't afford a fucking dream car

Locations, what are they? Disposable income is relevant, that is the only metric which matters.

50K in LA would equal homelessness. 50K in my location (southern US) is enough for 20K disposable income per year at least for a single man. I'm disability retired at ~40K and have at least 12K/year in spare cash while having plenty in reserve.

>>16097004
I just got a job as a Sales Executive at a cyber security consulting company. Basic is £40k + uncapped commission, and as a company car we get to pick between an a class benz or a 1 series bimmer (the euro hatch version).

>>16096979
I'm just trying to get a feeling of what kind of cars are realistic at that point.. The evo is a nice dream to have, but I know that I couldn't afford it on that income. Also, I am indeed talking about any second hand shit you can find a good deal on.

>>16097073
I did say you've got a company car for your daily, so is it's the C5 for weekends and fun times, why not? Also, I may be way off.. I live in the UK and was basing the $50k a year on £40k a year here. I don't know how different used car prices are.. So yeah. Any suggestions should probably specify at what income this is achievable.

>>16097164
You might be able to afford a used Evo X. You can easily afford a used Evo VII. I believe that the Evo X has been relatively unchanged over the years but you might be able to find a used one in the low £20k's. The challenge is finding a private bank that will give you a good interest rate for buying a used car from a private seller. I'm not British but it appears that there are a decent quantity of used Evo's. The challenge is finding an unmodified one.

>>16097238
I've been looking on Japanese auctions. There's a company that does all the paperwork and delivers CIF to the UK for like £800 flat fee. An evo 9 with 11k miles is starting at £30k, but then those with 60k or more miles start at least half of that.. If I'm patient I could probably find a decent stock example?

Anyway I guess everyone's "dreams" are different.. I'd love a mk1 gti for example. Doesn't cost an arm an a leg and is perfect for just mucking about.. Hard to find stock ones though to be fair.

As for finance, yeah, that can be a hurdle. I'd rather just own the car. Maybe if I do well and start earning over 100k I can buy jewellery an evo

>>16097361
I don't know where "jewellery" came from, just a typo.

>>16097060
>$125/week on food
Stop wasting food, or stop eating out so much.

I'm in the same boat as you, but I have no problem affording a daily and a fun car. You don't need $1000/month payment to have a nice track car, you just have to buy used. Most of the cats listed here are under $40k, which isn't out of reach for what we're making.

>>16096716
How do you like the Evo X? I've been considering building an Evo IX into a fun summer car.

>>16097164
>second hand for a good deal
You want the base or mid trim of a high volume sports car, preferably a sports car on a chassis specifically designed for that purpose. I would expect that if you're living somewhere that pays for a company car and you have the space for a second (i.e. somewhere in middle America, not on the coasts), you could afford up to about $25k in a fun, used car. A used Corvette, miata, camaro, mustang, gt86, boxster, or s2000 would all theoretically fit in that price range for various trim levels and ages, depending on what specifically you want out of the car. They're all reasonably high volume, with good after market support and decent reliability.

>>16097060
You must be getting raped on taxes or insurance.
$105k, 4% 401k cont, good insurance, and $120 a month for garage parking nets me around $5300 per month.
I live alone and have around $900 total between 2 car payments and am completely comfortable.

>>16099101
>4% 401k
Only if you never plan on retiring. You should be maxing that bitch, $18.5k a year if you want to retire while you're still able to enjoy it.

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Yup, not very much money to work with, I wouldn't go over $20k on that budget and would probably find something <$10k because I'd rather have a shittier car and have money to thrash it at autox/track and buy a set of tires every year than something 'nicer' that only gets driven on Sundays.

>>16098961
Good list, add some lower rent FWD stuff in there like Integra, Mini Cooper, GTI, Mazdaspeed3, maybe a FoST/FiST along with the MR2, IS300. Maybe RX-8, WRX, or Lancer, after all reliability isn't a top priority in this hypothetical where this is a second car.

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a big comfy Citroen

>>16096731
If you cant save a measly $834 dollars a month (10k a year) on the 50k situation op described kill yourself.


Im do it on 45k a year.

But to answer ops question. I would buy a Caterham kit to build

>>16096703
R-32 GTS-T Type M.

>>16096703
50k a year doesn't buy you shit

I'm at 15k above that and it still isn't shit

If your company gives you a company car they expect something in return. IE. no overtime pay at all, salary cap and you can't make more than that. I am capped right now, and can't make a dime over what i have with bonuses/yearly salary. It fucking sucks

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>>16096703

>>16096703
50k/year is almost poverty-tier

Holy shit its a >I earn 6 figures but drive a shitbox thread again.

>>16100565
sorry about your life in a shitty commie state :(

>>16096703
moostang

An SW20 MR2 or an 80s Supra. Love em.

>>16100663
Most ppl don't even count taxes, 50K before taxes ain't shit in the US..

Hey

>>16096703
used Lotus Exige (back when they sold them here)

Hey if I had the money and wanted a fast car, I would build something from the ground up restoration...

>>16100686
I've been living comfy and doing what I want (driving fun car, going on yearly trips, camping, etc.) while saving since i was making 35, but I guess a lot of people don't know how to budget. I did get a great price on my apartment though. It's like half the average price in my neighborhood.

>>16100698
Fuck, I feel like shit for paying 1300 for a one bedroom, but it's comfy as fuck and winter is coming.

>>16100022
I left fwd cars off on purpose, mainly because I don't really consider them ideal platforms for track cars, but also because I personally wouldn't bother since they're typically built on a compromised chassis designed for road driving, not primary motorsport/track duty, and as such would require more extensive or specialized modification to track prep adequately.

>>16100610
It's easy to spend $100k in the US though. 401k contribution, mortgage, and taxes alone will take around $60k of that. If you have a family, the rest of that money will disappear real quick.

>>16100486
Dude, I was paying a $700/mo car payment on $40k annual while living on my own, saving $500/month and blowing cash on going out most weekends. What the fuck are you on about $65k not being enough to afford a nice car? Get a hold of your finances, bro.

>>16096703
>$50kUSD/year

miata

>>16100702
damn that's rough. I'm doing 600 for a cookie cutter 2 bedroom and free heat. But I only get an outdoor parking spot though. it's not so bad now that I finally got a remote starter.

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>>16100714
I posted my finances this year on /biz/ I wasted 40+K this year. I feel like a damn idiot. I could have spent that on my fucking car damnit...

>>16100714
>$700/mo car payment on $40k annual
That's really reckless.

>>16100710
If you can't live a good life on $3500/mo in discretionary income after taxes, retirement savings, and your house payment, there's something wrong with your budget.

>>16100714
65K before taxes. That ain't shit senpai

>>16100726
You can certainly live a good life, but it shouldn't be so surprising that some people drive reasonable cars even at 6 figure income levels.

>$3500/mo in discretionary income
Those are the three largest expenses for most people, not all of them.

>>16100726
Youre talking to college kids of course they have no clue about rl

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>>16100743
>Youre talking to college kids
I've been here too long to even pretend I'm still in school anymore.

>>16100751
Too bad youre still dumb as fuck

>>16100724
Lol this coming from the guy acting like $100k is a pittance.

Wanna know how I did it? I'm making 4x the money now, but at the time i was just out of college and still on the frugal train except for my car. My monthly salary was $2800, and my expenses were:

>$650 rent
>$700 car payment
>$90 insurance
>$175 groceries
>$300 entertainment (including eating out)
>$200 ancillary expenses (clothes, phone, etc.)

I still saved on average over $600 per month, set my 401k at the match level for my employer, and only bought the car after I had 6 months of runway in my emergency account.

Now, I'm paying for a house which has doubled my "rent" payment (which is now a mortgage payment), but I no longer have a car payment because that $700/mo allowed me to pay off my loan in 3 years.

I'm doing just fine, but thanks for your concern, mommy.

>>16100726
>$3500

Try $2500. Fucking easy mode.

You even have money left over for shit that quickly eclipses cars in cost, like motorcycles and prostitutes.

>>16100710
>implying

No it doesn't. I earned $106k gross pay last year including bonus (2015 tax year). My take home pay was $65k (after health insurance premiums and $15k in 401k contributions), and effective tax rate was just over 21%.

>>16100760
This. For an old guy, you sure are dumb.

>>16100742
>implying
What other expenses even come close?

Seriously, I repeat, if you can't live comfortably on $3500/mo, you are mismanaging your personal finances, no ifs ands or buts.

>>16100760
>>16100787
>be financially conservative
>lol ur dum
Okay.

>>16100767
Not saying you can't do it, but $700 a month is a lot more than anyone would suggest you spend on a car payment at $40k.

>>16100784
I also included mortgage in addition to the taxes and 401k contribution (max).

>>16100804
or maybe it's time to move out of that shit country where the wife has to work from pregnancy to college for a family to live with a modicum of luxury if the father doesn't have a phd in math and any job he wants 300k starting

>>16100805
Youre not 'financially conservative'. You're a faggot that lies on an cambodian basket weaving forum.

>>16096703
Hobos make more than 50k a year. Good thing I have 3 phds in math

>>16100804
>Seriously, I repeat, if you can't live comfortably
Seriously I repeat, you can live comfortably. I said it shouldn't be so surprising some people still drive reasonable cars at that income, especially if you have a family. Not everyone with a six figure income drives a sports car or higher-tier luxury car.

>>16100822
What am I even lying about?

>>16100805
Yeah nah, you're dumb. Again, I gross ~$105k annual. My taxes, savings and mortgage combine for about $58k annual ($20k in taxes, $20k split between 401k/IRA/traditional savings, and $18k in mortgage payments on a 15-year fixed mortgage). That leaves me with $55k annual (or $4500/mo) in what is essentially discretionary income (less $600/mo for utilities, phone, Internet, and home/ vehicle insurance).

You're not conservative with your money, you're either bad at budgeting, or you're feeding at least 3 extra mouths.

>>16100835
Is it too hard for you to reread your bullshit?

What do you guys do to make that large of a salary...

>>16100843
>My taxes, savings and mortgage combine for about $58k annual
>>16100710
>It's easy to spend $100k in the US though. 401k contribution, mortgage, and taxes alone will take around $60k of that
That's exactly what I said.

>>16100851
See >>16100742
>You can certainly live a good life, but it shouldn't be so surprising that some people drive reasonable cars even at 6 figure income levels.
>You can certainly live a good life

>>16100853
Only a handful of people on /o actually earn that much. Everyone else is just lying/memeing.

>>16100812
Lol why? America has been very good to me. The only real concern I have is health issues, and beyond my healthy lifestyle, there's not much I can do to control that. Living a healthy lifestyle in America is actually pretty damn cheap, too, so I'll be fine barring some unavoidable, unforeseen circumstance.

>>16100860
>some people drive reasonable cars even at 6 figure income levels.

What are these guys doing on a fucking car imageboard?

>>16100873
Life gets boring sometimes...

>>16100884
Yeah I forgot that shitposting here is lots of fun. I make 9 figures and drive a civic btw. I also post in laptimes per dollar threads

>>16100835
You're moving the goalposts. Originally, you said "it's easy to spend a $100k gross salary". I told you it's really not, unless you're mismanaging your finances. You came back and essentially said "well I don't do that, but yeah you're right you can live 'comfortably'".

$100k is essentially a life of luxury, bro. I've been on both ends of the spectrum, and coming from unemployment, to $15 an hour, to now living on $100k annual, there is literally no need I have that goes unfulfilled, and my personal life is, for all intents and purposes, stress-free. I'm healthy, happy, have expensive hobbies, save buckets of money for retirement on an annual basis (I'm talking like $2k+ per month), and still have absolutely no fears about whether I'll be able to make a mortgage payment or deal with just about any financial crisis (within reason).

In middle America, $100k is not at all easy to spend unless you're either blowing it on drugs and hookers/"the best" of everything, or you're a sole provider for a family of four.

>>16100912
>or you're a sole provider for a family of four
I did also say:
>If you have a family, the rest of that money will disappear real quick.

Which really circles back to my original point,
>>16100610
>Holy shit its a >I earn 6 figures but drive a shitbox thread again.
that there are people who drive "normal" cars or whatever you want to call them but still make good money. I really didn't expect it would take this many posts to say that, but here we are.

>>16100853
I'm the one calling that faggot trip prelude guy a moron.

I work as an information security specialist for a fortune 500 company. I'm 28 (29 in December), and worked my way into this job from basically a user administrator role straight out of undergrad, by taking and passing certification courses in my spare time. I have no advanced degree, but will likely never need one, as I intend to finish paying off my house, work until I'm 50, then retire and live off my investment income (I have $160k in liquid assets right now, plan to hit $2M before I start drawing down ~$40k per year; based on cfiresim and other retirement simulator calculations, that should happen around 2040 or so).

>>16100938
I don't drive a shit box, so I guess you're wrong on that point too lol. I have a 2015 Camry that's my daily, and an e46 m3 that's my fun car. I did pick up a 98 mustang last spring just for shits, though, so I guess that could be considered a shit box.

Seriously, could you continue to be more wrong so I can continue laughing at you?

>>16100966
>I don't drive a shit box
Tell me where in my post I was talking about you specifically.

>>16100966
dont worry about the tripfag, he owns four shitbox hondas or something

>>16100939

CISSP?

>>16100977
Wow he must be an oligarch with a 20 figure income

No shit im on 6000usd a month i have 3 kids and a wife.. soooo no expensive cars for us but if we go with your scenario i still wouldnt buy an expensive car, i like travelling to much so all my spare cash would put towards holidays.

>>16100988
CISA, CISSP, CGEIT and I'll probably go for a PMP next.

Once you have one cert, it's essentially very little extra work to get and maintain the others, since the training cpes all fall under similar designations. You just have to pass the exams.

>>16101026
Yea I know. Not ready for the CISSP though just yet...

>>16101055
What do you do now? I might be able to help you figure out where to start

>>16101074

Senior security engineer. Company only pays 65K for this position, they're saying raise in December, kind of learning that is a bullshit promise. Love the job but getting tired of it, highly stressful and I'm a dedicated engineer for numerous clients. I work my ass off

>>16101087
What is your role? Like, what do you do? Security engineer means a lot of different things.

Sounds like you work for a SaaS provider; do you configure servers, manage internal security, work with clients to properly secure data in the app you service, or something else?

>>16098961
Thanks for the advice, that makes sense. What about a 316/318 e30? Would that fit the bill too? I know it's quite old but seems like they were so popular there's bound to be lots of parts.

Z3 M Coupe with an M3 6-speed swap, a subtle cage and some modernized NA tuning. Just what would've been used to build the engine 10 years later. Probably wouldn't even be that much of an increase.

>>16100486
Its uncapped commission, and basic salary goes up to match your new target if you exceed your current targets. There is no ceiling. It's cyber security; high demand, low supply. Its a sellers market. They can afford to pay their sales people and add the company car to that.

Probably build a wide body twin turbo 350z as a fun track car

>>16101809
I'm not in sales

>I also know there is a current open position for a sales engineer, but not interested in that line of work


>Just got word firs thing in the morning, we have a big change coming up to a client i manage network setup, change happens around 1-2am mountain time, looks like im not getting a good nights sleep anytime soon this week :(

Stop posting the same shitty questions if you aren't going to post your city size. Every time with this shit. Everything in populated areas is more expensive especially housing of any kind. Go on zillow or any housing site and compare the same houses being sold for 150K.

Also, certain car types are worth less depending on the area. I live in the south so trucks and SUVs are expensive because they are in demand by hicks and brotruck fags. Fun track cars are rare but cheaper because nobody wants them around here.

e28

>>16102242
I was just talking about my own recent new job offer.. You said 50k is nothing but I am explaining that it can go a lot further than that for me.

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Ford F150 CrewCab 4x4 with a 6' bed in Red.

Nothing too crazy

I just got my first real job out of uni @60k. Bought a civic ex-t. I will eventually have a 911. I also want a Tesla.

>>16100486
>50k a year doesn't buy you shit
I make 60 and saved 1400 bucks last month alone, and I spend 600 bucks on food alone in October.

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>>16100500
This. A 600 TT Mark IV is my attainable dream.

>>16096703
I would buy a bone stock mk4 supra turbo, pull the engine and completely rebuild it myself.

>>16105627
Yea , I am kind of taking shit about that, hell 50K is great I'm just in some debt right now. Muhh car plans

>>16103459
>6 foot bed
I bet your girlfriend likes black cock more than you do

>>16105613
What's up man, congrats on joining the workforce what do you do?

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>cost of living is practically nothing because poor state
>low taxes
>minimal expenses

New car pick and I'd go with Focus RS since I've never had a new car and I've got plenty of togue to attack.

Otherwise I'd import a R32 GT-R and also get a winter beater because I wouldn't do that to a skyline.

Both would be easily affordable and maintainable with that money.

>>16099101
>4%
jesus man, max that shit out. is 4% the max your employer will match?

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Fuck luxury features like a interior.

>>16096703
>You have a decent job, making upwards of $50kUSD/year
That really says something about the age and income level of this board.

>>16106144
Lol im also 40 and make 9 figures. Nice to meet you

>>16106162
>40 year old man child pretending to make millions

>>16106174
Youre just mad because I could smoke you with my civic

As others have said, an R32 would be sweet. Think I could keep normies (and niggers) away by removing the "GT-R" badge?

>>16097060
Save for a year for a downpayment then. Christ.

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>>16096703
>Get $62k yearly for being a construction worker.
>Not in a relationship anymore, not looking forward in having kids.. like ever.
>spending money on small shit, like food and cheating the bills

whew.. this is a good feeling tbqh.

>>16107062
>$62k yearly for being a construction worker.
that's rupees, not $

>>16097113
Come to Poland, for 50k had you can buy r35 and live without moving your finger for at least 3 years