Lowball settlement

>ads
Doesn't work like that. Most insurance companies go off KBB.

>>14951466
>modified car
>they don't know about the mods
>hurr durr I need moar money
Kys.

>>14951466
>4.5k in parts
Aftermarket parts are not covered in your insurance jackass.

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>>14951466
Thought for a second this was a LPG thread.
Fuck you OP.

>why the fuck won't insurance give me $8k for my 240sx?

>>14951483
Don't have kbb here
>>14951488
They asked for receipts and I gave them copies

>>14951490
except they are if you provide receipts

>>14951530
>If you provided receipts
No they aren't. Ever. Aftermarket parts (especially in the US) are all illegal on the car. It's just no one bothers to pull you over and take your car apart to find out.

It's why insurance companies don't pay you for them.

>>14951547
The insurance company asked for them, I'm not in the US, I'm in Canada.

>>14951466
What car?

>>14951547
holy fuck you are one dumb motherfucker.

>>14951557
g35

>>14951551
>Canada
So you paid in Toonie huh? What you talking abut with that caaar insurance? They be screwin ya right chad? Is it still cold up there? I'm sure it is, you are used to it after all eh?

You should stop listening to Margaret Atwood, completely shit.

>>14951567
>He fell for the meme car
>in a meme country
So what happen? You hit a moose or your grandmother?

>>14951567
Ha, gayyyy

>>14951576
Probably faster and more comfortable than whatever you own but k

>>14951582
>g35
>in canada
Hows those shitty salty roads treating you? I give your car 6 more months till it falls apart.

Show all the receipts you have for parts, including print offs of online orders.

>>14951590
sounds like the only thing salty is you

>>14951466
Welcome to the real world, where modding your car doesn't affect it's value.

>>14951604
I'm not salty of a slow piece of trash. Let me guess. Lowered, ugly ass chrone wheels, Black hood and mirrors. You tinted the windows and put some ugly fucking banner on the front one. And then you put a K&N filter on it.

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>>14951614
>lowering a car
>some how bad

Are you that poor that you get angry at other peoples car choices?

>>14951582
Not very fast on the back of a tow truck.

Nah that's bullshit, you probably just came off as a pussy. Insurance wanted to give us $1400 for my techs LS400. I told them to fuck themselves, provided invoices for the work we've done. Ended up getting $4400, $770 in storage fees, and got to keep the car.
It's their job to lowball you and try to jew you down, it's up to you not to be a bitch.

>>14951636
>liking lowered cars
>wanting to bust his oil pan open on road reflectors
>get caught on railway spikes
>and then have his insurance denied for unsafe modifications

>>14951729
> not knowing how to drive
> claims everything not OEM is unsafe
Sorry you have a worthless piece of shit

>>14951741
>he thinks insurance companies care about his aftermarket cut springs and his hot air intake

>>14951582
no, i think my civic is a lot faster and more comfortable than a wrecked g35

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>>14951718
Insurance companies HATE HIM
don't mess with his dad's employees!

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>>14951466
Lmao sucks for you my 2003 altima got totaled and insurance giving me $4.5k

>tfw you were so sure they were going to give you half of that

>>14951792
Nice.

You have 3 options OP

- Get an attorney that specializes in insurance cases and get him to send a demand letter to your insurance company about fair market practices as a friendly reminder that you're willing to hire an attorney to get what you deserve. It's about $80 where I am. Insurance companies take you seriously when they see you're willing to spend money to get money you deserve. Also the insurance company does not want the looming threat of being sued for unfair conduct.

- Skip the claims adjuster that was assigned to your claim and talk to their supervisor and explain what is going on with evidence to back you up. They don't want to be on the phone with you and they'll probably end up breaking company policy, and they can determine the number there so you don't have to negotiate with the adjuster which can take days or weeks fighting with them.

- This is kind of a last resort, you can speak to an insurance ombudsmen, it's his job to investigate any unfair claims, they will do their own evaluation and force the insurance company to pay out their numbers instead of the arbitrary number the insurance wants. This can work for or against you though depending on their research.

>>14951831
holy shit an actual answer, thanks man

>>14951488
>car is worth 8k
>OP wants 8k

Are you genuinely retarded?

Kys

>>14951941
>Car is worth 8k
Car is worth 4k. The insurance covers the car, Not aftermarket parts.

If you haven't gone full retard yet and the car is still at the towing companies yard, just go and remove all your aftermarket parts and take the money they give you.

If you HAVE gone full retard and released the vehicle, then congrats, you're fucked.

>>14951966
>same car
>same condition
>sell for 8-9k

I don't know if you can't read or you're just an idiot but either way OP got his answer here
>>14951831

>>14951985
>same car
>same condition
>sells for 8-9k
Private sellers do not equal actual value of the car faggot. And Dealers mark up above the car value to make a profit.

GS is right for once >>14951718

Insurance companies will ALWAYS low ball you, you never take the first offer because they hope you're stupid enough to accept it. Always negotiate it with them and ask to speak to their supervisor like >>14951831 said, be willing to go the distance

>>14951991
>what is fair market value

You're just a stone cold moron my bad, don't pretend you know anything about the claims process because you obviously don't

>>14951998
>What is fair market value
That was decided at 4k. Be thankful you are getting that, all the "modifications" you made would get your car value to 1.5-2k and even then no one would buy it because it was riced out and ruined.

Now OP post a picture of your fucking car.

>>14951547
>Aftermarket parts (especially in the US) are all illegal on the car.
Wow you are dumb
>It's why insurance companies don't pay you for them.
The do if you tell them beforehand so they can adjust your rates child.

>>14952010
>He actually thinks he can put on aftermarket parts to his car

Federal law

>lifting/lowering vehicle illegal
>modifying emissions illegal
>modifying internal components illegal
>changing seats illegal
>changing steering wheel illegal
>changing rims illegal
Every single thing you do to the car is illegal by federal law you nigger poster.

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>>14951772
Get as mad as you want, it was an example.

>>14951994
They get bonuses for how much they can lowball people, the industry is a joke. Just need to make it clear you're not having any of it and they usually fuck off real quick

>>14952029
It absolutely is not against federal law to change vehicle ride height, to modify internal engine components, to replace seats, steering wheel, or rims.

Only illegal to fuck with emission systems and intake/exhaust on a bike you stupid fuck.

The rest of the diarrhea you spewed is state law.

>>14951772
Oh god, does gs400 actually look like that?

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>>14952002
Again you're an idiot

http://www.kbb.com/infiniti/g/2006/g35-coupe-2d/?vehicleid=818&intent=buy-used&category=coupe&options=33757|true|33764|true|535425|true|33873|true|33881|true|6466029|true&mileage=116357&condition=very-good&pricetype=private-party

I didn't even adjust for USD.

>>14952044
>He wasn't here for the EPA threads
The EPA was attempting to make it illegal for track cars as well. All those changes ARE illegal, you fucking moron. They have been for a good 30 years.

http://traffic.findlaw.com/traffic-tickets/unlawful-vehicle-modifications.html

Just because it's not enforced, doesn't mean it's legal.

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>>14952068
How about we go off what OPs car really is.

>>14952069
For fucking emissions systems you nigger. No one ever claimed modifying them wasn't. You are just an idiot.
>his source is a retard website citing state laws

Do you know what federal laws are? Kill yourself.

>>14952068
>very good condition
>decade old nissan
how about bullshit. do you even know what KBB ratings mean?

>>14952103
>He doesn't know
Not my fault you think state laws are the end all be all.

>>14952111
Cite one federal law that states anything you said is illegal. You won't because it is not.

Modifying emission systems of all road vehicles is federally prohibited as is modifying the exhaust/intake systems of bikes. Nothing more. Don't spout federal laws that don't exist.

>>14952116
Alright here faggot.

http://www.roadandtrack.com/motorsports/news/a28135/heres-what-the-epas-track-car-proposal-actually-means/

>the EPA seeks only to clarify the wording of an existing law—one that has been in place for many years,

https://www.gpo.gov/fdsys/pkg/FR-2015-07-13/pdf/2015-15500.pdf

>>14952083
>>14952110
no scuffs no scratches, perfect paint no rust, nothing was broken so yeah.

Don't be angry that you're so poor you can't even take care of your car

Also that's still above 4k faggot lol

>>14952139
Post pictures, we'll decide.

>>14952130
Oh what is that, its not a law and that is FOR FUCKING EMISSION COMPONENTS FOR RACE VEHICLES?

are you actually retarded? and the replacement engines complying with emission standards is a no brainer.


For the last time dipshit, cite me a federal law that says you can't change ride height or the other cancer you've claimed.

>>14952139
>Don't be angry that you're so poor you can't even take care of your car
I'm not poor enough to drive a 6k Nissan, but thanks anyways.

>>14952146
>For racing vehicles
>He wasn't here when this was going down
>He didn't read the regulations
It's actually already in place for your daily car. And you said and I quote.

>Cite one federal law that states anything you said is illegal.

Exhaust, intake, and internal components of the engine all fall under emission federal law.

BTFO.

>>14951466

>aftermarket
Former total loss adjuster here. From insurance perspective a/m parts do not add value to a vehicle as a normal person would want a non modified car
>mine is different
No. Sorry I feel for you but thats the way it works. They will let you take off what you can salvage but they will want the original parts in exchange or they will knock the value even lower. They probably use Mitchell for their evaluation as it's standard in the industry as it is 3rd party, uses real comps, and is unbiased

>>14952154
bro you probably drive a shitty entry level merc benz like some hood nigger thinking you're rich

>>14952161
You sure sound like an idiot who doesn't know what he's talking about but I'm sure you'll fool a couple people.

Even a shitty 2003 g35 coupe is 5grand and that's complete shit

>>14952155
>Exhaust, intake, and internal components of the engine all fall under emission federal law.
No, they don't. Just look at what is warrantied as emission components. Only in California under state law is that true.

So for the last time, show me a federal law that states you can't change ride height or wheels. That should be easy enough for you to not scream emissions components. Lets face it, you are full of shit with no sauce.
>>14952166
Nah I drive an M. It is 10 years old and very good condition per KBB. The chance of a nissan passing such criteria or getting a perfect mechanical inspection is marginal at best.

>>14951466
Unless you specifically have insurance on the mods (lol good luck) you'll never get more than blue-book price for your car out of insurance. Tough luck. That's why people with modified cars who total them strip them of the mods and return them to stock before they let insurance have it.

You're getting not a cent more out of them, and if you push your luck, they might cut you out of even that.

>>14952188
The fact that you do not understand all parts inside of the engine, all the way down to your spark plugs are considered emission components. Even your A/C is part of the emission system as it causes drag on the engine.

The fact that you don't know this tells me you are a new fag crossboarder.

>>14951466
>I also have $4.5k in parts on the vehicle that I feel they're not accounting for.
Did you claim the parts to your insurance company before the accident so they could charge you more? No? Then you aren't getting shit your aftermarket parts weren't insured.

>>14952188
>ride height or wheels.
Stop moving goal posts.

>>14952161
And you sound like a butthurt fucking moron. Ask anyone in the industry and they will tell you the same
>muh sentimental value
Fuck your used shittily modifid car insurance is to pay back the value of the vehicle as a vehicle. Nothing more I can slap a 4k turbo and a $500 shitbox and that doesnt make it a 4500 car. Go fucking look at retards on Craigslist for people trying to sell their "tastefully modified" cars. Fuck off

>>14952188
>bmw in good condition
>10 years old

Jesus christ it's probably a total shit heap

>>14952067
yes, that's him

>>14952193
>Even your A/C is part of the emission system as it causes drag on the engine.
Not under federal law faggot. If it was it would have to be warrantied as an emission component by law. How about you look up what actually is an emission component you retard.
>>14952196
>Stop moving goal posts.
Part of the original claim douchebag. Since you are so dumb you scream everything is emissions (pro-tip: it isn't) how about you prove to me the easy ones then?

What a lack of sauce

>>14952210
>pulling shit out of his ass
You have been btfo like 6 times in this thread. Turn off your computer and let someone else fix your M like the good little cuck you are.

>>14952205
Original owner, garaged its whole life, with less than 5k miles a year. Yes, people actually do take care of their 60k M cars they bought a decade ago. All the better for me to destroy it. I also paid 24k from a BMW dealer. There is no way in hell some 6k nissan is in "very good" KBB condition. That is simply foolish, or OP doesn't know what very good means.

>>14952214
>btfo
>not a single source given, ever

Look up what is an emission component and covered by federal law, then explain to me how half the engine parts you claim, let alone wheels and springs apply.
>An A/C is an emission component
/o/ is retarded but you sir take the cake

>>14951762
BTFO'D

>>14952223
>not a single source given
>gave 645 pages on current federal law which actually covers everything he says isn't emissions
>doesn't read any of it
>no sources
Just stop, you look retarded.

>>14952229
oh yeah I'll read 645 pages which surely will say springs and wheels can't be modified.

listen dipshit, if it is a federal emission component it is covered under emission warranty. now I know you are too poor to buy a new car but how about you look up what is covered for a new car. a god damned AC or piston is not an emission component, nor are your wheels or springs.

Where on the spectrum do you lie?

>>14952216
There's also no such thing as a shitty entry level bmw in "very good condition"

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>>14952223
>EPA and NHTSA Set Standards to
Reduce Greenhouse Gases and
Improve Fuel Economy for Model
Years 2017-2025 Cars and Light Trucks
> improvements in air conditioning (A/C) systems that reduce tailpipe CO2 through efficiency
improvements, and (2) for reduced refrigerant leakage--through better components and/or use of
alternative refrigerants with lower global warming potential.

https://www3.epa.gov/otaq/climate/documents/420f12051.pdf

BTFO

>>14952243
>M
>entry level
pick one, and only one.
>>14952244
that doesn't make it a federally covered emission component alphonse.

btfo my ass

all of y'all have serious case of aspergers.

>>14951831
Only 1 person gave real information

This is how retarded the average person on /o/ is. they don't know shit

>>14952249
>goal posts

You said a/c isn't part of the emission systems. EPA says otherwise, and they are a federal agency.

BTFO

>>14952249
>he fell for m3 meme

5k miles a year is the most you can afford to drive before it falls apart

Those things are cheap as fuck because they're built cheap as fuck

>>14952255
But that is literally not what it says, at all. Just because they may mandate effeciency or leak requirements does not make it a federally covered or required emission component. I swear to god everyone here is an idiot.
>>14952260
Z4M. e46 m3s are too old. but keep memeing poorfag.

>>14952275
you're right anon dw

>>14952275
>it has to be required to be an emission component
Leaching off a system that has federal law for how much emission it can output make it a part of that emission system you dumb mother fucker.

Why do you think they account for load calculations on buses, It's not because the bus can't carry more people safely, it's because adding more weight breaks legal emission standards to maintain driving ability.

>>14951466
>>14952034
>bonuses
What a total load of shit. You realize insurance companies are not only regulated at state but also federal levels and get fined to shit for not paying or short changing a claim intentionally. All claim files and notes are subject to review at any time bt the state DOI or NICB. I worked in total loss for 3 years and the value is establised by a 3rd party company called Mitchell for this exact reason that will find comps within a reasonable distance and average those to determine value. If you are seriously implying that insurance companies keeps records of what they paid vs. The ACV you are literally retarded.
>>14951831
>Lawyer
Insurance companies don't give a fuck if you get a lawyer I dealt with a ton of them, did the value ever change? No. It's property and has a true, tangible value we don't negotiate unless you can prove that your comparable vehicles are more of a match than ours and are from a refutable dealer/seller. Wanna waste the money? Sure but it will not make a difference because they will tell the attorney the same. Also lawyers hate property claims so they literally put 0 effort into it as they aren't getting a 30% cut like they would for an injury claim. It sucks but thats how it is.

>>14952275
>bragging about a heavy as fuck z4m
>s54 literally audi tier reliability
>that gearbox grind from the factory

Should've bought a base corvette, at least that's faster and cheaper and nicer

>>14952293
I hired a lawyer for mine and my claim jumped from 17k to 23k so either you don't know shit or you're just talking shit

>>14952289
>Leaching off a system that has federal law for how much emission it can output make it a part of that emission system you dumb mother fucker.
No, it doesn't. You're telling me wheel weights are an emission component? What actually are emission components are blatantly spelled out. Look at a new vehicle emission warranty and see what is covered by law. Your asinine definition means the whole car is an emission component. That is blatantly false and only someone with autism could make such a leap.
>Why do you think they account for load calculations on buses, It's not because the bus can't carry more people safely, it's because adding more weight breaks legal emission standards to maintain driving ability.
Those are commercial vehicles and even then you are speaking about qualifying a new vehicle to emission standards. That has nothing to do with adding or modifying REQUIRED components by a consumer.
>>14952302
>3200lbs is heavy
not in this day and age
>s54 isn't god tier reliable
post spun bearing recall they really are
>that gearbox grind from the factory
that I won't argue with but I've never had an issue. i'll also say no S54 transmission has failed, ever. even ones that need rebuilds for worn synchros have shit loads of miles.
>vette
considered a z06 but their interiors are just too horrible. next car will likely be a new vette base or an M2. tough choice, both have their plusses.

>>14952320
>warranty
>warranty
>warranty = federal regulations
Goal posts again

>>14951466
The best advice I can give coming from experience handling the claims is the appraisal clause which most policies have. You will have to pay for the appraisal though but I only saw it work on classics or VERY well taken care of older cars. Just my two cents

>>14952326
the REQUIRED emission components must be warrantied under federal law. if said component is not warrantied it is not a federally required emission component. I am showing you the easiest and most obvious way to understand your overly encompassing personal interpretation of the law is incorrect.

The word we are looking for here anon is "required." PCV, EGR, cat, etc. are required. AC, wheel weights, springs, are not.

>>14952344
>goal posts
EPA states it's a part of the emission system, it's a part of it.

Stop goal posting so fucking hard.

>>14952312
If you were injured it happens or you missed a lot of shit or didn't research the market and find comps. Not saying you are wrong but it is very rare when a lawyer gets more value, you were obviously one of those cases and might consider reporting the ins. Company to the state DOI or NICB

>>14952293
> I don't know what I'm talking about, but I want to come off as I do so I'll just write something really long they won't read anyway

Yeah

>>14952350
you are the one who said changing wheels and springs is illegal.

an AC is not part of the emission system.

I have nothing more to tell you if you are too stupid to listen. The law states you can't modify or remove the emission systems. Those systems and their components are blatantly described in new vehicle emission system warranties. I don't know what more to tell you aspie. There is nothing illegal about replacing pistons or springs.

>>14952365
No I'm not. You asked for a link to a federal law about a/c.

EPA considers the A/C a piece of the emission system and requires it to meet certain standards to keep emissions down. That make it a part of the emission system.

per EPA
per Federal Agency

I even went and provided a link on the regulation for you.

Now kindly piss off as about 4 or 5 anons have BTFO you.

>>14952359
No, they low balled me with the offer after my truck was totalled, kbb listed it as 24k in my year and condition, hired a lawyer and he got it done.

You sound like an insurance lackey desu

>>14952293
>the guy's in canada
you federal law murrican bullshit does not apply

>>14952372
Not a single one of you idiots has proven anything but your own inability to read.

There are controls on the design of new AC systems. That DOES NOT make it a federally required emission component. That does not make it illegal to remove your AC.

I don't blame you, you aren't very intelligent and lack basic reasoning skills. So for the last time, read a new car emission system warranty and see what components you aren't allowed to fuck with.

>>14952388
>proven anything
>provided links
>HURRR THOSE AREN'T REAL
okay anon, what ever you say.

>>14952388
>This ass blasted he was proven wrong over and over again

kek

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>>14952363
I think I know jack shit about someone elses job or how insurance regulations work and have nothing to back up the shit i'm spewing, the post. You are a fucking moron. Go back to your containment threads

>>14952392
>>14952398
https://www3.epa.gov/obd/pubs/420f15035.pdf

Try again faggots. Remind me again where AC and wheels are on that list.

Top kek. I don't know why I even know why I bother with you lowlifes. Oh, and just a reminder, even though it is warrantied it doesn't mean it necessarily is illegal to remove, only that it indirectly may impact an emission system. The major and minor emission components are blatantly spelled out for you.

Enjoy going through life being insufferable fuckwits who are wrong.

>>14951571
Jesus fuck, does your vocabulary consist of nothing but memes?

>>14952195
Lol
This OP. After market parts were not insured because your Insurance Company didn't cover them from the beginning when you put them on. In their books they were only covering a stock G35, not a highly modified one.

>>14952417
>Warranties
Goal posts

>>14952422
>federal law says you must warranty emission components and systems
if it isn't on the list it 100% isn't part of the emission system. sorry you lack basic reasoning skills.

but yeah don't change your wheels or remove your ac cuz emissions. top kek i'm out of here faggots i got errands to run, you've got your source now read it and weep.

>BTFO

>>14952417
>Air Conditioning Improvement Credits -
As with the MYs 2012-2016 program, manufacturers
will be able to generate CO2-equivalent credits to use in complying with the CO2 standards for
(1) improvements in air conditioning (A/C) systems that reduce tailpipe CO2 through efficiency
improvements, and (2) for reduced refrigerant leakage--through better components and/or use of
alternative refrigerants with lower global warming potential. Currently A/C systems use
refrigerants containing hydrofluorocarbons (HFC) which are highly potent greenhouse gases,
and EPA’s A/C credits will give manufacturers an incentive to accelerate the use of refrigerants
with much lower HFC emissions

Right in your own link.

>>14952437
That doesn't mean it is a federally required emission component and hence you aren't allowed to modify or remove it.

What part of this do you not understand?
>inb4 all of it

>>14952445
You actually aren't allowed to modify A/C systems, You can remove it though.

It still falls under EPA emission standards though and has regulations and laws for the A/C component.

You silly goose.

>>14952454
Removal is modification of the system. There are other laws about refrigerant use but that isn't from a vehicle emission perspective. Remember, you are not allowed to modify, remove, or defeat federal emission systems or components. What you just said is a blatant contradiction. Also many rules that apply to mfgs do not apply to end use consumers.

>still not seeing wheels and springs anywhere

>>14952468
>removal is modification
Sorry anon, thats not a modification. The component is still intact and not altered. Removing the A/C is actually considered a plus to the EPA. Less emissions to worry about because of no chemicals and also less drain on the engine.

>>14952468
>wheels or springs
>FMVSS
>Phase II criteria and a bumper height requirements of 16 to 20 inches was established for passenger cars.


http://www.nhtsa.gov/cars/rules/import/FMVSS/

http://www.nhtsa.gov/cars/rules/rulings/roll_resistance/

Altering vehicle ride height alters bumper height, which has a federal legal safety standard. Adjusting it breaks that law.

Per the norm, states can modify this.

They're just waiting for you to crack OP. It's a classic sleezeball insurance move. They ultra low ball you in hopes you'll just rollover and take it.

Talk to them monday, tell them you expect a FAIR PRICE offer and if not you'll take the claim to an ombudsman. If you're confident in the listed price of those cars and your cars condition before the accident it should work out in your favor.

>>14952509
this has never happened to me or anyone I know. When shit has happened to me or my friends we get reasonable payouts

>>14952437
>>14952506
>manufacturers

>>14952515
The insurance company is not your friends, they probably low balled you and you thought it was reasonable.

The less money they payout the better for the insurance company , they have no reason to give you a fair asking price unless you ask for one.

>>14952518
>He thinks once he buys the car he can do with it as he pleases
fucking kek'd

>>14952524
yeah, I pretty much can.
no one's arrested me yet.
hell, I don't think anyone's been arrested yet.

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>>14951466
Ask for the valuation report. Make sure it represents tour cars options and condition.

Took my settlement from 8k to 11k because I corrected a valuation report - they had my car listed as a base model instead of optioned out.

>>14952533
>Hurr you have to be arrested for it to be illegal
Right. So treason then

>>14952468
>giving a shit about the fed
pot is illegal according to federal law, but if I lived in colorado I could smoke as much as I want. will anyone stop me?

Britbong here, my insurance company tried to lowball me by £1000 (bike was worth £10k, they offered £9k). I didn't even have an advert for a bike in similar condition but interpolated devaluation using equally older and newer bikes with the base package as well as the percentage increase in value between the base model and mine. They initially told me to piss off so I filed a formal complaint, warning them that I intended to go to the financial ombudsman if they didn't play ball. It worked.

I don't know what the arrangement is in dollarland but I'd hope you have something similar. Just be sure that you're clear on the procedure. Here, we can't go straight to the ombudsman, you have to give a certain time for a formal complaint to be processed (but you don't have to mention the ombudsman to them until you actually complain) and they often go for it because the ombudsman can also award additional money for the time spent fighting the case.

>>14952545
arrested or fined, you need to enforce it somehow. if there is no enforcement of the regulation, is it even a law in the first place?

>>14951590
He totaled it so its already fallen apart

>>14952561
So it's legal to sell illegal drugs till you get caught.

Nice logic.

>>14952473
You aren't allowed to remove it dipshit if it is an emission component. The end.
>>14952506
>he now is claiming consumers are licensed manufacturers

well i think i've made my point

>>14952576
No, people are caught and arrested for selling illegal drugs. Show me one example of someone getting caught and arrested for deleting the a/c. protip, you won't find any. you really think that if traffic cops could fine someone for shit as simple as using aftermarket rims, they wouldn't? most of their income comes from tickets, and fining people for shit like this would bring in millions.

>>14952576
That's not what he said at all.

>>14952591
>you can't remove it if it's emissions
That's not what the EPA says

>>14952594
>you really think that if traffic cops could fine someone for shit as simple as using aftermarket rims
You haven't been to California have you. All there stupid laws are pretty much 100% exact to federal standards.

>>14952600
That is literally what they say. You cannot defeat emission systems or required components. Removal is defeating them. If an AC is a required component you can't take it out. You are arguing against your own logic here.
>you can't put in a hi flow cat but you can run straight pipes
literally what you are saying

>>14952555
So you just had a regular convo with them and said to them "I'm not satisfied with what your offering it isn't a fair offer, I'm going to have to go talk to the ombudsman"? Did you talk to the adjuster or supervisor?

>>14952608
Except those laws in general apply to manufacturers and not consumers federally. Commiefornia takes it one step above and beyond. Federal law on emission systems for consumers are very strictly defined.

>>14952612
>goal posts
Thank you for admitting that the A/C is a part of the emission system.

I'm so glad you feel for all this extra bullshit.

It's just like the old bugs and daffy shit.

>>14952628
I never did sweetie. I said by your own logic even you admitted it isn't. If you can remove it, it isn't a FEDERALLY REQUIRED emission component.

Autism is real, isn't it?

>>14952634
But you can't legally remove the A/C from the system.

Hell you can't even get a car without A/C anymore.

>>14952620
Not directly. The way it went down was that I told them I wasn't happy with the offer, they told me they very much were so I asked to talk to a supervisor. They then asked me to submit my counter offer with evidence (cunningly, not actually letting me talk to a supervisor, increasing the time for a formal complaint to be lodged). I then emailed them the offers, noting that if they weren't happy I'd like to lodge a formal complaint with a senior case handler (so it was dated and in writing) and, after a month of fucking around and the engineers 'not getting my report' they finally acquiesced.

>>14952649
>wrong, not an emission component
>wrong, what is the shelby gt350r for starters
you can remove your AC, as long as the refrigerant are disposed of properly according to non motor vehicle federal regulations.

>>14952657
>purpose built track car
>street legal
350 isn't legally allowed on the street.

>>14952662
>bait.jpg
the 350 is a legal street car you nig nog. they have one at my ford dealership for christs sake

>>14952608
Yeah, but that's state law. that's a separate matter. in commiefornia they enforce emissions testing with roadside sniffer tests. it is therefore a regulation that is enforced: a law

>>14952673
>state law
>exact same as federal law
>BUT IT'S DIFFERENT
autism.

you sue for the rest fuccboi

>>14952692
there is no federal law for that shit you autist. said requirements are for manufacturers, not consumers federally. california makes their own far more restrictive laws since it is a communist hell hole.

you live in cali don't you? only a californian would be so dense.

>>14952702
>no federal law for that shit
>entire thread is covered with .gov federal regulations

>>14952707
>entire thread is covered with false claims of .gov federal regulations that either don't exist or don't apply to anyone but manufacturers

fixed that for you calicuck. good luck getting your AC fixed for free since it is a federal emission component. top kek you fags are pathetic

>>14952692
the difference is that one is enforced, the other one is not. if a regulation isn't enforced, it is by definition not a law.

Merriam Webster:
Law: a binding custom or practice of a community : a rule of conduct or action prescribed or formally recognized as binding or enforced by a controlling authority
>binding
>enforced

>>14952726
>if it's not enforced
>it's not a law
Holy shit this is fucking funny. Tell that one to the judge.

>b-b-but your honor
>n-n-no one else has ever been charged f-for this c-crime

>>14951985

It's obviously not the same condition if it's been riced the fuck out. Get real.

>>14952731
Yeah, I won't end up in front of a judge, because it is not enforced. I will never be caught, so the situation will never happen. Simple

>>14951762

fucking kek

>>14952740
Besides the fact that these federal "laws" don't even exist there is no way the morons ITT realize that state police can't enforce federal laws anyways.

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>>14952731
>not enforced
>judge
how do you even get there? if it's not enforced it won't go through the legal system at all.

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>>14952764
dude this guy thinks an AC and your wheels are part of a cars emission system.

>>14951547
Bait

>>14952740
You're a fucking idiot if you think headers+exhaust wheels and coils are rice

To the idiot who claims that 635 page bureaucratic nightmare waste of tax payer funds is a viable source stating modifying an A/C system is illegal, you're a fucking moron. That link specifically states that's for Heavy/Medium Duty/Vocational vehicles. And also only applies to manufacturers.

If you could specifically cite, or even just name CFR that prohibits modifying your vehicle, I'd love to see it.

All of these laws are created and enforced on the state level, as far as I know, and nothing prohibits you from swapping motors, parts, wheels, or suspension as long as it passes your Local/State Safety and/or Emissions testings.

>>14951466
>I sent them ads for around 8-9k for the same car in the same condition
Asking price does not equal fair market value
>I also have $4.5k in parts on the vehicle that I feel they're not accounting for.
If you didn't insure those parts you are shit out of luck. Don't be a cheapskate next time.

>>14952976
There is not, the guy already got BTFO and is obviously just a high functioning autist.

That said it is still a violation of the clean air act of 1970 to remove federally required emission components or to subvert the systems. So no EGR removal, pcv, cat, etc. Fine is $2500 per incidence, but like you say, that would require the EPA itself to fine you which would never happen.

How assburger takes this to mean you can't change your wheels astounds me, but this place is full of some of the dumbest people alive so I shouldn't be surprised.

>>14952976
>>14953015
>identical writing and capitalization styling
>responding to yourself
>applauding yourself
This is real autism folks.

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>>14953057
Sorry autist.

>>14953015
Yup. That and putting non DoT approved equipment on your car (IE Lights, Tires, etc)

Even then, that may be state level, as I think it would be a stretch for a consumer to have files charged against them by DoT

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>>14953066

>>14953074
Good point. I'm not sure if it is federally illegal to run non-DOT approved equipment but I know for a fact it is to advertise it for sale without stating it is not DOT compliant. I remember in the ricer years all those altezza lights being recalled. I'd bet those would fall under state laws but I'd be interested to see if there is such a federal law.
>>14953097
lol except notice I screencapped and posted in 90 seconds? my MS paint skills aren't that l33t

>>14952992
>knowing nothing about the claims process but thinking you do

Lot's of wannabe adjusters on /o/ today

>>14952539
Do this. But keep quiet about your mods, op, some will cancel your policy, send you a cheque for the amount you paid them, drop your wreck in your driveway, and, if you're at fault or caused damage to another party, send you a bill for what they had to pay.

>>14953139
Ops car is the base model. It's why he has refused to post pictures all day.

>>14953134
>implying a single thing I said was incorrect
whew lad. are you high? most policies only cover a few hundred in aftermarket parts without claiming them, and an asking price means jack shit.

>>14953159
Unless you touch the engine or suspension.

>>14951466
Wait, if you aren't liable for the accident why are you dealing with your own insurance company? Do you live in a no-fault place?

>>14953190
Mine covers any aftermarket parts regardless of what or where. Above 2k I have to claim them which may affect my rates.

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>>149531
Why are you salty that some one has a nicer car than you?

6speed, leather, brembos, sports suspension (when I bought it) VLSD, useless satnav, power everything, keyless entry

Pic from when I bought it

>>14953227
Because the woman who wrecked it drove away and didn't file a police report, all I had was her license plate, so I the only thing I could do is report it to my insurance so they can catch her

>>14951466
Was it a 2002 jag by chance OP?

>>14951515
I'm Canadian too. There's a Canadian version of KBB dummy.

>>14951547
They're covered under insurance as long as you notify them of the mods and they update your policy accordingly.

>>14953264
>all I had was her license plate, so I the only thing I could do is report it to my insurance so they can catch her
What the actual fuck bro, you did call the police right? Why hasn't she been arrested for hit and run?

Regardless your mods won't be covered. You should have claimed them on your policy.

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>ITT People mad as fuck OP wants what his car is worth

>>14953302
Clearly OP did not do that.

>>14953302
What? Canadian Blackbook is literally shit. That's why insurance companies don't use it.

>>14953264
>Rice out
Like I thought.

>>14953264
In the US that is around 8k for that car with high mileage. What is your deductible? Surely there is a reason your insurance is trying to fuck you so hard.

Is your title clean? Did you choose the shittiest insurance company possible?

>>14953325
His car is worth 4k by the looks of this picture. >>14953264

>>14952029
Is it aftermarket if what you added was available on an upgraded model of your car, but not your specific level trim of said car?

>>14953338
>black wheels
>rice

autism

>>14953346
>still salty he's rolling in his mom corolla

>>14953356
I'm not that guy but black on black is pretty ricey. Let me guess too, black leather with an auto transmission?

For real tho, what part of the story are you leaving out?

>>14953352
That guy is a lying nigger. Nothing he says is true.

>>14953367
He said 6 speed, are all Americans illiterate?

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>>14953356
>black wheels
Plasti dip, so yes rice.

Also found your value from blackbook. They are actually paying you more than the car is worth on a trade in.

>>14953375
>like I'm going to sift through all this bullshit to find out what OP said
Are all Canadians cucks to the government ran insurance racket? Apparently.
>>14953384
Wait, you have access to blackbook?

>>14951483
Insurance companies go off NADA, which is typically lower than KBB.

ProTip: when buying a car, use the NADA value, because it's lower.

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>>14953400
Dealers and Private sellers don't give a shit about KBB or NADA.

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>>14953343
Clean title and yes my insurance company is pretty shit

>>14953384
You're an idiot, the insurance companies don't even use blackbook.

Besides mine only had 150k on the odo and was mint.

Here's pic for your stupid ass

>>14953413
>asking price
You don't get asking price on a wreck, you get trade in value.

Also that image >>14953264 is in fair condition, about 4 steps below "mint".

>>14953413
You are far over estimating the condition of your car. "Good" is what you are looking for.

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>>14953421
>Mad that op has a nicer car than him so he shit posts the thread to death

>>14953430
Nobody is impressed with your riced out 6k nissan. Stop repeating this nonsense.

So for the last time, what is your deductable and what is trade in and private party retail of your car in "good" condition. It is not any better than that.

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>>14953421
>>14953429
>>14953439

>flawless paint
>no rust
>no mechanical problems before the accident
>classifies as "VERY GOOD"

>>14953413
>150k
>Mint

That term is derived from a coin that has been freshly minted, or is New. 150k is hardly fresh from the mint. That mileage certainly makes it AT MOST good.

>>14953421
That's not how it works at all, they give you the cars actual value price that the MARKET prices it at. If cars in his area 8-9k that his the FAIR value, what he might get might be 7+ TAX because they pay the out the tax on top.

>>14953467
>if cars in his area are 8-9k that is fair value
That's not how it works, or dealers would have specific prices marked up an extra 30-40 for shit boxes so someone can claim insurance and come by a brand new car.

>>14953453
>10 years old
>high mileage
No, your car does not qualify as very good. Very, very few cars at that age do. Lets see the wear on your seat bolsters then. Lets see the rock chips on your front bumper.

Your car is good condition. Sorry buddy but VG is for newer cars or rare examples at that age.

For the last time autist. What is your cars value in GOOD condition. What is your deductable.

If you are still getting fucked after that maybe you have learned why you don't cheap out on insurance. Next time, claim your aftermarket parts too.

Since you already said that similar cars are 8-9k I find everything you source proof that they are utter shit and you don't know what your car is even worth fair market, let alone retail.

So this is what a milenial boomer looks like

>I know what I got

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>>14953487
>high mileage

>>14953487
y u mad tho?

>>14953487
Average mileage means the car would have 200k +.

>>14953499
Anything over the service warranty is high mileage.

>>14953504
>200k miles
>average
No anon, that drops the car from fair to sub par in all market values.

You won't find a dealer anywhere who will take a reasonable trade in value for a car with 200k on it. If they would even take it at all.

>>14953499
120k is high mileage poorboy
>>14953503
because trying to talk to OP is like banging my fucking head on a wall.
>>14953504
and average means high. 15k a year or whatever is a meme

>>14953509
>>14953515
It's in kilometers

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>>14953509
>>14953515
>>14953506

>>14953519
120k miles is high. OP already stated thats what it has.

No car with 120k EVER has been in excellent or very good condition. OP is delusional.

>>14953530
12k miles a year is high?
>No car with 120k EVER has been in excellent or very good condition.
Sure ...

>>14953519
>kilometers
>saying mileage

>>14952069
I'd also like to point out the operative phrase "Examples of vehicle modifications that MAYresult in a traffic ticket include:..."

KYS

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>>14953530
Jesus you're a stone cold idiot, I just said 150 KILOMETERS

>>14953542
Do you expect a police officer to know all 1,402,235,540 laws?

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>>14953530
here's the conversion since you're retarded and need to be babied

>>14953540
No you idiot. 120k miles is high. How many miles a year is completely irrelevant and is just a meme to trick poorfags.

And no, cars with 120k are not KBB excellent or very good. IDK what words you like to use to describe your car but maybe try reading the definitions used by others.
>>14953547
Then why did you input the KBB early as 120k? Are you just stupid?

Okay lets make it easy and end this shit.

Your car is worth 8k or less.

How many kilometers?
What does your local valuation say for GOOD condition, not VG, not excellent?
What is your deductible?

>>14953559
>says the idiot who put 120k miles in KBB earlier and thinks his 10 year old nissan is in excellent like new condition
you're getting on my nerves boomer. no wonder your insurance is fucking you.

>>14953570
>Literally retarded
>JK I was only pretending to be retarded!

>>14953561
>but maybe try reading the definitions used by others.
So what is the autistic busrider definition of very good?

>>14953572
Sorry for believing what you typed earlier. Guess I forgot you are just an idiot.
>>14953574
Why don't you read what the fucking book value you are using defines it as jack ass.

Jesus christ you are worthless dude.

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>>14953582
>so autistic he thinks he's only talking to one person
>forgets this is 4chin

>>14953598
Your point is what exactly? I can't tell when some retard whiteknights for the delusional OP? cool story bro

>>14953610
Why are you so salty that OP wants what the market is asking for them? In my area they sell for 10k, are you that butthurt that you don't want OP to get equal pay out? You're just a sperglord

>>14953628
OP already said ASKING price of similar cars are 8-9k. Fair value is less than that. I want OP to get what he should but he is out of his fucking mind if he thinks a 10 year old car with 100k miles is in any condition other than KBB good. I mean he has the audacity to cite mint condition values, which just don't exist.

He also hasn't said if his claim is collision or comprehensive nor what his deductible is. If it is huge then maybe that is why he is getting fucked. He also should have claimed his parts as now his cheaping out is going to bite him.

I don't know what to tell him as obviously this is just his personal blog at this point and he refuses to answer any basic questions that could help determine a fair value. At this point I hope he gets fucked.

>>14953657
Sperging hard I see

>>14953709
okay OP. have fun with your 'mint' condition totaled car.