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What is your CURRENT age and net worth? Please do not inclued

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What is your CURRENT age and net worth?

Please do not inclued future assets. Such as if you have a house coming to you one day. I mean money you have right now in the bank.
Do not include your car. Money in your bank accounts/wallet only.
>>
Age: 22
Net: A little less than 2 grand

#PoorLyfe
>>
>>916603
39 years old.

Including liquid investments and retirement funds; $964,629

I've been wondering if I'll feel any different when I finally cross a million.
>>
>>916614
>I've been wondering if I'll feel any different when I finally cross a million.

interesting
>>
>>916614
You won't, not until you have $1m in a single bank account or non-retirement fund so you have the power to actually have $1m in your hand at a whim.
>>
>>916603
28.

1.2m in investments
1.2m in cash
owe about 1m to the taxman.
50% ownership in company valuated at 8m

My company boomed over the last 18 months.
Before that i was dirt poor, hardly able to afford rent and food.

I always used to think "if i had $1m, i'd be set for life".
Now that i have money, that's gone out the window.
I'm not greedy, but having this much money is the most fucking stressful experience of my life.
>>
>>916690
What kind of company do you have?
>>
>>916698
IT startup, created a mobile app that did extremely well. Will say no more.
>>
>>916603
34

30k

FML
>>
21
-954 credit debt. Will have paycheck this Friday. Bring me down to -532 debt 350 spending Moonie
>>
>>916708
Hire me kind sir
>>
22
around 7500 euro (10k dollars)
>>
>>916708

What does your app do tho
>>
30
$105k
>>
>>916614

whats your story?
>>
>>916603
22
-230k
>>
23
3k
>>
29
A shitty $350/month job in India
Nothing in savings with plenty of shit bought which are useless
CC debt
FML
>>
19
about 700 euros

>tfw I don't work, go to college and have no debt
>tfw I get paid 230 a month just for going to school

because european
>>
30
14k in the bank
19k in stock market
16k in physically held commodities
26k in retirement account
62k annual income
>>
>>916603
25.

25k
>>
>>916727
Make me money.
I prefer anonymity, and telling you what it does would make it easy to find my app.

We're on a pretty downward slope now.
Got lucky, reaped some rewards, and in a few years, that will be the end of that.
>>
>>916603
29
87000
>>
>24
>-4,800
Fucking student loans eating my GAINS.
>>
>>916603
Age 19
Net worth 11k

No student loans because I go to CC
>>
>26
>170k
>>
Age 19
Net wealth: 13k
Also have a house I pitched in on as an investment.
>>
Age : 18
Trust fund thing : 120k
My dad is multi millionaire but he keeps saying I am not getting anything. I can't tell if he's serious or he just want me to get my own job
>>
>>916851
Holy shit, I am speechless. (Of course you're not getting anything, GET A JOB NIGGER)
>>
24
-25000
Student debt. no income.
ey
>>
>>916860
What was your major?
>>
>>916603
>26
>14k

Paying off student loans completely feels great, having nothing afterwards does not.
>>
32
$140k cash
$5k in scottrade mixed stocks
$20k debt for truck
Living in hotels

$0 income
>>
>>916603
Age: 18
Net: 5.5k
>>
>>916603
Age: 22
Net: -$13,000 (student loan debt ayy lmao)
>>
>>916690
yeah, i think that's one thing people tend to leave out of the "i wish i had just $1 million" discussion. it's not like having and managing all of that is a game. you'd have to have all the money with no ties to any businesses, 0% chance of that money going down in value, and no debt, which will pretty much never happen.
>>
>>916851
definitely get a job man. think of it this way: even if you don't make shit at your shitty job, you're really working for that $120,000.
>>
>>916874
that's what i'm worried about. i'm one class from graduating and make $13 an hour at a bullshit job right now, so i'm saving and will be able to pay my $18,000 debt off really fast and easily, but i have no other real goals besides that and don't think i'll be able to do much with my degree (because i suck at it and my gpa is only like 2.8)
>>
>>916770
I am from India too. The only advice I can give is save as much as you can.
>>
>>916881
why zero income?
>>
>>916881
>>916923
yeah and why living in hotels? you could just get a small apartment and relax, wtf
>>
22
5k in liquid assets currently

I have rich parents and don't spend frivolously, so I've never really had to worry about money.

Been jobsearching like fuck lately because I don't want to end up NEETing off my inheritance for the rest of my life. Right now it looks like I'll be going into mobile game development.
>>
20
-$4k~
>>
>>916881
Why not pay the truck debt with cash available?
>>
>>916922
Mate, the cost of living in Mumbai is fuckin high. Housing is the costliest.
>>
20
37k
>rich parents
>>
34
Roughly 200k liquid
+20k for my dog, valuation based on how much I'm willing to spend to spend on his lost&found reward or vet bills if anything happens

So total net worth is about 220k or so. Also have a condo in Manhattan and a couple houses elsewhere.
>>
>>916603
>23
>~$180k
>>
25
1 rental property valued at 600k, generating 24k a year
1 home, ~20k left on mortgage
>>
>>917127
oh home's value is currently 300-330k
>>
28
£48
>>
26
About 200k total in my savings and checking accounts

Tfw spend no money because saving for a house. I just want to move out of my parents house finally.
>>
>>917127
How did you get the money for the rental property?
>>
25

420k in apartments
10k in stocks
30k in cash
20k in shares in the business I part own
-146k debt for apartments
Networth: 334,000€

I'm satisfied eventhough I stress more about money than a homeless person.
>>
>20
>-50 USD
How am I doing boys?
>>
26,

20k euros including my boat which I won't sell so I guess 10k really
>>
Age: 22

Net worth: €40.000 (€20k cash €20k investments) + degree, no debt
>>
>>917127
nice
>>
24
-$22.5k
>>
>>917206
well its not negative
>>
25
Like... 2 grand. Maybe.

I make a grand a week bartending but most of it goes to rent, groceries, and paying off student loans.
>>
24 years old

-2.5k Credit Card Debt
-23k Student loan debt
$800 liquid

I just dont understand how people have so much money. Seems like you just have to be lucky and born to the right family.
>>
>>917127
>1 rental property valued at 600k, generating 24k a year

Poor investment or you're lying because the numbers are way off

A rental property valued at 600k only gets you 2k a month in rent? That's below shit tier returns, a 600k property will likely have taxes of 5-800 a month. You might as well sell your 600k property, and buy a 600k 1bdrm condo In NYC, which would easily rent for 3200-3900 a month
>>
Age: 19
Net: Around -5k right now.
>>
>>917231
Apparently mortgages aren't liabilities anymore...either that or what you said
>>
19
-$45k
>>
>>917231
If you finish your degree at 22, it's not too difficult to get into a high paying job, and be able to pay off all loans/debt within 2 years.
>>
32

$295 CASH suckas
>>
>>916603
18

About $400 last I checked. As an ignorant NEET I'd really love to know how to get any semi-decent job so I can stop being pathetic and looked down upon.
>>
>>917291
Nah, that seems unlikely. Grads get on average around 50-60k here, and that being Australia is greatly inflated compared to eg. the US. Assuming they rent, have a car, and eat food to live, then have no entertainment or luxuries, they are probs left with about 40k before tax is even accounted for, and that's being very generous - once you start factoring in any luxuries, lifestyle stuff, activities, makeup, alcohol, socialising, going out or going on holidays and lets say they want to live somewhere that isn't in the middle of nowhere and in something bigger than a shoebox, then the reality would leave them with maybe 10-15k a year, again assuming we have a fairly frugal individual who's going to put that money into their loans or a house or something else and not just take it and buy a newer car etc.

Once you also realise that most grads don't actually get 60k jobs, or don't get full time work etc. the situation is probably much worse - it's not difficult or impossible to pay off your student debt if you are a hard worker or relatively intelligent but it's certainly not an easy task, it can be very difficult to save money from low paying jobs when you don't have help from eg. parents, spouse, friends and so on
>>
>>917291
how do you get job when you have no car, no money, and live in like a town of 1500 people in the middle of nowhere.

I wanna go to a big city, literally anywhere i guess.
>>
>>917316
GTFO of dodge. That's what most people do is move to a city.

I'm not going to say it's easy, but it is possible, with a little assistance to make money starting off with zero dollars. I have done it. You won't get rich and essentially wind up a cog in the machine but if that's better than your standard of living it's something to consider.
>>
Oldfag reporting in
Age:40
Income:150k
401k:220k
House:500k
Only debt is mortgage @260k
529:15k
Fix annuity:3k
Inherited commodities: 25k (im embarrassed I own these)
>>
Walked in, $90,000,000 in my pocket
Had them niggas just like "ooh, ooh, ooh"
90,000 dollars on your bitch, wanna fuck me
Got her screamin' like "ooh, ooh, ooh, ooooh"
>>
27
like negative $3000
>>
>>916798
SEL SELL SELL
>>
23
~$5000
>>
18
$100

Getting a 2nd shift job soon since my Dad will probably kick me out before I finish high school. Where I am that means getting an apartment in the slums :/
>>
>>917485
Get some roomies, m8.

22
2400$ I live in a third world shit hole though.

Quit doing freelance to better my craft for a while. I got a patreon going though. I'll get back on it once I revise my portfolio.
>>
>>916739

My Story? Not too much. Just gradual saving and investing. I cracked down and forced myself to start saving about 15 years ago or so.

A few things that worked for me:

* All income goes into one account. Pay yourself via an automated payment to another account, and treat that like it was your entire income. Invest what gets left behind.

When you get raises, don't increase how much you pay yourself by the full amount of the raise. If you leave a job, you have a nice buffer because as far as your immediate finances are concerned, you are still being paid.

* Diversify. Speculating is fine, but don't put all your eggs in one basket.

For a while I worked for a company that encouraged workers to put all their investments into company stock. The day the stock dropped from $70 a share to $7 was not a fun day in the office.

* Always be watching the market and looking for things that are undervalued, but remember that you might be missing something obvious.

* Have Fun. If you view managing money as a chore, you won't do as much as you should.
>>
>20
>~4k cash saved up from summer jobs
>~25k in debt to student loans (elite american university tho)
>projected minimal first year income based on my first offer (not looking as seriously until spring) ~58k
>own some intellectual property that should start making me some decent beer money here soon
>>
>>916603
25
$50,000
Half of which is in a retirement fund
>>
>>916603
26
($9000)
>>
>>916919
Are you me? I'm in just about the same boat. My resume gets filtered by PwC, KPMG etc because of it
>>
>12k cash
>20k investments
>150k built in home equity
>40k left on mortgage

full time MBA student, airbnb host ($1200 a mo), uber driver, intern at hedge fund
>>
>>917150
Seconded.

>>917189
Howd you get the money for the apartments?
>>
>21
>around 3k

So is the life of a part time bank teller paying off college. Hopefully next year will be better
>>
>>917470
I am too much of a wimp. I'll let you know how much meeting with advisers goes.
>>
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>>917553
He's 25 dude, he got it from his parents. If not, he got it because his parents paid for his life expenses while he "earned" money at a job they set him up with.
>>
26
6,000 cash
2,000 in investments
and a decent car fully paid off

but i really got started this year
>>
>>917553
>>917628

That guy is not completely wrong.

Most of it came obviosly from the bank and from real estate prices skyrocketing in my country. However I got a sizable 80k from my father to start it all up. I can tell you this though. With 80k most people would probably not have done as well as I did
>>
21 in two weeks.
$1,255,952.23 USD. Liquid.
$375k CAD in my car.
Living with parents. They're out traveling. They don't know about the 650s I just bought, let alone that I'm a millionaire. First year of University is funny especially MicroEcon where my prof is a dumb cunt who thinks free trade is the solution to the world's problems.
>>
>>917702
How did you become a millionaire at 21?

Win the lottery?
>>
>>916603
30yr

150k misc. Assets
200k real estate


180k/yr income
5k debt
>>
22
~$6,600, most of it invested
>>
25
$60000 business
$15000 retirement savings
$2000 cash
Nzd
Been working my ass off Solo mum
>>
19
$300 cash b o y z

i run my dads business and its a pain in the ass thanks to the economy
>>
18
Lots of guns
A car
My trailer enclave
Alone
3rd shift pasteurizer
Got $27 cash in me pocket
>>
23
€2300 spending money
€9500 savings account 1
€6400 savings account 2

€2200 in long-term investment
-----------------------
€18 000 in total

About €3000 in bills coming in (car repair, rent, car insurance)

I really need to get my finances organized, those savings accounts are shit. What does /biz/ recommend I do?
>>
21
~£18k in savings
total assets probably about £1k, being generous
£42k student debt, will be £56k by the end of the year

kill me
>>
>>917763

You have a Trade me business?
>>
>24
>$290,000
>>
>>917787
Just because you are the only one here to admit having loans doesn't mean you are the only one here with loans.
>>
> 22
> $50 liquid
> $100 in assets
>>
>>917627
Please, share some valuable tips from your own experience within your business field. I love this type of biz.
>>
20
$20

have a company, sells virtual mobile numbers through an online website, know shit about marketing. That's all.
>>
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21
i have $7 in the bank and $20 in my pocket.

graduating soon with a dual degree in chemistry and math and no debt tho
doesnt feel very good mang.
>>
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22
~$70k apartment
$3k account
~$3k liquid
All from mommy. Never worked a day in my life and I'm looking for and failing to find to find a job. Feels pretty bad.
>>
>>916603

24.

120k income
52k liquid

Wish I could work out the right way to grow this other than fucking index funds.
>>
Just turned 23.
I'm at a clean 0, just finished paying off my student loans.
I poured every single cent I made (after living expenses) into repaying them
>>
>>918057
>Wish I could work out the right way to grow this other than fucking index funds.
So you want better returns but don't want to shoulder unreasonable risk to your capital? Good luck with that mate. Life doesn't work that way.
>>
>>918064

Fine with risk, just been advised way too many times to not bother with stocks unless you've got _real_ capital (e.g. 250k) to work with. Maybe fucking with real estate might help boost it a little.
>>
Age:20
Occupation: Failing Student
Net Worth: 30 euro + gaming pc and laptop
>>
>>918073
>ok with index funds
>not ok with stocks
Son, you're not gonna make it.
>>
>>916798
I call bullshit; if you were real you'd want us to find your app so we could buy it
>>
18 year old neet

have ~250k in a 529 (which i probably won't use)
maybe 110k in savings/ liquid (my mom still handles all of it)
a ~800k trust fund thats locked until i'm 35

it's a mediocre feel
>>
>>916603
>net worth
>only what's in your bank account and wallet

Pick one.
Seriously though, net worth implies all your assets.

Anyway, my actual net worth is between 3 - 4 million. My actual bank accounts only have about $90,000.
>>
>>916603
28
1.8 million USD in real state and other assets.

Keeping cash is for plebs, I won't even bother telling you how much is in my bank account because it's not significant.
>>
>19
>£400

I cant even get work volunteering so forever confined to neetdom until I save enough spare money to leave the UK.
>>
20
8K total
-1,000 in cash
At least I'm paying my debts next paycheck
>>
20
8K total
-1,000 in cash
At least I'm paying my debts next paycheck

>>917739
He became one buy lying on 4chan
>>
22
$60k
>>
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32
270k, i don't know what i have in retirement as i rarely check that
>>
>>918279
>He became one buy lying on 4chan
if so i should have 10mil i've been talking all kinds of bullshit on here since the beginning
>>
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18
net: less than 100 bucks
>>
28
3.5m€ (90% illiquid tho).
>>
>>916911
>you'd have to have all the money with no ties to any businesses, 0% chance of that money going down in value, and no debt, which will pretty much never happen.
So you sell the fuck out, invest that money into something that will generate you moderate growth every year and look to future business opportunities.

What's so hard about that?
>>
>>917227
Negative is better than having nothing as long as you can reliably pay your debts. When Trump was 2b$ in debt he was still an extremely wealthy man (well within the 1%) with ton of options that negates being billions in debt.
>>
24

Between my savings, mortgage, student loan, and property value....-8K :/
>>
21
110k
>>
>>918582
Yeah but this guy is not a business man dingus...
>>
>>916603
25
100k
>>
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Imma make it
>>
>>916603
21
about 40k (none of it did I really earn but hey, accounts in my name are accounts in my name)

How do I stop being a poorfag and into wealth?
Thread posts: 134
Thread images: 7


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