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Anonymous
First time Credit Card 2017-09-14 03:34:36 Post No. 3466747
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First time Credit Card 2017-09-14 03:34:36 Post No. 3466747
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I have no history of credit. 19, with a part time job, with money I receive in scholarships that I'm going to claim in as other income.
I need to establish credit for an apartment when I transfer to an apartment to finish my last two years from CCollege to Uni.
>I have two years to establish credit so I think that may be enough time.
I will be able to pay off my balances every month. My question is, what credit card should I use as a beginner? I figure one that can easily bump up in credit would be fine. Yes, I will not treat that card as ((free money)).
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Depends. Chase sapphire might be up your alley. $150 back for spending $500 in 3 months. Up to you on that one. Try not to go for college CC, bad apr not sure of how often they raise the credit limit.
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>>3466747
Amex will guarantee you no matter what. Don't even go this route though if there's a possible you won't be able to pay it off month to month.
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Discover.
Hands down the best customer service and will fix any issue that may happen.
Seriously the best decision.
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If you're aiming to establish good credit, keep the balance on it at 4%
This will keep monthly payments unnoticeable while building a solid record of credit.
Save the other 96% for emergencies and buying plane tickets for when relatives are dying.
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