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I have bad credit (560) from student loans trying to charge my 90 year old grandfather instead of my account. They sent mail to him constantly but he assumed it was a scam and never told me, and they never called me until it was already 3 months late.
I'm disputing this since they already claimed over the phone that it would not hurt my credit score, but for now I was wondering how this would affect me renting a house with 3 other people.
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>renting
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>>3442618
560 is perfectly normal for a college student
I did nothing and had like 660
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http://www.investopedia.com/articles/personal-finance/102714/best-ways-repair-your-credit-score.asp
http://www.investopedia.com/articles/pf/08/dispute-credit-error.asp
Fix it.
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>>3442618
This girl isn't asian.
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>>3442734
I'm already trying to with car payments, other student loans, and a credit card.
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>>3442844
I mean try get it expunged from your credit score.
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>>3442901
That's what I'm doing. I appealed it through the shitty options on credit checking sites and it wasn't rejected but I don't think they'll remove it. Now I'm going to directly contact the agency that investigates and tell them the whole story with information on when I was contacted and when I contacted them. I was explicitly told on the phone that my credit wouldn't be hurt if I paid one months worth of payments to make it current; hopefully they recorded the call like they claim they do. If they already viewed it as a legitimate complaint the first time, they should side with me again.
>>3442940
I had payments coming out for other student loans, but I wasn't being careful and checking if all were coming out that should've been. Somehow my grandfather (who cosigned years ago) was changed to the primary payer without any of us knowing. I was never contacted about it through email or phone or physical mail until 3 months passed.
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>>3442618
>student loans
fool teach - transfer water by sieve
but smart can learn on the Internet
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>>3444282
try putting "i learned how to do mathematics on the internet" on that resume instead of a degree from a school and see if you get that job
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>>3445345
"job" for lusers
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>>3442751
and she didnt wash her hair in weeks
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>tfw not effortlessly banging blondie cuties due unlucky bones
if im not rich with bitcoin by 2025 i'll kill myself on live cam
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>>3442751
Cuck
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