we don't work with Wavecrest, so it doesn't affect us at all, it affects TenX, Xapo and such. People are misinterpreting this as a cryptocurrency issue. This is completely misinformed. The story is about crossborder issuing. I.e. you have a deal with Visa Europe, but you are shipping cards to Hong Kong, Singapore and Australia, which impacts revenue of Visa Asiapac. It works the same between other regions. They have different teams and separate P&Ls and they HATE IT WITH PASSION. So congrats to TenX and other guys on stepping on people's toes. Visa is a LARGE CORPORATE. Very different dynamics comparing to startup world. You need to understand this environment to get things done, cutting corners is just not the way to go.