Does anyone have any ideas on how to raise my credit score? I got my first credit card in 4/16 and I have 3 total, but my score seems stuck in the 730s and for some reason is going down a little bit.
I have never taken out a loan before and that's something all the credit reports are saying is an issue. I have one FT or 2 PT semesters of school left and can receive up to $5500 of subsidized loans- would it make sense to take one of those out and pay it back right away?