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Scam, or legit service? https://www.acorns.com/invite?code=

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Scam, or legit service?
https://www.acorns.com/invite?code=nhfskm

I've been wanting to do some crap like put away $5 per day type of thing, but been too lazy to ever start.

This app kinda does the same thing

I'm obviously concerned on how it works, rounds up every transaction. So how does it do it? Monitors my buying, and then just withdraws the difference from my bank account, and invests it. How does that even work? What prevents them from draining my bank account?

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