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Anyone tried this yet?
I'm financially illiterate and don't even buy meme coins, let alone pay taxes. Still, I'm curious about p2p lending and I want to know if it's a decent way to invest money.
Discuss.
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>>3002302
>pirating money
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>>3002330
>quality response
it's okay to stop posting
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P2P lending it's great, except for the fact that pojeet, tyrone and basement dwellers won't ever pay
I once lent to some spainard on BTCjam, he took a loan for around 30k EUR with 372% yearly interest and paid all of it with late fees like a month late, the loan was for two months
But most people never pay back, including people that are in identical situations to that fuck
I believe pure fiat p2p lending it's less risky
Anyways, with such risk and not usury tier interests (like third world financing does with 3000+% yearly interests) it's probably better to just play stocks and crypto
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>>3002514
>I believe pure fiat p2p lending it's less risky
By fiat you mean something like crypto and not real currency? Why would that be less risky?
>pojeet, tyrone and basement dwellers won't ever pay
Are there no safeguards to prevent that? If it really is that way, why do people use p2p at all?
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