Student loans

>>2864855
My job is to refinance student loans, plus loans, etc. You should be able to defer your loans until graduation and if the term is too short after the deferment period ends you can then refinance them into a 20 year period. If you want an estimate on the cost it will be go to calculator.net and head to the amortization calculation on the website. Then enter in the price of your loans and interest rate you think you will get. I work at sofi a refinance company you can check their rates there if you want for an idea on rates but will give you ball park figure on what the monthly payment will be. You can always pay more than the monthly to pay it off sooner as well.

Read the loan agreement. It differs from loan to loan. Most student loans have a 10 year term I think.

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>>2864855
>Professors in theater make $69,000 to 130,000 according to google

Seriously?
No hate, just serious surprise for me that a professor in acting is actually paid so well. Most graduates in this field are either working in a different field or "day to day" from my experience.

>>2864855
Why the fuck would a theater acting title cost 170k? Why would someone spend 20 years of his life paying for a theater title?

Its like paying for a macrame engineering degree.

>Professors in theater make $69,000 to 130,000 according to google
Thats higher than most STEM degree starting salaries. It wont happen.

>>2864855
All i'm gonna say is REALLY make sure your want to do this as a career and that you have some connections to get a job in this. It seems very niche, make sure you want to take out such a big loan on it.

>>2864905
I'm curious about the graduates you know. Because the numbers I gave is if you're in a solid position and udually on tenure track or in a union. If youre adjunct you're gonna make less I imagine.

>>2864906
I know. I expect the staring salary to be 55-60k.

>>2864999
Professors might be in this "comfy" position. Question is how possible it is to end up in such a position.

>>2865067
Luck and working at the same place for a long time? That and because the teachers union are pretty powerful

>>2865089
Also this is OP. ID is different be cause I'm on Wi-Fi now.

>>2864906
If a theater professor is anything like a fine arts professor, the only ones making a quarter million dollar salaries are already blue chip artists working for top tier universities.

Why not just pursue theater and acting for awhile and build a resume before spending 80 grand to be come the least experienced theater professor?

>>2865145
Because the connections in grad school will be how I get that experience. For 10 years the plan is to be a woring ctor and then I go for the job ad a professor.

>>2865012
>>2865145
>>2864899
>>2864885
Could I possibly pay it over a very very long period? 40-50 years?

>>2864855
>don't care about money
>cares about paying money back
pick one for fucks sake and follow your dreams

>>2865244
Yeah but when I can't pay and I go to jail then I'm not gonna be able to follow any dream

>>2865183
Fair Enough. I know a couple Fine Art Grads that leveraged that position. Its a huge gamble. Even the truly talented never make it to the top without a lot of luck.

If you end up with a public school teaching job there is always debt forgiveness.

What school did you get accepted to?

>>2865089

I wish you this luck.
Question is to which degree you need/want to rely on it.

>>2865466
Thanks man. I mean I think it's not a farfetched prospect to teach theater, is it? I'm not asking to be a celebrity, just some professional work and teaching.

This is realistic, right? Can I ever even come close to paying it back?

>>2865305
since when do you go to jail when you don't have money to pay your borrowed sum? ever heard of loan risk?

>>2864855
Loan repayment is 10-25 yrs.

>>2865202
This post shows just how financially literate OP is.

RIP OP.