So I've been working, got savings, graduated uni
> 'get a card, pay it off quickly, build up credit'
What organization offers the best services if that's all I hope to do with it?
also, why do people think meme currencies like etherium are anything but a pyramid scheme
pls respond
I'd answer you but your last sentence was just so stupid I won't waste any time.
Last I saw, Capital One has the best return on building Credit.
It's a super restrictive card with high fees if you fuck up once, and it has a low limit. But it builds your credit the fastest.
Its what Im currently using and my score has been doing quite well.
>>2851722
Credit is for chumps OP.
Unless you're buying a house, don't use it. By "Use it" i mean allow interest to accrue on money you borrow. Even cars. If you have to take a loan out on a car you're a pleb.
Anyway, not sure what the most rewarding card is. But, I have an Amazon card, facilitated by chase. 5% back on Amazon purchases, 2% back on food and gas, 1% back on everything else. I have it set to automatically pay off the full balance at the end of every month, and I buy pretty much everything with it.
But the catch is that the "cash back" can only buy things on amazon. So, it basically makes Christmas free for me. I have like $300 in amazon money right now.
>>2851937
I don't want to buy into the credit Jew, but you need good credit to get into good apartments. I don't want to live around hood rats and white trash.
>>2851959
>not offering to pay the full year of rent less net present value where r=2.22% (year's average inflation by month)