Not your usual crypto thread.
Last year I got a job after years of NEETdom. I was in such a state that I didn't dare spend most of the money I got just in case I lost my job and needed it. In the meantime I got used to not spending much and I've saved 70-80% of my money. Now that it's getting to be a reasonable sum I'm thinking it's a bad idea to just keep it on the debit card account. Any suggestions on what to put it in? Are long term bank deposit a bad choice? Not looking to invest or get stock/crypto market tips.