The 30k Millionaire

>>2724315
Thanks I bought 100k

>>2724315
Thanks I bought 100k

>>2724323
nice, just bought 30k

>>2724315
In other news, stupid people are fucking dumb.

Here's Bob with the weather.

duh its called the american dream faggit

so you live like a millionaire without the security of being one. it doesnt sound so bad provided you have a stable job

noone's bought r9k's painting yet

https://www.youtube.com/watch?v=KAExa9P7hME

sounds like living like a baby boomer

You're just describing niggers, OP.

>>2724315
I'll never understand it, there is zero benefit to appearing as richfag, people are less likely to help you out and more likely to rip you off. Look at all the fucking beggar threads on here, that shit is real life.

>>2724315
Jealous

Why would you care how others spend their money?

Live the life you want, not the life you have

I do the complete opposite. I make around 250k but I save all my money and live in an absolute poverty apartment.

>>2724315
N I G G E R S
I
G
G
E
R
S

>>2724315
I make 30k a year but manage to have accumulated a massive fortune of 75k by living below my means.

People are shallow, retarded, and unable to delay gratification. This shit is not new.

>>2724315
Why are you Americans so stupid? this will bite in your (and mine) ass so bad. I hate you.

I made $100k this year trading crypto
I drive a used $5000 1.4 liter econobox and won't replace it anytime soon.

>>2724540
>Live the life you want
A life in perpetual debt? :)

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>>2725780
It is typical nigger behavior, although whites do it too on a lesser per capita basis. Some people unironically think that social security will be around when they are old so they can just blow money on frivolities now. People are becoming less and less responsible as time goes on through their own decadence and narcissism, which is why socialism is becoming so hugely popular with millennials. The boomers took what their parents gave them, and not only squandered it, but also enslaved their millennial children with mountains of debt and passing nothing onto them. We are the first generation to get the shaft.

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>>2725789
good for you, man. Good for you.

tfw $800 dollar car, $60 in the bank, $27 cash. Let the good times roll

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>>2725838
least I got the NAZ/ ID going for me.

>>2724315
>Read about this and is an epidemic today
wow solid logic, no confirmation bias at all there

retard

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>>2725855

>>2725928
Scum. Im poor as fuck but guess Im doing better than those overspending tards.

>>2725928
Having a car loan to begin with is pretty retarded. The fact that the average car loan is for 72 months is pretty fucking pathetic

>>2725955
>Having a car loan to begin with is pretty retarded.
Not necessarily.
If you have an investment that yields more % p.a. than the car loan costs, it's cheaper to take the loan.

>>2725962
Do you think the average dumbfuck with a car loan thinks in those terms?

Come on now

Anyone want to wager with me that all the negative posters were holders of expensive car leases that they can't afford?

By can't afford, I mean if your decision to buy said car, makes it difficult for you to pay required expenses. The fact you can't pay cash for it shows that you're not ready for this type of liability.

>>2725975
Right, they probably don't.
I personally just regretted not taking a loan for my $5000 car. Instead I cashed out some of my Bitcoin in 2016 and paid it fully in cash.
Had I taken a loan and kept the Bitcoin, the car would have been effectively free
But oh well 20/20 hindsight

We've had a word for this for a long time:

nigger rich

>>2725998
No one couldve perfectly predicted that though. Typically if you need a loan to buy a god damn car you are retarded.

In your case what if bitcoin went full 2013 again? You wouldve been fucked super hard

>>2726013
You're right and it feels very comfy to have 0 debt

>>2726016
There are people who drive Bentleys who feel enormous stress and pressure paying off the loan on it. Who is more retarded, that person or someone who pays cash for a used car?

>>2725928
wew. fuck paying a loan for that long, i'll just lease for 2 years if i want something new.

>>2725838
>tfw no car or license.
>tfw 90k in the bank
>tfw net worth of 600k at 27 years old.

>>2725928
holy shit WHO the fucks takes a 70 months car loan ffs

legit retarded country

>>2726092
tell me your story dude

>>2724315
Sent! ;)

>>2726105
trust fund babby most likely

>>2726100
and just think. 70 is average. Half of the tards with car loans have an even longer one.

>>2724345
It's unsustainable. Your just one surprise expense away from being in total financial ruin. Not to mention jobs today seem to be disappearing. They don't have to automate your job to send it to India or China.

>>2726100

I took a 72 month car loan, but paid it off in about 6.

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>>2726092
tfw doesnt post face

>>2726193
That feel when

>>2726134
>calling people retarded
>doesn't understand the difference between average and median
to me, you are just as retarded as those people

My auntie is one, she makes ~$50k but must have the $700k house and the $80k car, now she is talking about installing a pool which will cost half here annual income.
I have always lived like a poorfag despite making decent money, my car is 15 years old and I'm going to keep driving it until it's unreliable.

>>2726125
>you will never be this jealous of another man's success
Feels good man.

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>>2726198

>>2726105
A mix of fear and autism from driving.

Rich parents and I never moved out after uni so I save 95% of my 60k after tax income. My mom drives and picks me up from work. Yes I have no friends and yes I'm a dateless KHHV. I plan on retiring or semi retiring in 10 years.

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>>2726234
Dont know what to think of this story... jelly on the on hand for I have absolutely nothing of worth to my name, but also the latter part almost makes me shed a tear, man. That shit is rough. Mom driving you to work???
Either way, godspeed my friend.

>>2725769
>massive fortune
>75k

There are neets here that have more from shitcoin trading

>>2726288
While 75k isn't big money there are NEETs that have millions for shitcoin trading so that isn't a great argument.

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>>2726288
75k savings = top 20% of the population

>>2724446
There is definitely huge benefit to having a nice car. Always comfy af, always covered repair wise and girls will be on ur dick a little bit more provided u have confidence. It's a win win win and 300-400 a month ain't shit if u split rent with others and are smart about food/entertainment/etc

Living lavishly across the board is fucking dumb tho forsure

>>2725955
Good credit builder, first real thing that proves ur capable of managing a loan, basically impossible to get a house or solo apartment without a successful car loan on ur record

>>2726323
What the fuck is wrong with Gen X:ers? Shittiest generation confirmed, I've never met a Gen X:er that wasn't cucked beyond belief.

Gen X:ers have no dreams, no ambitions, no money, no skills

i have no money but i want a nice watch
:(
>tfw have to save up
>tfw not dumb enough to buy it just because i have the money in my account
so i guess being white has its downsides after all

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>>2726177
I do that too.

>tfw just want financial independence

>>2726416
dumbest shit ive ever heard. All you need to do is not fuck your shit up and youll have a great credit score. I got my first credit card last year, age 27, at that point it was my first loan or credit of any kind. Bought pidly shit like gas and burritos with it and set up automatic payments. Credit score is 771.

If you fell for the buy a big ticket item to build credit meme i feel sorry for you. Enjoy being enslaved by Mr. Noseberg.