Stats:
>25
>fucking white male
>2500/month income working unskilled job
>paid off car
>living in apartment with roommate
>total monthly bills $500/m
>$2000/m free money, currently wasted on alcohol and crypto.
>$8000 student debt
>no degrees, drop out art student with 60 credit hours
>interests: Web dev, computer networking, agriculture, business, 3d art/animation. (In that order)
Goals:
Own a house in the country with a couple acres, so I can raise a family and maybe a couple goats for food. I don't need luxery, just internet.
How do I get there financially? I would need at least 50k/year to feel comfortable having a family. It would be cool if I could work from home online, but not a requirement.
How to get to middle class before 30?
get bitcoins and save em. by the time you're 30 you'll be richie rich.
>>2724219
> 50k
> """""'Middle class""""
Anon, over the next 4-6 years, cost of living is going to skyrocket and 50k will be lower class
Kick your legs faster or you will drown
>>2724219
Stop wasting money on alcohol. Keep gambling some on crypto. Save the rest.
>>2724243
Already have about 4k in crypto, and putting about 10% of every paycheck in. What can I do with the rest of my fiat and time that will set me up? Any degrees or certs that would actually get me a good job? Should I focus on paying off my debt faster or investing?
>>2724265
Is it better to save up $8k in cash or pay off debt ASAP? Student debt doesn't have high interest.
>>2724270
how much BTC do you have. it's not all just shit coins is it
>>2724281
All "Shitcoins". About 1.75btc at current exchange rates. Is BTC actually a good investment? The tech is old, and with the fork coming up, seems like it could tank.
>>2724277
Interest is money you could have in the future that you're giving to somebody instead. Pay that shit off. At 8k, you could be out from under those loans in 6 months, which would increase your monthly liquidity. At 30k/year the tax benefit of writing off the interest is basically null.
Nuke your debt from orbit and live a debt-free lifestyle afterwards. Don't be a fucking 30k millionaire.