biz BTFO!!!

>>2576653
>the ultimate normie life guide
no thx

>>2576653

What a sad shitty boring life. You fucking normie.

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>>2576653
>stuck on the first one

>27
>100k a year
>Partying and fucking
>Saving lots of money just in case
>Spare money to invest in shitcoins, gain ever more
>No child, no worries

Enjoy your cuck life

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You mean the only 2 times a year I'm not on suicide watch?

Retire at 60.

A boomer made this I assume?

>>2576792
If you're waiting on social security to kick in so you can retire, you're doing it wrong.
You have to take retirement into your own hands.
Go to /r/financialindependence and learn how to retire early,

if you can live with only 40% of your income, and save the rest, you can retire in 10 years investing the money in index funds. (long term they increase by 7% each year, after 10 years you can safely withdraw 4% yearly and keep on living with the same amount of money you were living before)

>>2576817
Nah you gotta make 5000000 buckeroos on shitcoins then put it in vanguard to have six figures for life while doing whatever you want.

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>Working for literal Jewish IOUs
>Retiring when your life is basically over

It's the current year. I'm going to live to 550 and be trading EarthBits full time once I leave the solar system.

>>2576653
That life honestly sounds miserable.

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>>2576653
>age 37
>start earning 40k a year

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>>2576937
It's obviously less than mediocre on the financial side so that half the readers don't feel shit and most will feel good about their own progress in comparison

>>2576653
>wageslaving until 60
No thank you mister Goldstein

>>2576817
Oh I know. That's what I am planning to do. Plus rent out some properties from inheritance.

But boomers still seem to think retiring at 60 is possible just by working.

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this shit is missing:

>wife cheats on you
>get divorced
>lose half my shit and children
>become homeless and suicide

>>2576653
Holy fuck what a depressing life.

>>2576653
>the normie guide to live an absolutely forgettable existence.
also
> age 37 startin to earn 40k
ishygddt

Can't be a normie if I haven't passed the 1st goal 7 years late.

>>2576817
What if you want kids and shit, yo? I'm sure this is an unpopular opinion here.

>>2576653
>18 first full time job
>30 start earning average wage

>22 move out
>24 rent on your own
>25 rent with partner

This is so retarded it's almost funny, almost.

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>>2576653
Who the hell made this
It's so economically and logically flawed i doubt whom ever made it has any idea on how modern society works.

>buy flat on minimum wage
>buy a HOUSE on minimum wage
>start getting an average wage
>BUY ANOTHER HOUSE
>LOL 40K A YEAR at 37 YEARS 18 YEARS OF WAGEKEKING ONLY TO GET 40K
>BUY MORE HOUSES BECAUSE WHY NOT YOU MAKE A WHOPPING 40K A YEAR
>retire at 60, as if you would have enough to retire for the next 5 years with how you're spending

let's not just talk about the first kiss part, lol at staying with the same woman from 15 to 60 as if it's the norm.

oh wait, what's this
>amigoloans.co.uk

NOW I TRULY SEE

>>2577221
if you can live with that 40%, then you can still retire with 60% savings after 10 years. Then you get the amount (around that 40%) annually, just from the index funds. But to know more, sadly you have to go to reddit :(

60% savings for 10 years is just an example, you can either work more years, save more, save less, or whatever, depending on how much money you want to be making monthy after you stop working.
Or you can keep working, but have financial independence so if you lose your job you're not going to die in 2 months or something

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>tfw already failed at step 1

>>2577221
I think you can get better ROI with a dog or a hamster if you really need to raise something.

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>>2576653
And here's me.
>age 24
>kissless virgin
>started my own business at 22
>making 150k a year

>>2577268
I'll let you bang my girlfriend for 50k.

>>2577268
whats your business brah and how much did it cost you?

>>2577268
There's probably a surplus of us here on 4chan. Minus the business and 150k part.

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This has to be a troll image

How can
>buying a car
>renting on your own
>buying your first house
>buying a new car
>buying your second house
all come before
>earning 40k a year

>are you some kind of anime loser weeb neet nerd?

Yes

>>2577268
You can afford a hooker so no excuses there

>>2577350
>amigoloans.co.uk

Jewish marketing

>>2577350
>>2577331
>>2577304
>>2577292
>>2577268
>>2577260
>>2577254
>>2577242
>>2577240
>>2577224
>>2577221
>>2577211
>>2577182
>>2577170
>>2577154
>>2577121
>>2577083
>>2577052
>>2577018
>>2576937
>>2576886
>>2576857
>>2576817
>>2576792
>>2576750
>>2576739
>>2576737
>>2576699
>>2576679
You retards, look at the website, it is british, that is 40k gbp which is an above average wage in the uk

>>2577371
That's around 50k dollars and that is still nothing.

>>2577371
But it's still only about $50k. You cant buy multiple houses and cars AND support a family on that salary even in bumfuck US.

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>>2577388
Can confirm. Wife and I only make $60k each.

Growing up I never thought so much would get me so little.

>>2576653

You better buy that 15K diamond ring for your 80K Wedding at age 27. You don't want to look like some freak, don't you? Also that Flat need a garden and a walk-in closet, so your wife can store her 200 clothes and 500 pairs of shoes.

>first fulltime job at 19.
>Fuck colllege I guess.
>Move out.
>homeless for 2 years.
>Rent shithole.
>Better get engaged right away.
>Have a child while still renting and making below average.
>Buy a fucking house somehow.
>Finally average wage.
>Immediately have another child and buy a car.
>Think about starting a business.
>Bank won't give a loan due to poor financial decissions.
>Mental breakdown buy all the houses!

They sure want you to buy like 30 properties on below average wage.

>>2576679
it's not even a good normie life guide either
>first trip with friends only at 21
>only moves out at 22
>already getting engaged 3 years later

But yeah I seriously hope op is trolling, cause the thought of someone taking a pic like that seriously is all sorts of fucked up and sad.

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>>2576653
>29
>single
>no friends
>live with parents
a-at least I have my crypto gains r-right guys?

>>2577854
Iktf only I'm a 21 year old college dropout

I'm guessing you're a virgin?

>>2577409
>>2577388
>>2577384
I live in the UK, the cost of living must be different here, you can do that on 40k here

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>>2576653

>How to be a cuck wage slave and family slave THE INFOGRAPHIC

>We are all unique beings
>Society forms us to all be the same
>Most people accept it

And you mother fuckers buy ripple and bancor.

Fuck you all.

>aged 37
>start earning 40k a year

HAHAHAHAHAHAHAHAHAHA
am only 18 and I've made that in 3 months with crypto

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>26
>still haven't reached "first kiss"

>>2577898
>We are all unique beings
>Society forms us to all be the same
>Most people accept it

I will never understand why people do this.

>>2577885
Same.

I always see Americans talking about how a perfectly reasonable amount of money to live off is "nothing".

I used to manage just fine living in London making about £10,000 a year working one day a week.

>move out at 22

You should only move out when you're going to marry and have money for a good house, otherwise you're gonna just spend your slave labour in rent and shit.

>>2576653
>spend over 40 years of life doing the same thing/nothing

nice

>>2577384
nah 80k dollars

>>2576750
What holidays?
Thems for those rich folks.

>>2578048
That might work in Italy, but you'll get no pussy up north if you live with your parents.

>>2576653
>earn 40k
HAHAHAHAHAHAHAHA HOLD ME ANON
either under the bridge or the up on the moon faggots

>>2576739
Noice! What do you do Anon?

>>2578376
this anon gets it

>>2576653
>dat pic
you dumbass, i have 2000 weeks to live. do you really expect me to work like a nigger all my life?

sod off

>>2576653
Funny thing is I generally find people whose life has been relatively similar to that chart boring, dumb and often miserable precisely because they did what society and the norm said they should

>>2576739
>27
>125k a year
>wife with 2 kids
>combined income around 185k
>with an additional 2 year of schooling, she could make the same amount as I
>tax breaks because married with dependents
>use money to actually invest in land/properties instead of it uselessly sitting in the bank
>invest in crypto on what we have left
>never worry about STD

maybe you should find a girl that's not a dumb whore and you'll help moon yourself even further

>>2576653
holy shit

it's like I'm still living in the 60's

>Age 30
>Start earning average wage
what teh fug?

>being a cocksucker of the system
Fuck this depressing ass planned chart, kids at 28? Cucked at 25? No thanks. This shit is a roadmap to suicide.

>>2576653
Is this a guide for retarded people? Even in the UK I'm assuming 40k is what most people make when they graduate from university

>>2579940
The average wage is about 27k here, and the median is about 22k

>>2579940
Ignore the stupid second part, 22k is the median of all employees not just full time ones

>>2576653
All i see is that this infographic was made my a LOAN company. Fuck off. You're worse than a Jew. You're a Jew shill.

>>2578944
Sounds like /pol/s dream life and my nightmare, but each to their own.

>>2576653
>No 3rd child
I see, no saving the white race here !

>>2577880
No I've fucked about 30 women. I've even fucked 2 different girls in the last week. I'm not a college dropout either. I'm in the process of getting a masters degree in mechanical engineering

>>2576653
I've hit the important ones for my age (22).
Probably not moving out this year though. Maybe if Sia coin hits a dollar.
>get married
>have kids
>buy a brand new car
Sure goyim

>Live with partner
>Combined income is around 200k pre-tax
>Still does not make sense to purchase a house in Canada's housing market.

>>2576653
>Start earning 40k a year at age 37
Lol what?
Also
>pass driving test at 20
>think about starting a business
>doesn't ACTUALLY start a business
Wow.

>>2577429
kek

>>2578227
I make that with my fresh-out-of-college job and I'm 21. I'm an actuary...

>>2580168
>tfw 29
>have friends
>have own place
>didn't fuck a girl in the last 2 years. and i'm not even ugly

>>2578227
are you retarded?

>>2577350
It's a loan website. It's all fucking marketing to idiots.

>age 37 - start earning 40k a year
Where was all the money from for cars, kids, houses, holidays?
Debt culture is out of hand.

Lol what a garbage road map, it's like an ultimate guide to mediocrity

The classic life milestones:

>your first kiss
>your first job
>your first apartment
>your first thinking about starting a business but then forgetting about it because you have no ambition

>>2576653
Because my country is pure shit.

>>2576653
>aged 15 first kiss

im a 23 year old kissless handholdless virgen with 500k in crypto. wut do?

>>2581505
Don't fall for the wymyn meme, they will steal your money and laught at you while fucking Chad and Tyrone.

Retire with your money and self-actualize yourself. Dont spend money on things you dont need to impress people you dont like.

>>2576653
I'm 31 years old and from the 17 milestones I have like 3. Is it bad?

>>2581575
go get some help

>>2576653
>Start earning 40k a year

Lost my shit.

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>>2576653
>You failed the first step

>>2576653

>37
>40k year

Is this the life chart of being a failure?

>>2576653
>You should have friends getting married when you're all 23
>But you shouldn't until 27
>Remember women, no kids until 28 :^)
>Buying a legit home on less than 60k USD
>Being proud of less than 60k USD in your 30s
This entire thing hurts to read, what a bunch of failures.

We should make our own life roadmap for /biz/ success

>>2577932
Because it benefits the bankers, or (((them))), or the illuminati, or [INSERT YOUR RULER OF CHOICE]. Society is structured by the elite to benefit the elite. Can't have a bunch of individuals running around. Those are wildcards who might just fuck up their perfectly planned system.

So, those wildcards get conditioned at a young age to conform to the whole and it just so happens that the whole act just how the elite wants them to act. Thanks public education.

>>2581785
step 1. buy first crypto (doge)

>>2576653
>age 37
>start earning 40k/year
>married for 10 years

What the fuck dude.... Is this guide for poor people in Kentucky? Who the fuck can't make 40k+ at 21-22 years old?

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>>2581971

>>2582095
lol'd at toy loan
good goys

>>2576739
NOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOOO

>>2576653
This is the most pathetic chart I've seen in my life.

>>2576653
I hate working. I do not want to work. I want to set up a business that makes me lots and lots of money, that I don't work at all. I just want to hire employees, hire managers, own 100% of the stock and pay myself a dividend.

>never went on vacations with partner or friends
>don't even have age friends or partner
>have yet to move out
But I already have my own business that makes more than 40k a year so I guess I'm ahead of age 35 & 37.

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>>2576653
>mfw yet to achieve step 1

>>2576653
Was this made by a Boomer?

>>"Hey, amigoloans, the 1960's called, it wants its social contract back"

>>2577912
Just give up and go do something else with your life. It will be easier.

FACT: Less woman then man so around 5% are destined to fall off. This is normal for evolution.

>>2576653
> mfw I've done multiple things on this list and I'm just 22
You're a fag OP

>19 first full time job


what bullshit is this?
I got my first full time job at 16 before that i was landscaping with the spics at 13.

Also

>Age 20 pass driving test

what the fuck i passed that bullshit at 16 and bought my first car at 16 too.

>>2583785
Oh yeah, well I was doing cleaning work for good pay when I was 10.

>>2583809
good for you. Honest

>>2576653
> Only earning 40k
What did he mean by this? 40k what? I literally earn 4x this in base salary, no options, benefits, or bonuses. Is this really what normies consider "making it?"

>>2583827
It's 40k pounds. Even then, it's a fucking joke

the eurocunts have to wait until 20 to get a license?

>>2583846
GBP, EUR, CAD, USD... No matter what the currency is, 40k is an embarrassingly low bar to set for yourself. You could literally make this working in a call center.

>>2576739
>>2577268
>>2578944
>>2581699


>23
>degree in businees from top school in country
>start own company in real estate developement
>make above 100k and keep most as i write off expenses and claim my car for business
>work long hours

>live with my family tho because im heavy leveraged with loans to pay contractors sub contractors and all sorts of shit.
>crypto on side for fun

You know existance isnt that bad at all

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I'll continue if anyone wants me to

>>2584929
Kek pretty good.
Not as good as mine >>2582095

>>2584954
suck my dick bitch

>>2584929
lmao continue plz

>>2584971
whip it out, fag

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>>2584971
>>2585002

>>2576653
>aged 30
>start earning average wage

topkek

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>>2584929
part 2 for those who got a giggle from the first

>>2576739
100k a year?! LMAO you're pretty much a fucking pauper LMAOOOOOOOOOO how the fuck do you even survive you sadfaggot

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>>2585210
>>2584929
Finished, normie life is depressing...

>>2583785
>>2583801
I'm 23 and I've never had a regular job because
a) I'm at uni (about to graduate with my MA)
b) I got pension which I saved and put part of the savings in crypto
c) I live with my dad
I'm also only just doing my driving licence. But it's a different culture since I live in Eastern/Central Europe and
a) the public transport is good and not associated with the underclass
b) the driving tests are notoriously hard to pass

Still feeling bad comparing myself to people who are treading a different life path in a different culture like those in the infographic or you

>>2576653
>Guaranteed replies, the post
Too bad those keks will only last a few minutes until you realize you're hollow inside.

Tfw no first kiss at 15.

I sucked a tit and got a handjob at 15 does that count?

>>2576653
>first kiss: never
>first full time job: 18
>pass driving test: 18
>holiday with friends: never have, never will
>first car: 18
>move out: 18
>never been a best man or had a relationship
>rent on my own: 20
>buying my first house later this year at 22
>started earning average wage at 21
>will never buy a brand new car
>will never become a manager at work
>I take more than two holidays per year right now
>I earn over $40k right now
>will probably retire at around 30

What kind of retard moves out if he doesn't have to? You're literally wasting thousands of dollars a month because you feel pressured by society to do so.

I thought this board was about being smart with money.

>>2577944
Because we Americans are all about overdoing everything. We are the land of excess

100k isn't shit if you're buying all the new releases and technology every year which is the case for many Americans. I've talked to coworkers who casually talk about blowing 50k on absolutely fuck all and I ask how they justify spending half a year's salary on a negative asset and they think I'm being a smart ass.

It's pretty fucking appalling how little the average American cares about saving money and spending wisely

>>2577371
For the UK, fuck those milestones. £40k when I'm 37, taking the piss.

>>2576653 (OP)
>First kiss: Age 10
>First full time job: Age 17
>Pass driving test: Age 16
>First holiday with friends: never happened
>Move out: Never happened, I'm 25 and live at home
>Buy first car: Age 23
>First Holiday with partner: never happened
>Be a best man: never happened
>Rent on your own: never happened
>Get engaged: never happened

Looks like I've fallen behind. Most of my friends are married now, have children, and scrape by working full-time jobs.

I can't say that I care all that much.

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>>2576653
>Have only 2 children, goyim!
Fuck you OP, I can afford to have six children and I will

>>2584612
> Degree in "businees"
Fuck. I double majored in finance and economics, and now you tell me the meta is to major in businees? Fuck you /biz/.