About to be completely broke and homeless unless I get a job

>>1969720
banks don't give signature loans to people that don't have income.

>>1969722
But I thought banks loaned money to broke people all the time

I remember one guy with a similar problem on another board that was completely unemployed but he was approved for like a 3,000$ loan any way.

>>1969727
>I thought banks loaned money to broke people all the time
kek
go ask them.

>>1969730
but im asking /biz/
either way I feel like im wasting my time even more now

>>1969731
>but im asking /biz/
And I am /biz/, answering you.

Why would a bank give a loan to someone they know can't make the payments? That's what pawn shops are for.

File: b2f5024d201a28b991fb2d9f47e51e77.jpg (12KB, 236x227px) Image search: [Google]

12KB, 236x227px

>>1969734
>>1969734
>Why would a bank give a loan to someone they know can't make the payments?
Why did banks back in 2008 give out millions of mortgage loans to people that had no means of making payments? I don't know why, but they obviously are smarter than both you and me and still do it any way.
Im beginning to think you just don't really know what you're talking about. Thanks any way but I think i'll take my chances got nothing to lose at this point

>>1969731
Depends on how big the loan is. If they don't feel like lending, you may need to get a cosigner.

>>1969746
>Why did banks back in 2008 give out millions of mortgage loans to people that had no means of making payments?
They didn't.

they're required by law to make sure your mortgage payments are less than 1/3 of your income. If your income is $0 they can legally loan you exactly $0.

>I think i'll take my chances got nothing to lose at this point
it can't hurt to ask.

>>1969750
>cosigner
If that's the case then im definitely fucked.
Got literally no one to help with this.

>>1969755
>they didn't
Title of article literally says they did though
https://www.forbes.com/2008/07/18/fannie-freddie-regulation-oped-cx_yb_0718brook.html

>>1969760
assuming this is b8 because I hate to think anyone this dumb could use the internets.

>>1969764
sure

>>1969727
You're probably thinking of payday lending type stuff, which you should avoid like the plague.

Sure they might lend you a couple of grand which would cover your rent / etc. for a while, but those places have interest rates upwards of 700%. It's essentially financial suicide unless you can pay it off in full within a couple of days.

If you're going to end up homeless either way, you'd be better off just biting the bullet and not trashing your credit / going bankrupt in the process.

>>1969720
head over to >>1964633
might earn you some cash while you hunt for another job.

>>1969796
I guess this is going to be my fate. Im scared but looks like its the only thing I can do at this point.
>>1969797
Ill give it a shot but I doubt it will help. I don't know how to program or anything useful which most of those jobs require.

>>1969799
:(

Best of luck with your adventures anon.

If you end up homeless, make sure to check out public libraries for internet access / looking for jobs / pass the time, save up and get a membership for the cheapest gym in town (you'll be able to use the showers so you won't look like a total bum when it's time for job interviews, + you'll be able to get swole which will help getting temp manual labour / warehouse type jobs), and check out /diy/ and /k/ since they occasioually have relevant threads (how to survive out in the wild / built a hut or shelter / whatever)

What country do you live in OP?

>>1969807
Holy American Empire

>>1969720
USAF - go into sattelites/radars
RAF - communication infrastructure technician
Gonna sit airman exam for raf (03/05/17)…

>>1969722

Incorrect. Banks don't verify of you work a job. That's what brought the great recession in 2008. People putting down 6 figs, when they actually worked at the tittie bar.

>>1969720
jobb seekers allowance

>>1969720
>No one is hiring at the moment though
This is a lie, frogfag.

>>1969720
Get a telemarketing job, places like that are always hiring. Factory jobs are pretty simple to get as well.