Thread replies: 4
Thread images: 1
Thread images: 1
File: Flag_of_Canada.svg.png (18KB, 1280x640px) Image search:
[Google]
18KB, 1280x640px
Hey /biz/, first time ever posting here but I need some help from some somewhat financially capable people.
I need to create a monthly budget for someone who will be living in Vancouver for a year. I will be living as a college student with atleast 3 other people, but all food and shit will be separate. Don't mind pinching and starving a bit if need be. Even if you guys can just throw me some numbers for food a month or whatever would be helpful. Hope someone here can help, need this done ASAP. Thanks guys, sorry if this is something you guys frown upon on this board, but I am desperate.
>>
>>1823747
Google "Monthly budget spreadsheet" and download it then adjust it for your needs and plug the numbers.
>>
>>1823759
Thanks my friend
>>
>>1823747
First off, if you're not already accepted and paid up, see if you can get in someplace else. Literally anywhere except Toronto will be cheaper. Vancouver is like $900/mo for just renting a bedroom in someone's house. If you MUST do Vancouver, go to the suburb-towns like Surrey (which is a ghetto but that's why it's affordable) or Burnaby (less ghetto, more pricey, decent amount of pt jobs to go around).
As for how to actually budget:
>food
>rent
>utilities
>transportation to and from work
>phone without data. JUST the actual phone part.
Everything else is a luxury. Pick one or two luxuries at 10-20% of what's left and put anything left over towards first paying off debt, or if all debt is paid, into a TFSA.
Without debt, invest the first 10k you make. Vanguard is a decent choice for this.
Thread posts: 4
Thread images: 1
Thread images: 1