So which % of money should I use for basic stuff (food, housing,

>>1774706
Forgot to say that since Im just a normal guy I dont know shit about how to invest my money.

Depends on your GDP

your first goal will always be saving 10% net income. upwards of 40-50% saving will allow you to retire comfortably in a reasonable fashion. anything above that allows you to pre-retire in your 40s-50s, assuming you dont plan on living above your current means

You should make a food budget that is healthy and fits your macros. Don't base this on a percentage. It's a flat amount and should be fairly consistent each week.

The rest of your utility bills should be somewhat consistent too.

I've heard people say that housing can be anywhere from 25-40% of your income. The lower you go, the more you have for other aspects.

Take a percentage of what is left after that for investing and entertainment. It's up to you to decide how much or how little you want to allocate to fun money.

Investing should be based on as much as possible, whether it's a flat or percentage based number. Literally as much as you possibly can.

>>1774706
Honestly if you graduate as a doctor you'll be making a very comfortable living that'll enable you to save and invest a lot of money if you don't end up buying a 7 series straight out of college, so to say.

I'm a CS grad and I was making a shit ton of money during college doing a bunch of jobs and I blew it all because I just kept a single checking account and didn't really manage my finances. That shit fucked me up because I left college with no reserves.

I suggest you open a savings account and put in a fixed amount every month, this doesn't necessarily have to be a percentage of your income, just a number that enables you to live a comfortable lifestyle and save money at the same time.