dollar cost averaging vs everything else

Dollar cost averaging is just another form or market timing and doesnt work.

>>1773957
Yes because investing a fixed amount of money over a predetermined amount of time is exactly market timing. Right

>>1773957

opposite of

Dollar cost averaging can get fucked. I would be about 10x richer if I had gone all in on BTC and xmr from the start.

>>1775193
When there is an opportunity take it.

>>1772144

We could use an alternative definition of effectiveness based on the amount of protection provided in the worst 50 cases (out of the 500 or so, thus roughly 10% of cases). Here are the results:

DCA-06 beat lump-sum 46 times, 34 by 5%, 11 by 10%. Lump-sum lost over 7.3% 50 times.

DCA-12 beat lump-sum 48 times, 40 by 5%, 22 by 10%. Lump-sum lost over 8.2% 50 times. DCA-18 beat lump-sum 47 times, 34 by 5%, 26 by 10%. Lump-sum lost over 3.6% 50 times.

DCA-24 beat lump-sum 41 times, 33 by 5%, 22 by 10%. Lump-sum gained under 1.2% 50 times.

DCA-36 beat lump-sum 36 times, 30 by 5%, 25 by 10%. Lump-sum gained under 9.1% 50 times.

By this criterion, the maximum "insurance protection" against the worst losses is offered by DCA for 12 to 18 months. But since the "insurance premium" is hefty and increases from 1.11% to 3.84% over this period, the best balance occurs around 6 to 12 months.

>>1775193
i would be ... if i did ... too anon.

the point of the future is it's utterly unpredictable and hindsight is always 20/20.

what are ways other than timing the market and dollar cost averaging? which is better

>>1776129
uh. that is it. and there isn't a better choice. it just depends on the amount of risk you want to frontload.

>>1776134
there are other ways, i have heard

>>1776106
Do you expect anyone to read this block of jargon and horse shit numbers?

File: 1486243597667.jpg (100KB, 448x444px) Image search: [Google]

100KB, 448x444px

>>1776162
yes

>>1776123
Na it's 100% predictable. Bitcoin or Monero (probably Monero) will go to the moon eventually and 95% of the way there is up.

All the time you're dollar cost averaging you're risking missing a massive leg up for fear of losing 20% in a down turn.

>>1773957
what a statement. What else is there then?

>>1776426
with coins the risk is not 20% it's everything. no it's pure gambling. and your possible gains are not as good as your risks would require.

otherwise all the hedge funds would have swamped bitcoin already. they know the real risks and expected returns better.

>>1776162
i read it and it's interesting.

>>1772144
i dollar cost average penny stocks a couple shares at a time with robinhood. im doin alright

>>1775193
>I would be about 10x richer if I had gone all in on BTC and xmr from the start.

or 10x poorer

DCA is amazing
If you dca part of your salary into mutual funds every year you basically have a guaranteed 6 months emergency fund

>>1779033
>investing your emergency fund
do you not know what an emergency is?

>>1779368
m8 the idea is that you slowly invest your emergency fund such that you keep adding to it from your salary at an equal rate

>>1779727
that's an almost willfully retarded way of looking at it

>>1772144
If you do it right the first time, you don't need this bandaid.