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Anonymous
Want to replace shitty credit card with cash back card 2017-01-09 10:24:43 Post No. 1720494
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Want to replace shitty credit card with cash back card 2017-01-09 10:24:43 Post No. 1720494
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Want to replace shitty credit card with cash back card
Anonymous
2017-01-09 10:24:43
Post No. 1720494
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Currently have a no-rewards card that offers me essentially nothing but the credit boost. I've had it for a little over a year and have a 719 FICO/730 CreditWise. It's my first card and I never pay late.
Is the hard inquiry and credit score hit by a credit card company worth the 1.5 percent cash back?
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>>1720494
>1.5 percent cash back?
i have one with 3% on groceries and 5% on seasonal and an other with 4% on home/furniture, electronics, pharmacies/health care.
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>>1720494
Go compare cards on nerdwallet.
Keep your old card though, credit history is a part of your score.
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>>1720494
As long as you don't say plan on purchasing a home or car in the near future no the hard inquiry doesn't matter.
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>>1720494
if you qualified for a rewards card several companies will send you applications.
if you haven't gotten applications you don't qualify for one.
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>>1720494
Sign up for credit karma and look at what cards have a high probability of acceptance.
I use chase freedom and discover it.
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