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I am 23, graduating college, and have a job lined up.
I have never had a credit card. I didn't look that much into it but when I did try to apply for one, I was rejected on the basis of having no income (being a full-time student). Yet I see many other colleagues with credit cards. How is this possible and what did I miss out on?
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>>1717172
>what did I miss out on?
I don't know, debt?
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>>1717190
Or an opportunity to build up a good credit history?
Can someone explain the financial implications of having a late start on this?
And how were some students (even teenagers) able to get credit cards while I couldn't?
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>>1717172
>How is this possible and what did I miss out on?
Did you apply for a student card?
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>>1717194
You dodged a bullet. Avoid credit at all costs. Fuck "building muh credit". Buy a house with 20 percent down and you'll be fine, ideally more.
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>>1717207
I guess I did not, no.
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>>1717216
Freedom land? The have to be options for people without income where the limit is just not as high. My creditcard has a 100 euro daily limit since I don't have any income but I can transfer money on the card manually and then it's x+100 euro.
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