I have 20k in savings what do I do with it? 401k is maxed out,

Put it up your ass.

It should pay 2% dividends each time you take a shit.

>contributing to a 401k


so youre willing to give your money away right now in exchange for a promise of getting 10% more money in a few decades? thats cool.

use the rest to buy bitcoin

>>1680878
My employer matches 50%

lolcoins

Put 5k into some international stocks
Put 5k into some bonds or low risk etfs
Save 5k for US stocks, but wait until after trump is in office to see what will happen.
Keep 5k in a checking account
A few months into trumps term switch your 401k to the highest risk tier until you double it.

Buy and hold BTC.

>>1681019
>Save 5k for US stocks, but wait until after trump is in office to see what will happen.

>wait

Kek, loser.

>>1680811
What is your employer's ESPP deal? Might be worth it if it let's you buy stock at a discount and no required hold period.

>lol construction stocks for the wall

>>1680811
I'm actually in a similar position.

-45k in bank
-83k/year income, putting 6% in 401k with 6% employer match
-8k student loans
-9k car loan

Maybe you should make sure you have a good emergency fund, then assuming you have 20k, max Roth IRA then use rest on mixture of high and low risk investments.