Hey /biz/ I have a question. I just applied for my first credit card and somehow I got approved instantly. The card is Chase Freedom Unlimited and I have decent credit score (716) so I expected to get approved but I didn't realize it happened instantly, I figured there was supposed to be some waiting period while they checked out my information or whatever. I'm not at all familiar with how this process works so I just want to make sure there's nothing shady going on. I'm know that Chase is a reputable company and I know that the website I'm on is the correct one so nothing seems off. Is the approval process for credit cards really this quick? I don't know maybe I'm just being retarded I'm just worried about giving out my SSN.
Nah, that's just how it works now. I have that same card, got preapproval actually, but ignored that offer and did it instantly on their site. I got the same offer/limit/whatever instantly that they sent me a letter for.
Same goes for credit limit extensions, they are done instantly as well, and you get a paper approval letter in the mail a little later.
>>1611670
That's good thanks. Also I'm going to be out of town for the next few weeks until the start of December so I won't actually be able to get the card out of my mailbox until then. Is there some activation process I need to go through after I get the card and will it be an issue that I won't get it immediately?
>>1611657
The card you got is actually very easy to be approved for.
>>1611736
truth.
this is the first card I got after my last bankruptcy.
>>1611657
I have totally shit credit and got instantly approved for this card.
Why is Mint always shilling this card?
>>1611657
There is nothing shady going on, you only get the 7-10 day message when you credit is shit or when they need more information.
Good job on starting credit, it isn't evil like most idiots say it is. Just don't spend what you don't have and always pay in full