My portfolio currently consists solely of a 401k. I put in 2%

>>1597176
set up a roth IRA and contribute the annual max ($5500), just pick out one of the target date funds with vanguard if you want, that should have you set for retirement savings

after that index whatever else you want to save for other major purchases like a house or a car or something

>>1597176
If you don't get a match, Roth > 401K. Only fund the 401k if you max out the Roth.

>just pick out one of the target date funds with vanguard
This is very good advice.

>>1597176
Gold denominated forex accounts that are divided up into 10 of the most reliable high-yielding signals.

They can make well over 50% a year so even if 3/10 go bust due to mis-management you'd still cut a profit.

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Target date funds are actively managed which means they have higher fees. If you want to do just a little more work, you could probably retire with a bit more, particularly when you start investing beyond your Roth IRA (actively managed funds are tax-inefficient as well).

Here is a good conservative portfolio; you could spend less than an hour a year balancing it...

Personal Capitol is an app that will also give you portfolio suggestions based on some very brief questions, again allowing you to avoid an actively managed fund. It links to your trading accounts and is actually fun to play with.

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>>1597262
Forgot picture

>>1597257
>Target date funds are actively managed
Wrong.
>which means they have higher fees.
Wrong.
>recommending a 55% bond portfolio
I don't think OP is 74 years old.

Why would you even post? You obviously don't know a fucking thing...