How do you get over the massive depression which is taking a bank loan?
Going to buy my first flat in a few weeks but even with some good savings I still need to take a loan and become the jew's bitch for at least 10 years.
How to deal?
>taking a bank loan
>>1503701
fpbp
>>1503613
>▶fpbp
where is it
>>1503613
By not being a whiny fucking faggot.
Well if you're in the US, a mortgage is a great deal so you shouldn't feel bad. Very low fixed interest rates, tax writeoffs, it's the best loan you can get.
Load up on cheap debt, meng
>>1503613
By realizing debt is just a tool. Means to an end. Instrument to be used to attain satisfactory result.
In any case, the cash in your pocket is nothing but a zero coupon perpetual bond. If you think gold is better, then realize it's nothing but a heavier loosely inflation-protected perpetual bond. And if you go full hunter-gatherer, you still need to exchange those beaver skins to buy weapons/tools, which makes them bonds too.
Nature, life itself, is implicitly connected by complex networks of debt and the only way to get rid of all those bonds is to commit suicide. But even then your remains are still somebody else's possession and therefore partial to some kind of agreement requiring debt.
>>1503613
Good goy. Just don't miss your interest payments!
>>1503772
This. Assuming you're locking in a low fixed rate, you're in good shape. A few years down the road, you're likely to be paying a lot less for your mortgage than you would be paying to rent a similar place, plus you're building equity and getting tax benefits.
>>1503613
first I shoot myself in the head for unironically saying "the jew."
then I congratulate myself on a decent tax write off and getting my cash into real estate where it's at least somewhat protected from inflation earlier rather than later.
then I enjoy my month without a mortgage or rent payment. Probably with lobster and whiskey twice a week.