I have about $9000 worth of series EE 30 year treasury bonds that I was given during the mid 90's as baby. Currently I have $6500 worth of student loan debt that I have been steadily paying off to help my credit history. Because their interest rate fluctuates I can't figure out whether I would be better off holding the bonds until they mature or redeeming them now to pay off my student loan, the interest rate on my student loan is 3.4% and most of the bonds are just over their face value of $500. I think I'd be better off redeeming since interest rates are so low today, I would just like someone else's opinion on the matter. Thanks.
>>1452237
After working at Chase and seeing how pathetic the US Govt bonds really are, I'm sorry you came across them in the mid-90's and didn't just use $9,000 as toilet paper.
Just remember you gotta pay income tax on the bonds
Idk why you included the loans, sounds like you have it pretty much handled though
Just figure out what gives you the best return, definitely won't be bonds though
>>1452257
well they were given to me I can't complain, keep in mind that at the time they were purchased the economy seemed much better than today
>>1452260
Well the reason I put the loan was to ask what people would think is better, holding the bonds until maturity and paying the loan down monthly, or just redeeming the bonds and paying off the loan.