401k advice

You should max to whatever your employer will match. You are guaranteed to double your money. Why wouldnt you?

>>1446362
I was told it was free money. I guess the problem was just me. I was thinking it be a higher %

>>1446380
I myself throw 10% and my employer does absolutely 0 matching.

I was taught a rough guideline is the 10, 20, 70 rule. 10 percent for long time (retirement), 20 percent for large purchaes (car, house, etc.), and 70 percent for your current living expenses. This can change obviously. If you only need 50% of your paycheck for your bills, invest it in your future (or pay down debts which I also think is obvious)

if your employer matches only 1%, throw I think you should throw another 8-9% into an IRA (Roth or Standard depending on your situation).

>>1446397
Right now 5% is going in. I know nothing about IRA.