So biz, What bank do you use? I am wondering because I am looking for a bank. As of right now I am looking at online banking for the no monthly matince fees and higher interest rates.
Bank of America because it has the most ATMs.
>>1442588
Chase > Bank of America
I have both and Chase has less fees for doing certain things you might need to occasionally do.
I would also look for a higher yield savings account elsewhere because Chase and Bank of America have shit rates.
>>1442594
From what I read that's where online banks shine is higher yield saving accounts
Schwab investor checking - refunds all ATM fees at the end of the month, no limit
go to any atm I want to get cash
to deposit cash (which I rarely do anyway) I opened an account with a local credit union and they have a really easy and suprisingly fast bill pay service that I use to transfer it over to my schwab account
ally for savings because at one point they had the highest rate (I think you can get a slightly higher rate at GE or something but ally is pretty comfy)
all this shit is free because I don't feel like paying people to hold my money
I use USAA for most banking needs and have a joint account through Bank of America with my fiance. Bank of America products stink, but they have brick and mortar stores which I like and I'm auto enrolled as a platinum member because I work there, so there are some nice perks.
>>1442612
forgot to add that with Schwab the ATM thing is also international and there is no fee when converting currency either
I went up to canada and was able to pull looney dollars out of an ATM with no fees and with an uninflated conversion rate(i'm an american)