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student loans

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Student loans.

Option A: Nuke them ASAP? You have debt on your head with interest. The logic is simple.

Option B: Accept them as part of your life and just make normal payments to your loan servicer? Most repayment plans are over ten years. Is it worth burdening yourself with a young adult's budget when you could pay $200 and save / invest the rest? It also doesn't hurt your credit. Some might argue it helps! You have an installment loan that you pay on time and student loans are "good debt".
>>
It depends all on the interest rate of the loan vs the expected returns of your investment after taxes.

Don't guess.
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