Student loans.
Option A: Nuke them ASAP? You have debt on your head with interest. The logic is simple.
Option B: Accept them as part of your life and just make normal payments to your loan servicer? Most repayment plans are over ten years. Is it worth burdening yourself with a young adult's budget when you could pay $200 and save / invest the rest? It also doesn't hurt your credit. Some might argue it helps! You have an installment loan that you pay on time and student loans are "good debt".
It depends all on the interest rate of the loan vs the expected returns of your investment after taxes.
Don't guess.