finngol here, im starting uni studies and im planning to take

File: studentloandebt.jpg (185KB, 1200x750px) Image search: [Google]

185KB, 1200x750px

finngol here, im starting uni studies and im planning to take as much student loan as i can, its almost zero interest and backed by govt, and they even pay 40% off your loan if you graduate on time so its basically free money. i could do well without it and thats why im going to use it on investing and not on smartphones or booze or other stupid shit, im looking at stable 10%ish annual return. any suggestions?? no altcoins or pharmamemes pls

i keep hearing the dividend reinvesting etf meme so govt doesnt see dividends as "income" but is there any non-jew ones with under 0.7% fees that could get me the 10% profit per year?