How good is a 775 fico score

Anything past 740 you get premium rates

>>1320019
does it matter how much money you make

>>1320019
i want to get a car loan from chase. Is that a good idea? 775 credit dcore

>>1320024
Your income only matters when it comes to your credit limits for CC's, lines of credit etc.

>>1320063
Shop around with car loans, credit unions offer great rates if your a member

>>1320066
They never actualy check my icome. I have exgerated my income by 25000 and they never checked

>>1320070
They rarely do. But it does matter, more income means they will offer you a higher limit upfront. A higher limit raises your credit score in the long run. Thats if your being smart

>>1320075
I have a total of 80000 in credit limit. I only have 1000 debt on 1 card

>>1320077
Thats good

How many credit accounts do you have?

How long for each one??

>>1320081
Thats because im a cheap bastard. Where is the best place to get a car loan

>>1320081
i have 5 cards 1 auto loan almost paid off

>>1320083
If you belong to any credit unions check there. If not then shop around with the major banks. Dont let them run your credit until you have chosen a bank to deal with. They can give you an soft stimation without running your credit.

>>1320084
And I don't own a home. I've always thought of a home as a bad investment.

>>1320087
A soft what?

>>1320088
Home being a good investment comes down to when you bought and where the real estate market is going. Its very situational.


A soft pull, meaning they give you a estimate of your interest rate without pulling your credit officially. Sorry for the typo, on my phone.

>>1320092
Thank you for your help

>>1320093
Np