Hey /biz/
Haven't been on here in years, but I'm looking for some advice.
I inherited some money a few years ago, I put the majority of it into a portfolio, and have been seeing nice returns.
I kept 100k in my bank account, just in case something major came up (like a good financial opportunity). Nothing has yet to come up, so I am trying to decide what to do with this bit of money I have left.
Add it to my current portfolio? Get an IRA? or a 401K?
Also how much should I leave in my bank account?
No crypto/meme coin bullshit
>not into cryptos
get off the internet now Grandpa
Making your max Roth IRA contribution every year?
>>1301516
Stay poor fag
>>1301513
Easiest thing is to go to Vanguard, open an account. Target Retirement 20XX funds.
>>1301525
Thanks bud.
>>1301496
Learn about MPT, fama-french 5 factor model and investment premiums. Learn then load up on investment premiums and diversify properly. Or say fuck it and passively invest in etfs.
Don't buy fucking coins and meme stocks. That's speculating and not investing. If you wanna go that, go to a casino.