Amazon Rewards Card

I was thinking I would sign up for the card, collect the 50$ and never use the rewards card, but I don't know if I'm screwing myself over somehow.
It says no annual fee but then there's a lot about interests on purchases. Thing is, I'm used to just pay the money whenever I make a transaction. I'm not used to credit/paying later.

I recommend reading a little bit about credit cards in general, and checking out what types of cards are out there, there's a couple different types like, reward cards (where you gain points for spending and can redeem them for product/travel/etc), or cash back cards ( where you get a percent of spending back as cash). It's great if you wanna get a credit card and it is a great way to start building credit score. The main thing is... Don't spend what ya don't have. I put pretty much everything on my credit card... But I pay it off every month. I don't carry a balance. Check out the interest rates, if you are carrying a balance on the card they are going to expect you to pay it back plus interest. Again don't spend what you don't have...

I use the visa signature rewards card, FYI.

Also if you open one, don't cold it right away, that can affect your credit score negatively, again google this shit anon.

Source: 780+ credit score anon here

>>1252396
Close it, god damnit, I meant don't close it right away

>>1252328
It's legit

Got one last year and they gave me $75 gift card. Only draw back is there was no interest free period, but that wasn't a problem for me.

Thanks for posting this thread OP, I just applied for one of their cards and was approved for a $5,000 limit plus the $50 gift card. Cool stuff

Feels fucking good having good credit, especially at this age (22). I'm actually looking forward to when I eventually need a mortgage or a car loan. 2 fukn ez

>>1252328
i like using mine, apr is really high tho. my credit is also shit

>>1252652
APR should never be an issue, don't buy things you can't completely pay for up front. If you can't pay off your entire credit card balance every month, you're living above your means and anon I promise, it's not worth busting up your credit and being stressed out.