Minimizing Living Expenses Thread

>>1234283
>What are the best ways to minimize living expenses?

Eat just enough to survive, never leave your house, only wear one outfit, only wear one pair of shoes, don't own a car, collect rainwater in buckets, steal toilet paper from public bathrooms, panhandle, dip your gum in cum so that it lasts longer with additional flavor

>>1234283
>>>1234283
>>What are the best ways to minimize living expenses?
>
> steal toilet paper from public bathrooms

Hey man, good advice

>>1234283
Housing is one of the biggest expenses incurred over a person's lifetime. Build yourself a tiny house on a trailer and learn how to repair shit on it, and make friends with someone who will let you plonk it on their land for free or next to it.

>Comfortable bed
>Laptop
>Wifi
>Simple meals of beans and rice, oat meal and fruit for breakfast.
>4 pairs of jeans, 7 t-shirts, 5 dress shirts, 2 pairs of shoes
>deodorant, tooth paste, tooth brush
>Bus pass, uber
>Cheap room in shared apartment/house

Easy living, you don't need a lot to live a comfortable life.

>>1234296
>Easy living, you don't need a lot to live a comfortable life.

I wouldn't really call that living. I'd call that surviving.

>>1234297
>not being a consumerist retard is merely surviving, as opposed to living
>bases the value of his existence on how much he can spend.

>>1234299
Not "basing my value" off of it but it is fun to buy nice things, man.

I like being able to afford cool shit on a whim. Being a "consumerist" is fun

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>>1234283
Observe the chart.

In order of importance, you should cut down on housing, transport, and food if you want to live on the cheap.

These can be achieved in part by having a small house which is close to your place of employment.

>>1234300
>Being a "consumerist" is fun
Enjoy your treadmill and eternal unsuccessful search for fulfillment in passing distractions.

>>1234302
Thanks I will

>>1234304
You're never gonna make it.

>>1234308
"Make" what?

What does that even mean?

>>1234294
Remind me never to let you become my 'friend'.

>>1234312
>Hey bro can I just live off your land for free? cool thanks! Moving in tomorrow!

>>1234312
>implying there aren't people who would let you keep a trailer on their unused property in return for you keeping it neat

>>1234317
I can tell you're definitely speaking from experience and you're not just a NEET with dreams that aren't even close to this planet

>>1234319
Well I don't speak from personal experience but I saw a YT vid where a dude convinced some other dude to let him build a little hut on his vacant land and live there for free in return for keeping the place neat, and he's since been living there for years with said arrangement.

Wouldn't you let someone live on your vacant land for free if it meant you didn't have to worry about it becoming overgrown and having to pay someone to maintain it for you?

Store you razor in a cup of water - blade will stay sharp for months

>>1234344
Razors cost 10 cents a piece

>>1234311
It means that whichever random anon was heckling you is salty because you have different opinions. As long as you're managing your finances responsibly, there's nothing wrong with allowing yourself to indulge. If that anon takes pleasure from other pursuits and would rather live an ascetic life, that's fine too.

Being a dick because you can't accept that other people want other things is just being a tard, though.

>>1234283
google 'early retirement extreme"

>>1234296
I did this for a year while studying. lived on about 1040 AUD a month so like 6-800 US in terms of living costs.

Now I make $8-1000 a week and do the same for the most part.

>>1234301
wtf for me it's like 60% food 32% rent 24% other expenses like clothes, and whatnot.
how do murricans eat so cheaply?

>>1234297
>>1234300
>being a consumerist is fun
Being owned by banks into your 70s must be so much fun. Working your life away for a phone you can't afford to buy cash. You go champ...
>>1234296
I've been living like this for over ten years (except for suits, because exec job) lived and worked in 7 countries meeting great people from all over the world, while putting away ~50% of my income.
Another 5-10 years and I won't need to work anymore, although I'll probably keep going, just because I like my job.

>>1234513
But I'm not owned by any banks. I have a positive networth. What are you talking about?

What's the point of money if I can't spend it on things I enjoy that improve my life?

10 cents ? R u fucking insane?

Whenever I can I ask for bags to use as garbage bags, always ask for more napkins, ask for salt/pepper/sugar/peanuts, anything optional and free.

Also I sold my smartphone, thats a fucking meme anyhow, an old phone without any idiotic apps that will make you loose focus and frugality

Thats my 2cents.

>>1234511
Heavy food subsidies, lots of farmland, most modern/industrial farming going around. also your rent is cheap because nobody wants to live in your poor ass country.

Hmm no one mentioned it yet:

Be homeless but with a gym membership.

You can exercise/shower/chill at the gym when you're not working/sleeping. Some gyms will provide you with a locker for your membership, so you'll have SOME safe space to store shit.

The showering bit is particularly important if you're wanting to keep/get a job.

>>1234516
Because hedonism has a tendency to plateau, and then you're spending money just to stay at baseline. Hardly "improving your life".

That said, if you have the discipline, you can deprive yourself just long enough to where you'll actually enjoy shit again. Save money AND actually enjoy shit when you do drop money on it.

dont marry and dont have kids
dont buy houses and buy used economy sedans
pirate everything
at that point every other expense is trivial

>>1234600
thinking about getting a 2004-2008 corolla when I get back from a deployment. Thoughts?

I wanted a 2005 nissan frontier but realistically I don't need a truck and want to save shekels..


What would you all buy if you needed a commuter car that is reliable and good on gas? Not looking to spend much more than $6,000

>>1234610
bus/job walking distance from home

>>1234616
well that would obviously be ideal, but not feasible at this point for me. Im in the National Guard. Sucks I have to drive one weekend a month, but then again I literally get paid to go to college so can't really complain.

I'm definitely looking to minimize my commutes when i get home though

>>1234610
corolla, civic, accord, etc. is great
i would get one 3 to 5 yrs old and under 100k miles so you could save up some more

>>1234621
So would you prefer to opt for something newer like a 2009 or 2010 for a little bit more money.. say 7-8 grand... lower mileage.....

or go for a 2005-2006 for 4-5 grand with a bit higher mileage?

keep in mind im not up to date on current prices.. the above is merely hypothetical

>>1234622
When buying a car just look at 2 things.

>price
>statistics about the car

if you buy a 2010 car for 8grand because "its shinny and new" and that shit let you down 3 times a year and ended up costing 3additional K/year, what's the advantage?

Get some old shit that just works/is easy to fix/is cheap to fix.

What I did is cutting. Currently I'm testing different fasting protocols and cheap diets on myself. Cut down on housing? Thats dumb nigga since I enjoy window scenery and interior decoration. Also I'm not american so my pie chart of expenses would be like:

>20% transportation
>40% food
>40% rent

>inb4 save on transportation
I live in a dangerous city and I dont want to die.

>>1234592
Where would you sleep? I really want to know the best way to be homeless.

>>1234283
You actually have to decide what is worth more to you. Your time, or money.
> be me, 18
> poor family, in debts for years due to 0 money management also couldn't work before 17 (goddamn)
> europe so free uni
> pick one in the biggest city in the country
> apply to dorms
> stay at home for the summer holidays because 0 money
> next 3 months of summer holidays spent working in callcenter because it was the biggest money/quality of living solution
> lie to father about money earned to save up and not throw it off to his liking
> have enough to survive for 3 months in the dorms
> apply for scholarship for poorfags, get monies
> after 1st semester apply for scholarship for nerdfags, get monies
> have enough money from uni to support myself living alone but still live in dorms (free internet, water and energy yo)
> work nightshifts as lowest-level sysadmin for a year
> change jobs to junior developer
> still save money
Living at the dorms if you are in the EU or country that will actually pay you to study is the best solution. Fast forward 5 years now, I manage my family budget, we got out of debts, saved enough to go for a long year trip and not worry about anything.

>>1234301
Jesus these people are living high on the hog.

2 look at books and education vs entertainment. Or even apparel.

No wonder this country is stupid as shit and spoonfed garbage at all times.

>>1234344
Fucking up senpai. Store blade in barbasol or alcohol blade will stay sharp for decades. with a good strop or running the backwards across skin to hone.

>>1234865
>No wonder this country is stupid as shit and spoonfed garbage at all times.
Indeed. Unfortunately we're essentially in a post-scarcity society and the only way to keep the wheels of capitalism churning is if the multitude embrace thoughtless hedonism.

A day in the life:

>22 years old
>live in apartment in new state with no friend or family connections at all
>apartment is spartan - mostly furnished item at my place is my computer desk
>No friends = no furniture required. No couch or TV. Eat, sleep, and vidya at the same $80 desk.
>walk to work
>walk to restaurants/entertainment
>walk to stores
>use company electricity to charge devices when possible
>don't use heating/cooling unless absolutely necessary
>minimize laundry/dish loads
>feels good not to have to live paycheck to paycheck

They need to take this concept and adapt it in other countries:

https://youtu.be/MtdupS0gRt0

>>1234622
i would opt for something newer yes

that is if you a grown man with a job
people on 4chan often recommend the lowest shittiest beaters because they are yuropoor busriders or just neets

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>>1234910
You're willing to eat at a restaurant but sleep at your computer desk?

>>1235351
he stayed soft because this aint /b/.
dude eats his own cum for protein intake.
his primarily meat is rat.

some people just operate on another level

>>1234592
>Be homeless but with a gym membership.
>The showering bit is particularly important if you're wanting to keep/get a job.

Where are you going to sleep?

Where are you going to store your things?

Where are you going to store/cook your food? Or are you only going to eat prepared shit?

This is fucking retarded.

You guys are autistic, you want to live like homeless people even when you don't have to just to save <$1500/month. What the fuck?

Get rid of your smartphone. It only takes up your time and money. Buy a flip phone from Ting and have phone bills of $12 a month.

>>1235353
I would respond to you with my "DUDE WHAT buildings" picture but I already used it in the thread.

>>1234910
>>live in apartment in new state with no friend or family connections at all
>>apartment is spartan - mostly furnished item at my place is my computer desk
>>No friends = no furniture required. No couch or TV. Eat, sleep, and vidya at the same $80 desk.
>>walk to work
>>walk to restaurants/entertainment
>>walk to stores
>>use company electricity to charge devices when possible
>>don't use heating/cooling unless absolutely necessary
>>minimize laundry/dish loads
>>feels good not to have to live paycheck to paycheck

Wow sounds like you're living the life.

Having no friends and never going anywhere except work and home sounds fantastic.

>>1234592
What if I have a small dick I'm self conscious about and can't shower in front of other gym-goers?

>mfw my doctor told me I have life-threathening health issues that are only curable with exercise and I'd rather die than show my dick to strangers.

>>1235362
Believe it or not, not everyone needs to be around others or spend their money at bars in order to feel happy

>>1235368
>Believe it or not, not everyone needs to be around others or spend their money at bars in order to feel happy

Having no friends and not doing anything sounds pretty depressing desu. Especially in your early 20's.

>>1234921
The overnight stay in manga cafes is for people who've stayed out drinking past the last train. Nobody actually stays in them longterm outside the imaginations of foreign journalists.

Seriously think about it. Why anyone would do that when it's so much cheaper to just stay at a hostel or guest house? Just look at the prices on the sign at the start of that video.

>>1235370
>he knows not of comfortable nights walking the sidewalk alone listening to Nujabes

>>1235385
Do you have low testosterone?

This is something a man in his mid 70's would do, not an early 20's male.

>>1234739
Looking around on the internet, they say park benches / parking lots / wherever other homeless people are. Also couch surfing / making craigs list ads asking for sleeping space in return for cooking or whatever.

Personally (I've never been homeless) I'd try and find a comfy roof somewhere that is a little awkward to get to (to prevent rightful and not-rightful people from discovering you), with no cameras, low reason for people to even go to it, and some rain cover if possible. Get there only at the latest non-awkward time before closing (if applicable). You'd raise some eyes at shops, showing up juuuust before they close but then not buying anything / being the only customer they'd pay extra attention to you.

>>1235367
So find a gym that doesn't have open showers, problem solved. I don't even have a small dick, I'm not even shy or ugly, and I'd still rather die than go to an open shower...

>>1235397
>Looking around on the internet, they say park benches / parking lots / wherever other homeless people are. Also couch surfing / making craigs list ads asking for sleeping space in return for cooking or whatever.
>Personally (I've never been homeless) I'd try and find a comfy roof somewhere that is a little awkward to get to (to prevent rightful and not-rightful people from discovering you), with no cameras, low reason for people to even go to it, and some rain cover if possible. Get there only at the latest non-awkward time before closing (if applicable). You'd raise some eyes at shops, showing up juuuust before they close but then not buying anything / being the only customer they'd pay extra attention to you.

Can you explain to me why you would live this incredibly uncomfortable life rather than just forking out the <$1500/month it costs to live in a normal home?

Is it really worth the savings?

>>1235389
All I'm saying is, I enjoy a simple lifestyle without the nuisance of others

>>1235408
So what do you do all day?

Just post on 4chan, work and sleep?

Do you have a girlfriend?

>>1235410
yep she and I live in an efficiency apartment close to our jobs. my day is filled with vidya, books, work, cooking, going for walks or working out, whatever I feel like. all of these things are very minimal in cost

Lel at all these buttmad people in this thread who can't understand how anyone can live comfortably without blowing money on stupid shit like going to bars and status symbol cars. Enjoy being a wage slave your entire life while those who live frugally can retire at 35.

>>1235419
>Enjoy being a wage slave your entire life while those who live frugally can retire at 35.

There's no point of money if you don't spend it. You're not going to be happy getting married with $2 million dollars

>>1235419
>>1235423
getting buried*

>>1235397
>So find a gym that doesn't have open showers, problem solved. I don't even have a small dick, I'm not even shy or ugly, and I'd still rather die than go to an open shower...
You would still need to get dressed.
Do you get dressed inside the shower booth?

>>1235423
"There's no point of money if you don't spend it" - every poor person ever

>>1235423
I will sure be happy with being able to spend my life doing whatever I want instead of working to get my next mortgage payment.

>>1235426
>"There's no point of money if you don't spend it" - every poor person ever

And? It's pretty sad when the "poor person" is living better than you are even with all your riches.

Besides, there's more than two extremes. Not sure why you idiots keep thinking you either have to be in a mountain of debt with a mortgage or collecting rainwater and stealing toilet paper out of bathrooms.

>>1235427
>I will sure be happy with being able to spend my life doing whatever I want instead of working to get my next mortgage payment.

Pennypinching like a Jew isn't really doing what you like though.

Not sure where you got the idea that you have to either live like a borderline-homeless person or in extreme debt.

Like there's people in this thread unironically suggesting becoming homeless with a gym membership... Yeah that really sounds like "doing what you want", I'm sure the <$20k/yr savings are worth it.

Makes sense to not live like a normal person for a few years just to start living when you're older... I guess... if you really think about it and close your eyes it kind of makes sense... I suppose...

>>1234592
Being homeless in metro detroit = freezing to death or being arrested.

Its not like L.A. where millionaires are homeless to save on rental costs.

>>1235423
>your not going to be happy retired and with shitloads of money and tons if money and snuggling

>>1235439
>Living in the future when you're old, your body is tired and you no longer have the energy, desires or strength of your youth

Sounds fantastic. Where do I sign up?

$1million in your 20's is much better than $30million in your 60's. This board really has gone downhill desu

>>1235445
grow up, kid

Barter

>>1235460
Enjoy living your life in the future dude.

let's see how valuable that money is over the experiences in your youth when you have Alzheimer's or some other serious health issue

>>1235425
T-that's what I did in college, yes. I folded my clothes/towel and put it on a little rack just outside the shower booth.

>>1235473
Hey dude the homeless with gym membership idea sounds great but where do you store your things? you never replied to me.

Where would you do things like iron your clothes for work or store food items?

Do you just put all your things in the lockers?

>>1235467
Did you know you can live your life everyday WITHOUT spending a dickload of money? Go back to the post I made about how I fill my day. I genuinely enjoy living minimally and bettering myself. I don't give a shit about status cars or nice watches. I'm happy with myself as a person. That's the most important thing to spend your time on. You should be able to still be happy even if you're living on the street. Life is not about abundance, it's about meaning. Although this will probably turn the topic to /lit/

>>1235476
>You should be able to still be happy even if you're living on the street. Life is not about abundance, it's about meaning

Why work at all then? Just become a NEET and fake a mental illness to get infinite dole and live off $1000 a month never experiencing anything beyond 4chan and a fleshlight.

Seems a little silly to be living like a NEET but working like a non-NEET.

>>1235445
Of course $1 million in your 20's is better than $30 million in your 60's. $1 million is enough to invest into the bond market and have enough to sustain a frugal lifestyle for the rest of your life.

Or are you one of those people who would blow it all on a Lamborghini and a down payment for a multi million dollar house and then spend the rest of your life being a wagecuck to pay it off?

>>1235481
>Or are you one of those people who would blow it all on a Lamborghini and a down payment for a multi million dollar house

I would spend some of it, yes. I value experiences over just having a bunch of numbers in some bank's computer system

>>1235484
And I value my free time more than silly possessions that don't improve quality of life in any meaningful way.

>>1235480
NEETbux isn't some magical thing that just anyone can sign up to receive forever from the government you retard. Some people want to be independent and not rely on lying to the government to feed themselves.

>>1235485
>And I value my free time more than silly possessions that don't improve quality of life in any meaningful way.

Become homeless and dumpster dive then. You'll have all the freetime in the world.

>>1235487
I live in a trailer, and get my food fresh from the grocery store. Nice assumptions you are making.

>>1235488
Why waste your limited time working to live in a trailer next to a bunch of rednecks?

I'm just giving you a suggestion to get even more freetime, if you became homeless you'd cut down even further on those pesky living expenses and be able to have nearly unlimited freetime(apart from sleeping of course).


Personally I don't even go to the gym or exercise in any way, I'd rather have more freetime to post on 4chan and watch CP. That's what life is really about.

>>1235489
Wow, someone is really mad that he has to work 60 hours a week to pay off his mortgage.

>>1235491
I don't have a mortgage, I rent a cozy apartment.

>>1234283
>What are the best ways to minimize living expenses?

I got a few that i use.

here's a list off the top of my head:
>wear only one pair of jeans
>shower once a week to save on expensive water
>cut your own hair
>dine and dash
>shoplift
>dumpster dive
>make your own alcohol
>Dont brush your teeth

Tips I could share during my saving phase.

Don't know your life, if you're living alone or have a support system (friends and family) whether you're male or female but any advice can help I guess. This advice is geared towards the male gender.

Ramen noodles will be your best friend for a while and pasta + regular sauce. If your workplace is close enough, I recommend biking, skateboarding or roller blading to work (if you have one of those, if not try to find some on craigslist for cheap) that way you don't put money into gas + insurance and is probably better than waiting for a bus. You'll get exercise and save money it's a win-win. But since you live in Canadaland you can only pull this off during hot season. Winter is a different story.

Withdraw a set amount of money for the week. Whether it be $60 or $100....just make sure it doesn't equal how much you make in a week otherwise you're not saving anything.

Use up said amount for the week, if you run out early you'll have to make sacrifices and hold out from pulling money until the week ends. I survived off $100/week for a while.

Stop watching movies in the theater - torrent them for free online. Same goes for books and movies and video games or go to a library.
(at my library you can actually borrow the latest games on the newest consoles)

Wear a timeless outfit and cut your own hair (saving $20-$30 each time you cut it yourself add ups to a couple hundred a year), get an electric shaver for your face (you'll save money in the long run, razors are mad expensive). Unless of course you use a safety razor and buy the blades in bulk on amazon they work out to 20 cents CAD each.

I've seen some jews take toilet paper from public stalls before. There's saving a bit there.

>>1234592

This right here works too. Gym memberships could range from $30 a month - $100? But I'd say $50 a month on average. You can use the lockers to store your things and use their showers so you don't have to pay utilities

>>1235515
>Wasting money on a gym membership

Just shower in the nearest lake.

>Wasting money on ramen noodles

Uhmmm dumpster diving is a thing, are you aware?

Those $50/month certainly add up. If you save for $50/month for 10 years you'll have $5000(disregarding inflation). That's a very hefty chunk of money, you can treat yourself to a nice dinner at the local McDonalds or perhaps buy yourself a used pair of Levi jeans.

>>1235519
Opps I mean $6000.

Even more!

Two things:

First - Track your expenses in a notebook. Every purchase down to the cent.

Second - Have a monthly budget written down on paper every single month before the month begins. No fancy apps, websites or accounting software.

If you're just starting out, start with tracking expenses for a month. Use those numbers to setup the budget for the following month.

The rest will handle itself.

>>1235519
Well not everyone lives near a body of water, I guess anon could just wait for it to rain.

>Uhmmm dumpster diving is a thing, are you aware?

Assuming anon doesn't die from food poisoning or get stacked up on medical bills. Canada has free health care but it doesn't cover everything.

>>1235528
The gym thing - again. You can find rent in most cities with roommates for ~$400-500/month. Why not just do that instead of sleeping outside? Can someone please answer and tell me why anybody would do this

>>1235531
Because some of us in /biz/ are also from /fit/

WE'RE ALL GONNA MAKE IT BRUVS!

Do you even lift?

>>1235535
>Ramen noodles
>Lifting

No

Tried soaking in hair oil once but it fucking melted the cartridge. I soak in water but strop backwards on leg of my jeans - current blade is from January and I shave my head also. Going to try alcohol per your suggestion. Thanks anon.

>>1234296
4-pairs of jeans.
Fucking idiot

>>1235644
What about that little moisturizing strip above the blades? Doesn't it turn that to mush soaking it in water?

>>1235687
???

>>1235373

Some hostels are alright, but they don't have partitioned areas with private computers.

That place is in Tokyo, where the prices are stupid high for anything, but it's still cheaper than any other option.

Take any building, add some cubicle wall partitions, put in some cheap beds, desk and a PC. Sell the food / snacks for like 200% markup.
You could fit like 10x the number of guests vs. in a regular hotel.

>>1235531
Because rent costs more, and OP asked about "minimizing living expenses". It's only natural to consider it as someone trying out how to be maximally frugal.

>>1235475
Essentials in the locker, yeah.

Dunno about the ironing. One could use a laundromat, and then take extreme care to not dirty your work clothes, to make sure you're not wasting money getting that shit cleaned/ironed. Honestly I haven't had a job that even requires a suit or ironing so I can't tell if that's even practical.

As for food, you don't really need to store it. Buy real food (as in actual fruits/vegetables, nothing processed/packaged) as you need it and eat them raw. More than healthy enough, doesn't need tools, isn't messy, is decently affordable.

Love this thread. I've thought about this topic a lot. My recs
>find plots of land being auctioned with no reserves and meant for residency. This will cost anywhere from $100-$3000 in cash depending on acreage and location. Put an RV/tiny home/or just a tent if you're hardcore. Just look into major details like water sources, electricity availability, building codes, annual taxes. Google homesteading. All the consumerist fags are really causing themselves more stress. Just exercise, read, and use your computer (charge with solar if you can save up for solar panels on your roof/plot) or charge at work/cafe/library, garden, cook, buy fresh ingredients. You'll find a QT if you keep improving yourself, they'll spot the ascetic god if they have the right values.

>>1234300

Ayyy lmao...some of my co-workers lose sleep over financial issues, while I sleep peacefully. Also when I go to the bank to take out some cash I pick up other people's receipts out of curiosity. I see people pulling out cash anywhere between $20 to $500 and their balances are $20 left in the bank or a couple hundred...rarely do I see a statement of $1000+ but every once in a while I see a $15,000 - $20,000 statement.

Keep telling me how being a sheeple consumerist is fun while you stress and lose sleep at night wondering where the money is going to come from to pay your next bills HUEHUEHEUEHUE

>>1236163
>>Keep telling me how being a sheeple consumerist is fun while you stress and lose sleep at night wondering where the money is going to come from to pay your next bills HUEHUEHEUEHUE

>Have 9 months living expenses tucked away in a savings account to cover any unexpected expenses
>Set amount of money is automatically invested each month + whatever comes out of paychecks towards a 401k
>Bills are all set amounts and are paid automatically when they're posted
>Decent chunk of change left over each month to do whatever you want with. Buy some stuff you want, go some places you want to go, or invest it if there's nothing in particular that you want to spend it on

It's not that difficult to be responsible with your money while living a "consumerist" lifestyle. I understand most anons are on the spectrum and can only think in black and white, but there's more options than hermit and debt-slave.

>>1236163
No one in their right mind will keep a lot of money in their checking account, so that's understandable.

>>1234511
why are you paying 114% again

>>1236281
Like you got it right.

Cut down on rent, food, and transport as other anon said. Those represent the biggest chunk of the budget.

>penny saved is a penny earned

>only have a room in shared place, only upgrade if you're living with a partner and can split rent.
>Your rent will NEVER be more than 800/month, preferably around 500.
>use biking, walking, and public transport.
>If you MUST have a car, buy used in cash and maintain it. Go lowcar or carfree.
>cook your own food for 95% of your meals.
>You should NEVER spend more than 40 a week, and that's if you've got high caloric needs, on food.
>if you spend more than 15k a year on needs, you're losing. (discretionary budget like travel can be more, but your basic food, clothing, shelter, transport, medical, etc should be 15k or less.)
>if partner, it doesn't go up that much because you share a lot of costs. Maybe 22-26k combined as base.
>kids don't fucking take up enough room to justify an entire fucking house and a goddamned fucking minivan.
>They weigh 50 lbs and take up as much space as two bags of groceries. Get over yourself.
>kids take almost no extra budget because they live where you do, don't generally need transport (school bus does it for free), don't eat much, and usually get all their other needs as gifts from relatives.
>if you need to buy anything, first try to substitute something you already have or DIY, thenlook for it free, then used/thrifted, then on sale, then online, then in stores.
>maintain your shit. Repair your shit. Learn how to sew.

>>1235419

>tfw plan to retire by 40 and then sell all my shit to travel
>will eventually settle into an inexpensive place and live off savings/interest

Feels comfy, man. I know someone who makes 300k a year and his partner 150-200k, and they're working after a fucking devastating health problem at the age of 70 because they saved NOTHING and live beyond their means. Maybe they wipe their asses with 20s?

>>1235397
I can't believe no one mentioned sleeping in your car. (You have a car, right?) Every homeless young adult I know does that.
Even better if you have a van so you can sleep comfortably in the back and keep your things locked.

You should always live frugally, but you should also always enjoy life to the fullest.

You can provide yourself with a reasonably comfy room and nutritious diet on a relatively low income.

You will probably have some extra money left over if you diligently resist the temptation to spend it on stupid shit. Instead of going partying, invest in yourself by taking up a hobby. This is a personal choice, but I find that learning things like boxing, dancing, or playing guitar are investments that are well worth it. Most clubs are reasonably priced.

All the while, try to increase your income, maybe through a raise or a better job. Now you have more money, but keep being frugal! Call me a faggot, but being frugal over a long period of time tends to make me more "spiritually right", like I tend to wake up earlier and I'm in better shape, shit like that.

All your extra money is for investing. Obviously in all the hobbies and enrichment that you can afford, but now you can also start looking at stocks, or other income-generating assets.

I wish the 18-year old me had thought like this before blowing a 10k inheritance. O well fuck it, now I know.

>>1236670

Tbh I should have done this through college and I regret not doing so. Wasted so much money on rent. Now it's too late... About to graduate and I'm going carfree. When I retire I may vandwell., or if I have a husband we'll get a SMALL USED RV. Not those big giant 100,000 dollar monsters.

>>1234294
>Build yourself a tiny house on a trailer and learn how to repair shit on it
this tiny house cuck shed meme needs to die.
OP wants to save money, not live in a trailer park.

>>1234296
>jeans
>not dress pants
>not chinos
>not khakis
stay pleb

>>1234283
one of my buddies is living in the bushes, he found a cave and he actually became a caveman.
whenever we drop by i swear he comes out with a wooden spear, like what the fuck dude ?
rent is the biggest issue, noodles aren't that bad.

>>1236670
Oh dang yeah, that's good.

Requires a parking spot where you won't get harassed by police though, which (I assume) can be non-trivial / far / not cheap.

I'm guessing it's easier outside of cities?

>>1236854
>Tbh I should have done this through college and I regret not doing so. Wasted so much money on rent. Now it's too late...

Why the fuck would you wish you lived in a car during college?

Do you even realize how uncomfortable it is to live out of a car?

>>1234312
Yeah, there are people co with this. Prolly not california bay area but anywhere else do a little work for them, if you have a (trades) trade work for rentin.

>>1236854
Jesus dude, have you ever slept in a car? It's not comfortable, at all.

>if I have a husband
Oh, you're gay. At least it's legal now LOL

>>1237127
>Jesus dude, have you ever slept in a car? It's not comfortable, at all.

This. It downright fucking sucks. But hey, at least I'm saving $600/mth on rent!!!

>>1237130
Your car payment and/or insurance becomes your rent, and when your car breaks down you're in the shit.

>>1237151
Yeah no fuck.

$600 for a very steep increase/decrease in quality of life? Doesn't seem worth it.

What good is money if you're living like a homeless person to try to save it?

>>1237154
While I would not do what the OP suggested; I see the point of it. Right now I have a DUI which will be expunged when I get my license back in November. In the meantime, I virtually stopped spending all my money. I live at home with my parents, I don't go out nor date, (despite enjoying both frequently before I got a DUI), I cut my own hair, they don't charge rent, I just help them work on the house and cut grass etc...

Long story short, I decide when I got arrested that this year was gonna be a fly-over year. Can't do anything meaningful when I don't have a license so I got a job within walking distance, work full time, through it all straight into an investment account, (now I have about 10K), and sure I gave up a lot of luxuries when I stopped buying things, but I will be in a very good spot financially when I get my license back and my record is expunged. Hopefully enough so I can pick up and move if my next serious job requires it.

If the OP really did save $600/month for 4 years, then by god his suffering has allowed him to seit on an extra $32,000

>>1236154
>Living like a homeless on your own land
Enjoy having your stuff stolen and/or vandalized, while getting beaten and/or killed.

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>>1236670
This is actually a good idea.
I've done that for a smallish period of time and it wasn't that bad.
Thankfully I learned a few tricks from a book that I strongly suggest to everyone:
http://www.amazon.com/Sleep-My-Car-Talkshow-languages/dp/1500787671/

>>1234296

>Living with strangers
>comfortable life

No.

Sadly,

you're better off concentrating on ways to increase your income, than ways to decrease expenses. One is easier than the other.

>>1237263
You mean to tell me that collecting rainwater as opposed to simply getting a second job or working more hours isn't a good idea?

>>1235415
This nigga gets it.
I've always been uncomfortable in bars. I really don't understand the appeal of that over hanging out in a small group with people you actually want to hang out with.

Yep - the strip goes to shit - but you don't need that part - shaving cream or soap - razor stays sharp - the little lube strip is for people that don't use shaving cream.

>>1234283
Don't spend money on shit you don't need, it's simple as that.

>>1235370
This. I was fine with it for roughly 4-5 years, but It has recently caught up with me that I want some friends and I don't think I even know how to talk to people anymore.

Only time I'm social and feel fun is when I'm drinking heavily, but then I'm probably just sloppy and nobody wants to hang out with a drunk.

The point is that these people might be able to go extended periods of time being alone and fine, but someday watching other people be happy all around them will get to them. And that feeling sucks.

>>1234296
This except gaming desktop and car describes my living situation

>>1237040
>Do you even realize how uncomfortable it is to live out of a car?

Yes. If my mom did it when she was a teenager, so can I. I have a tent and would have used it as much as possible, at least in the warmer months. It is uncomfortable but I think about all the rent down the toilet I could have saved...

>>1237127
>>1237130

To be fair, I would have gone with more of a minivan or similar if I were doing that longer term.

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>>1236691
best post itt

>>1237902
>buy minivan
>remove all the rear and middle seats
>put down a mattress

Comfy as fuck mane

>>1234346
it's a joke, it'll rust and give you tetanus.

>move to NYC/LA/SF
>live in the nice part of town but have a half dozen roommates
>refuse to hold down steady work, pray for freelance graphic design jobs
>eat out every meal
>always have the newest iphone
>buy trendy clothes
>go out to bars / clubs five nights a week
>take vacations to resorts and cruises

>complain that you don't have any money
>pretend that this is endemic to being a young person in america
>"OMG how can you save anything in this economy?"

Live at home

>>1238092
I know this is just a joke/example, but is it really possible to work as a graphic designer and afford that kind of life?

I thought graphic design was an oversaturated field, full of indians and third-worlders being content to work for a fraction of the price, making western people (who need a significantly higher wage to even survive in their country) not get enough work.

>>1237270

Yes anon. That's precisely what I'm saying.

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>>1237263
>>1237270
>>1238472

>>1234610
military? Cheap small truck, ford ranger, nissan, toyota, whatever. Manual.

Why? People move shit all the time, easy side income on weekends, gas and help moving. Also when you move around or have to move your shit around totally easier than a corolla.

Pros: Easier to squeeze under for maintenance
hold more shit
better for weather

con: 18 mpg maybe
only 2 maybe 4 people
people hitting you up to move shit

Four words: cut out the middle man.

>>1234301
>$457 a year on alcohol.
Jesus Christ, I spend almost that much a month. Although it also counts towards my entertainment/personal care/health care. If I didn't drink alcohol I'd either be a crackhead or dead.

>>1238832
get therapy

I discovered a cheap and decent food: pancakes. Pancake mix is $7 for 10 lbs. You can buy soy/pea protein powder in bulk for very cheap, cheaper than whey protein. Pancake mix + protein powder + sugar makes a very cheap meal.

>>1238883
skimping on your health is probably not very frugal in the long-term. it'll increase heathcare costs in the future and decrease your earnings ability/overall wellbeing.

>>1239197
by that I mean eating crap versus a balanced diet of also relatively cheap unprocessed foods

>>1238741
Unless he starts to move a lot of stuff for money, the fuel costs alone will eat way more than what he'll earn by using it for work, so all the hassles of owning a truck and no benefit.

>>1238792
Care to expand on that please?

>>1234296

I live in Sydney australia and this is basically my life:

>work in FX industry

>comfortable bed (two mattresses stacked up on the floor) in a room shared with a chinese bond trader
>2014 thinkpad yoga 11e
>wifi
>relatively simple meals - need to work on this more. keep buying portions that are too large and having to throw them out. (i.e. persihable food)
>1 pair casual cotton trousers, 2 pairs canvas shorts, 5 dress shirts, 2 pairs of shoes
>toiletries
>bus pass + uber
>$160 a week.

I looked at my uber, i've spent about $1000 AUD on uber since 1/1/16. That seems like a lot but when you think about it, at this rate i'll spend like $2500 on uber (~1700 USD) for the whole year. and thats bloody cheap considering the registration for a car in sydney is $1200 a year, before you think about petrol, insurance, tollways, parking (parking is $14/day in sydney), police, and traffic jams.

>>1240134
>registration for a car in sydney is $1200 a year
wtf really? thats retarded. Here in Canada its about 140ish

>>1236691
>I wish the 18-year old me had thought like this before blowing a 10k inheritance. O well fuck it, now I know.

I'm so glad that was included in the post. I'm 19 and just started thinking and doing this religiously.

I see great things in my future, excited as hell but staying humble and level-headed makes me feel even better

>>1239281
You have a certain amount of expenses everymounth. There are many ways you can profit or pretty much get your basic neccesities. Buying in bulk directly from a company is a trick loophole, must find connections. Certain companies like mlm memes can actually save you money when your order things like soap, lotion and shit like that. Get food directly from the source if you can. Barter with a farmer or someguy. They will be more than happy. Try to do your own plumbing and wood stove. Just a few examples.

>>1234910

your devices pull like $.05 per month

>>1240134
>That seems like a lot but when you think about it, at this rate i'll spend like $2500 on uber (~1700 USD) for the whole year. and thats bloody cheap considering the registration for a car in sydney is $1200 a year, before you think about petrol, insurance, tollways, parking (parking is $14/day in sydney), police, and traffic jams.
Kek, yeah. You'd probably spend more than that on petrol and parking alone, not even counting the insurance, rego, tolls and fines.

>>1234910
can you upload some photos of where you live?

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I lived like a Jew for 29 years. I ate spam and pinched every penny.

I just bought a brand new condo in a high rise downtown because that's what I've always wanted. I hope it at least holds it's value. Or I hope the connections I'll make living there will pay off.

Still kinda hurts spending huge amounts of money not the most rationally.

>>1240762
>29 years
You better have a net worth in the millions, at least.

>>1234589
>ditch your smartphone

This! I feel like I'm a heroin user w/my iPhone
Notes
Calendar
Compass
Phone
Internet access

You have reached the pinnacle of perfection -- you LIKE your job? I am amazed that anyone does

Guiz -- you didn't mention living on a boat. Acquiring one is costly, but living on a mooring field or marina is very relaxing and not costly. Downside: you own a very small apt. for which you do all the maintenance. But your patio is limitless. Friendships can be short but warm... Many interesting ppl live aboard.

>>1241331
Ditch the service, not the device you already have

>>1234594
I like to wear shoes that are too small so when I take them off my feet feel relieved

>>1234592
The moment I read this I realised this is exactly what at least three people I see in my gym have done for years.

Thanks anon, you have helped me sole a great mystery

>>1235500
>collect urine after meth binges
>never wipe/use hand
>dont wash hands to save on water
>don't use car windows too much wear and tear

>>1235515
>cut your own hair

enjoy looking autistic

>>1235467

materialism = living

>>1235487

>argument ad absurdum

The single most healthiest AND cheapest food is red cabbage. Look it up. This info comes from a time where I researched a lot in healthy eating.

So.. Eat red cabbage all week, maybe with some Ramen idk

In about a year I'm going to be living at this old dude's place of business because he has rooms he's not using. They're pretty large and unfortunately the only things it lacks is A kitchen and shower. I can shower at the YMCA that is only a 10 minute walk away, food however will be an issue. I'm essentially going to be living there for free while I continue to make money and just pay for YMCA, electric+water, and food if I can figure out the situation. Worst case scenario I'll just have to live off fruit from local farmers market and gas station hot dogs.

>>1234283

You have like three levers you can pull regarding expenses:

Scavenging (anything from dumpster diving for food, to television and tables and sofas, people throw a whole lot of shit out that is still functioning or can be cleaned and be good as new)

Buying in bulk (especially chicken filets can be cheap on sale if frozen for protein, pasta and potatoes for carbs and anything inbetween for the rest)

Minimizing use of water, electricity and heat. Don't flush unless you shit. Don't turn up the heat until you are freezing even while wearing wooly socks + thick indoor comfyshoes + sweater. Turn off lights, turn off appliances when not in use, do not use a dryer for your clothes, don't watch tv, don't own a stationary computer, if possible only use internet and watch movies on phone. Short showers, don't shower everyday.

Does cutting things out of your life make you happier?

I wanted to be a musician for a while but never was good enough. Still have all the gear. it sits around and makes me anxious for some reason. Also I quit weed and even though I miss it, its nice not having to worry about scoring or the urge to smoke constantly. I recently moved and downsized and got rid of so much stuff. it felt really good. thoughts?

>>1241569

> never was good enough

Being a musician is a loosing business for 99% of all people.

Pick it up again anyways, music has value that transcends money. It moves people.

Still, it has worldy values as well: It can get you laid. You can be busking on the street corners for some extra dollarinos. You can make a party orchestra that plays at weddings and stuff like that.

Music is about practice, you get better the more you play, and even when you suck it's still good fun

You can fuck old people for their social security checks. Fairly stable source of income. I am currently fucking 3 ladies for their checks. I also help them with small odd jobs around their condos. I usually go over to their condos around 4 and I'm home by 8. The entire thing started because I was sitting on her bed working on her router and she said something about having a man on her bed. I told her I do anything for cash lol. The next week she called me and had me return on the pretense of working on her wifi. She asked if I was serious I said of course. One year later and I am flush with cash. Swear to god one even made me cookies lol. They always give blowjobs and the pussy is not that bad if you keep your eyes closed. Anyway this is a huge underserved market - I live in a suburb of Tampa and the ladies live in a small senior adult community. Good Luck.

>>1241505
Bad for your thyroid though

>>1241569
I have thought about this a lot. I have a hefty amount of music stuff myself and have made music all my life. I have thought many times about selling it all and putting all the money in a savings account while I get a real job, but thankfully I've been able to justify my music making by monetizing it. It's a rough business even though It's chump change, but it's nice to play out and record people and meet others who enjoy music as much as me. Like the other anon said, it's all about practice and knowing people as well. Downsizing was probably a good idea if you didn't have a niche to monetize (like if you were solely a singer-songwriter). I'm just lucky I knew the right people at the right time and was consistent.

I also feel you on the not smoking. I quit smoking weed habitually a few years ago and it definitely made me feel like shit all the time. I felt autistic, like I couldn't feel anything or was in sensory overload. It also saved me a bunch of money and allowed me to separate myself from that shitty crowd where life revolves around the consumption of a plant.

live in a van. i live in a van in uk. i paid 500pounds for it, i parked it on a hidden street, it haven't insurance or anything. i have a small solar panel, i don't smoke or drink, 50 pounds it's enough to eat. so 50pounds a month. i get 1500 a month so o save 1450(or, at least, 1400)

>>1241505
>>1241616
bad if raw
good if cooked
http://bodyecology.com/articles/cook_vegetables_maximum_nutrition.php

>>1241612
how old are you talking? and how much of their checks do you take? funniest story?

I do not know their exact ages though u must be 63 at least to draw social security. Two are widows and one's husband plays golf EVERY day ( he even has his own golf cart lol). Funniest story... One actually made me cookies... No shit. Another has a daughter that comes over from time to time - real churchy. She suspects but she stays out of it for the most part. They love looking at porn.. I show them porn on my iPad and it really turns them on. I wasn't kidding about the grey pubic hair - very strange. Sometimes I watch wheel of fortune with the main one (original) but she always and I mean always wants you to fuck her doggy style. It's an extra 1000 a month for a few hours of my time. We talk about it all the time and she says there are many her age who would gladly fork over 300 - 400 bucks for a good fucking. She is going to take us to Vegas next week all expenses paid! I'm very excited as I have never been.

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>>1241612
>the pussy is not that bad if you keep your eyes closed

>>1234513
What do you do for work senpai

>>1241612
How did this start? Like how did you arrange to work on their router? I could use the cash.

>>1237249
your advice for saving money is to read a 60$ book?

>>1240134
AFTRS
is it worth it?
>tfw wanted to be animator growing up, now a teller in a bank ;_;

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>>1241612
>Swear to god one even made me cookies lol

>>1234589
>ditch smartphone
>ditch a very powerful pocket computer you can use heavily to your advantage
why though.

>>1242341
I'm thinking about it. On my gf's family plan... unlimited everything for like $65.

That adds up over the course of the year and I barely talk to anyone. The only thing I'd really miss is GPS for my car, but I could always just buy a used GPS for cheap

>>1242346
I have unlimited internet for 50 chf/month with 2 sim cards, one only for internet. Got a free wifi modem with it. Renting that out to a friend for 35 chf/month.
15chf/month for unlimited internet.
Also, my smartphone is a 120$ chinkphone that works great.

>>1242346
>GPS for my car, but I could always just buy a used GPS for cheap
here maps does not need a data connection for GPS :)

>>1241855
Fucking topkek.

Do you wear a condom or do you cum inside the dusty pussies?

>>1241855
what do you normally do for work? why not do this full time? 3 gilfs @ +1000/mnth. 6 gilfs 2k. 9-3k..... eventually you can start raising your rates as you become more well known.

I'm a student - History major. I used a condom at first but then it was more like "what's the point". The pussy's are not dusty by any means but you do have to squirt lube on your dick every so often - that was weird but I was told this is pretty much the rule after menopause. Let me stress this entire thing just happened by accident. I was replacing her router - I do odd jobs for the community complex - when we started chatting - that led to her calling me - boom. She secured her friends. 3 is really all I have time for and one of those is kind of sad ..more lonely than horny. Anyway its a great way to supplement your income if you are a reasonably well hung young man. There are so many retirement communities in our area alone. A virtually untapped resource. They are so afraid of predators.. If you are polite and don't steal from them the skies the limit. One of my girls even bought my textbooks last semester - $700 worth (which in itself is bullshit as it was just 4 books). I suggest a flyer stating you are a student who supports himself with odd jobs and errands strategically placed. Then as work pours in you just have to cherry pick the right one - then come to an agreement. I would also suggest not and I repeat NOT flirting to much as you don't want to enter into a relationship but a business arrangement. I always ask when I leave their homes if there is anything else they need me to do. (Kind of like I just finished a job). On Monday I had to sync the garage door opener in her new Cadiallac ( widows have fuck tons of money). Last week she wanted me to work on a ceiling fan in her living room. ( this was awkward as I had just fucked her and it took me like 3 hours and 2 trips to Home Depot) she gave me an extra $50 on my way out. I wouldn't call them GILFs as only one of them has any kind of looks at all. She was probably a knockout in the 70s but that was a long time ago. Anyway this thread is about making money and cutting cost. Hope this idea helps.

>>1242499
Please write a book

Well said - sorry didn't mean to bore u.

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>>1242053
It's an investment my friend.
Click on the "look inside" button to check a few pages.
Every sentence is pure wisdom gold.

Spend 60 today to save and earn millions tomorrow.
Her other books are top notch too.

>>1242565
i didn't mean it in a bad way.

here's a list of what I do:

>live for free with someone because I let them get the D whenever they want and do dishes
>eat vegan, rice beans veggies bread fruit all in bulk cheap af and healthy
>sneak into gym to workout
>steal toilet paper from the mall
>work for labour job but got "hurt" so on paid leave at home
>use my time at home to do my online business-get paid while I get paid
>don't drive, take bus or walk everywhere
>simply ask bus driver if I can take the bus today for free because I have no money
>someone gave me a free phone (old iphone4) and I download free texting and calling apps on it
>free wifi everywhere
>only buy clothes from thriftstore
>buy new shoes from sportcheck but return them every 2 months saying theres something wrong
>so just refresh shoes $100 once and always look nice
>use benefits to pay for glasses etc
>don't drink or do drugs
>download movies and music

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Nobody has ever become rich by saving. Instead try making more. Not just your salary but generate other ways of income or whatever.

If you try to save of your shitty pay, you are just kidding yourself, you wont become rich that way and you'll just suffer living on too low expenses

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>>1242695
that is just fucking insanely stupid to-do-list. pure insanity and torture that will get you nowehere

>>1234283

peanuts, oats and minced meat are pretty cheap for food

buy a safety razor, the blades are fucking cheap

stop drinking

drive diesel < bus < bicycle

>>1241612
Hey Fry. Go back to your current time already.

>>1242714
see >>1238659

>>1242341

i'm in front of a screen from 7am to 6pm and 9pm to 11.

"""powerful pocket computer""" what a fucking meme, let me do some traids on my smartphone, let me handle my finances on that awesome app, let me give every app unlimited access and then complain about big data meme.

if theres a publicity for it, you probably don't need it

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>>1236892
/biz/ - Miners & Cavemen

>>1242499
You know, I live in Vegas. and I whenever I go to casinos I see sad old fucks wasting their money on shit that doesn't even make them happy. I bet I could work something out here.

You may have just changed someone's life.

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>>1235425
no, you own your dick and arsehole and change naked in front of the old men, kids and closet fags. A penis is a penis, it doesnt have to be sexual, just let it flop around and be free.

If people are uncomfortable with it, they put dicks on too much of a sexual connotation

Exactly! they never look happier than when they are giving me advice for something or another. They are really very very good people. This thread has been very good for me. I feel so much better about what I have been doing this last year. Thanks guys (can't believe I just thanked 4chan lol)

>>1243260
>just let it flop around and be free
You're assuming it's long enough to even flop.

>>1242714
Some places have both great pay but also super high living expenses. If you minimize your expenses and then leave the place after a few years, you'll have a dickton of money in places with less ridiculous expenses.

>>1241443
Underrated post

Easy-mode:
>buy everything you can second-hand
>don't go out. ever. this requires some creativity if you want to stay social.
>go low-end on all consumables, but don't sacrifice health. eat vegetables.

>>1238883
Buy rice and beans in bulk, think 5-25ld bags.

This seemed as close to a general thread as I could find.

My lease on my studio apartment just switched to no longer covering my water costs. It's effectively raised my monthly necessity expenses by 5%. While kind of bullshit to see such a drastic raise, I signed the lease and knew it was coming.

My problem is that the energy management company doesn't list my usage on their bill. Is it unreasonable for me to expect to see a usage breakdown as if I were getting the bill directly from the water company?

>>1235360
Few of the good advice on this thread

Buy things in bulk

Hunt for food + (fish, livestock)

Grow food (have garden, fruits veggies, wheats etc.)

Grow natural remedies [alternative to otc meds] (teas, herbs, spices)

Make own clothes from hemp or wool from livestock (wool, leather, cotton, etc)

Make your own hygene essentials (soap, deodorant, toothpaste, ) [not hard to make]

Save water (shorter showers, less flushing)

Learn how to repair your own shit, at least the basics (plumbing, mechanics, technical stuff)

Always look for deals, coupons(save coupons for rewards)

Save electricity: Use a fire place, hang clothes on dryer line,

Follow these steps and you will be free forever.

>>1237243

Maybe in a more primitive state.

Ditch all treats, when you need something sweet eat carrots or something.

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>>1236892

>>1234283
Get a piece of land, put a containerhouse in the ground. Kinda like teletubbies.
It cuts down super much on heating/cooling.
Get light through tubes from outside again cut spending.
Growing you own. Super easy, just stick it in the ground water it from time to time and you get food.
Extend growing seasons by making a cheap greenhouse.
Get chickens put them next to the composting bin so they can eat lots of bugs and worms.
Plant potatoes.

Now you will have almost 0 expenses on food forever.
No more expenses for heating. And lighting your shelter, temp should be constant. , cheapest heating for a stove is make your own briquettes from paper waste people need to get rid of all the time, just pick it from the street.

Hatch eggs, kill chicken.

Buy cheapest clothes and hand wash and air dry them, they will last longer.
Take good care of your shoesbrain, only wear them to go out. Be classic and neatral about clothing.
Collect your own rainwater from your (roof).

Ow yeah, and feed your plants piss, its a real growthboost. You can compost your shit too, very od fertilizer.

Lour birds with food, then shoot em and eat.
Buy the smallest car I f your still working.

>>1234284
>dip your gum in cum so that it lasts longer with additional flavor
My sister actually does this with her boyfriend.

File: 2df7e4220d5fa04b4a23f9f81ad9c33c.jpg (30KB, 554x297px) Image search: [Google]

30KB, 554x297px

You are a bunch of rookies. The Natives were right all along, fucking learn to receive from mother nature, period.
Buy your piece of land ,do as >>1245946 said, then buy a rain harvest tank, build an indoors Aquaponics system so you can grow funghi and other stuff, buy your motherfucking solar panels, get that electric motorcycle (which you can charge with the sweet juice of the sun btw) and be done with it. Taxes? fuck that shit, you have been preparing years for this, you have read and studied every post on biz? Where is that automated passive income when you need it? There! Auto motherfucking matic taxes payments, DONE, you will never have to pay a single cent on your lifetime. Forget about medical drugs,that's a scam, If you get sick with this lifestyle, then your time has come, the lord commands it. What else? uh?
>House
check
>transport
check check
>food ,water and supplies
check check check
>taxes
;)
>clothes
buy your cotton and start sewing

Now get to work negro

>>1234592

>thread on how to save money

>be homeless

God dammit biz

The only way to save money is to make more money. Charisma is everything.

>>1234294
Friends of mine lives in a trailer on a friend's farm, Trailer isn't his but he only pays £200 ($290) a month split with his girlfriend. So doable

>>1242992
my sides

this board is so full of losers and they are giving the financial advice,

>>1245885
>Implying there aren't niggers and immigrants everywhere

>>1236662
>kids take almost no extra budget

this asshole has never had kids. sounds like he never will either, unless some landwhale cucks him.

>>1234283
some tips:

1) Eat only lentils
2) Pee in flowers so you don't waste water
3) make your own soap from your dead skin
4) use your poo as manure for your garden

>>1246202
Thats totally backwards , its easier to lower expenses than increase earnings

A dollar not spent works double time