Post your monthly expenses and give advice to others thread?

>>1189999
How do you get your rent so low? Are you renting from your parents?

I have a roommate and paying half the rent every month still comes out to more than what you pay.

Buy/sell shit with that 300, you can turn 300 into 1 grand in under a year. Just mess around with flips.

>>1190002
Yeah, my grandma is going to rent a new house and let me stay there with her and my sister for around only ~200 a month

File: Capture.png (99KB, 1320x463px) Image search: [Google]

99KB, 1320x463px

How do you fuckers eat so cheap?

I buy mostly fresh vegetables, fruits, and meats. I rarely eat out. I spend around $600+ a month on food.

DYEL?
Do you live on Raamen and eggs, or what?

File: 1454714750861.gif (781KB, 260x260px) Image search: [Google]

781KB, 260x260px

>>1189999

>Net Monthly Income - 5300
>Rent - 1400
>Phone - 90
>Electric - ~25
>Cable/Internet -130
>CC Payment - 250 (it's a no interest CC debt, don't shit yourself)
>various car expenses - 200 (estimation)
> all other shit i buy, mainly booze and bar food - over 9000

>>1189999
>>monthly income $7000

>>rent 1300
>>phone 200
>>food 450
>>insurance 300
>>fuel 250
total 2,500 ish a month
rest of it is reinvested into my business

>>1190171
Sound stupid, desu.

>>1190180
not sure what your calling stupid. but if you need a job you can come clean up the dog shit in the back yard

>>1190184
How much will you pay?

>>1190184
Why so mad? So so mad.

>>1190204
not mad. at all.

>>1190196
10 bucks

>>1190217
That good. I would be mad if I was a poorfuck. Good on you.

>>1189999
nice quads

After-Tax Monthly Income: 4,300

>Rent: 2,200 (studio)
>Utilities: 80 (electricity, gas)
>Internet: 70
>Food: 1,000 (maybe more, depending on how many times i go out)
>Transportation: 120 (monthly unlimited metrocard)

Savings: ~800

>>1189999
Monthly income 3000

> rent 600
> internet 75
> utilities 100
> food 200
> car + gas 300
> cryptocurrency 2000 (500/month)

Net -300

Mine shall be a glorious muslim currency

Monthly Income - £1,673

Mortgage - £600
Food - £40
Utility Bills & Council Tax - £50

Savings -- £983

I may learn to drive and get a car, I dunno

Be me, no debts, work part-time
income $1000 net

>rent 200
>phone 20
>food 100
>car expenses 250 monthly average (insurance, gas, repairs included)
>personal expenses 50

Bills - $590
Savings - $410

My rent is low because i share rent with brother, we own the house.
All Savings Goes into my investment portfolio. Stocks, precious metals, trust fund

>>1190384

>£40 on food per month
How the fuck?!

>>1190723
Dry beans and water I guess. Or he works at some restaurant and can order food for free.

>>1189999

Monthly income - 1250 after taxes

Most expenses are split between the four of us renting this house together.

>rent 375
>phone plan is 25
>electricity is 100
>food is 100
>cable is 30
>car insurance 300
>fuel is 80
>gym membership is 35
>savings is 105
>personal use/bullshit left over: 100


I really need to find a way to get a passive income.

Income is 9k chf net
Expenses:
Rent 2100
Food 800
Bills 500
Girlfriend 800

I save about 3500 a month, no idea where the rest goes.

>>1191022
Your girl been stealin yo money bro

>>1190130
600$?
I spend about 2-3 a month. Stop buying all organic shit, get the deals and use coupons.

CAD
>income
$3200 after tax

> rent, all in
650
> car (fuel + insurance)
500 (fucking Ontario)
> food
400
> phone
75
> entertainment
400
> misc
300-400

About 800 up a month. I really need to lower my car insurance and get the entertainment under control. I'm being treated as a first time driver in Canada (expat) and they're absolutely raping me double fisted.

>>1190330
rent 2,200?
food 1000?
what the fuck man, where do you live? new york?

>Income
$2k/month take home (after taxes, 401k deduction, etc.)

>Monthly Expenses
$107 Cable/Internet bill
$116 Auto Insurance
$150 Car Maintenance and Gas (assuming ~2 repair jobs a year)
$80 Food
$200 Fun

I usually have about 1100-12000 a month left over, which I save or invest. I live with my parents and they only request that I pay the cable bill, which is more than fair. I actually offered to pay a few other bills as well, but they declined.
$40 Cell Phone

>>1190130
>$600

Are you a retard?

>all these people spending ~100$/month on food

Unless you're frequently being fed for free then you're probably seriously underestimating how much you spend on food

>inb4 everyone lives with mummy

>$850 rent
>$50 Internet
>40$ phone
>25$ electricity
>120$ transportation
>450$ food

Monthly net earnings after Union deductions and other bullshit is ~2000

Everything else goes to debt

I live in mapleniggerland though FYI

>>1189999
>$2400 rent
>$1200 groceries
>$1400 daycare/preschool
>$800 child support
>$200 utilities
>$150 gas
>$200 car insurance
>$130 phone bill
>$120 cable and internet
>$350 health insurance

$6850 total expenses not including misc.

Looking at this thread I am wondering how so many of you get away with not paying health insurance? Are you just young and not care? Don't you get a huge tax penalty at the end of the year?

File: image.png (79KB, 640x1136px) Image search: [Google]

79KB, 640x1136px

Monthly income:
$2052

Total budget for expenses:
$1250

Total monthly surplus:
$802

Save half, invest half

1/2

File: image.png (75KB, 640x1136px) Image search: [Google]

75KB, 640x1136px

2/2

>>1192698
>health insurance
Kek. Most of /biz/ is under 26 and covered under their parents because of Obamacare. There are very few "real adults" here.

>>1192698

Kys my man

Rent 690
Food 200
Utilities ~100
Phone 30
Internet 30
Gas 80
Car ins. 120

Total 1250

Income 3400 after tax

Planning early retirement. Live like a cheapskate

>>1192698
>everyone is from the USA

>>1192799
I would say the majority of 4chan is, yes.

>>1192799
Ummm...
See this thing? $$$$$$
That's a dollarydoo.

>>1192814
WHOA

File: image.png (83KB, 640x1136px) Image search: [Google]

83KB, 640x1136px

>>1192802
>39%
>majority

>>1192814
This. If it was a different currency they would have said so like this fine canadian gentleman did >>1191624
or post £ like this classy european did >>1190384


>>1192799
>being this fucking pedantic
You're an idiot. Obviously he was talking about all the americans who posted you dumb cuck.

>>1192814
>>1192868
>obviously he was talking about all Americans who posted
>implying he can tell which posts are American

>The USA is the only country that uses the dollar
>I'm pedantic
consider suicide my friend

>>1192878
Lmfao can he at least assume half of the people who posted are american? Hahahaha holy shit, dude. If you are not american no need to respond. Super fucking simple you nigger. God damn its people like you that shit up this board.

>>1192881
He can assume whatever he wants friendo, doesn't make him right, it actually just makes him appear narrow minded and unintelligent, a lot like you're sounding right now

>>1192881
Don't worry about that kid. He's just butthurt that he's underage and got called out for it. He's a burger too but he's covered under mommy and daddys insurance. Nobody else would be that assmad over a simple observation that nobody here seems to pay health insurance.

>>1189999
Income $1200
Rent $300
Food $128
Car payment & insurance $500
$170 added to vanguard dividend fund
$102 into savings

>>1192888
>pointing out the majority of the users of this site are not from the USA makes me a butt mad American
Sure thing buddy

>>1192891
>striking this much of a nerve
Underage burger confirmed.

>>1192897
>being this unintelligent and stubborn
American absolutely confirmed

>>1192908
Kek. Well that's ironic....

>>1192911
Considering I am neither American nor underage, no it isn't

>>1192917
It actually is pretty funny and ironic. I would add "mad" to the mix, though. You are underage, burger and mad. So so mad.

>>1192923
>I'm the one who mad
Whatever you say, m8. :^)

I was saving over 3k a month until I got laid off in the oil field. Im working in a shop now for half my wage and stuck in a lease until December. At least the bills get paid. Im gonna pack up in December and go wherever the road takes me unless oil prices go back up.

>>1192924
Yup. Thanks for not trying to hide it. One thing I have found out as a certainty is that using emoticons while saying you're not mad = 100% unequivocally super assmad.

Monthly income €1435 + €160 meal vouchers (most compagnies offer this as a non-statutory benefit here) So roughly ~1600 per month combined

>rent - 275
>phone - 15
>food - ~160
>joint account with GF - 100
>misc - 100 to 200
>healthcare - 0 (covered by employer)

Total costs: €750. I generally save up to €850 a month.

>>1192931
lol

Monthly Income - $1400 after tax
401(k) deferral+match = $200
Age: 20

>rent - free, parents
>phone 25
>insurance 80 (Drive a shit car)
>gas 100
>meds 16
>food, tobacco ~100 (Eat like a peasant)
>tuition: Saving up for it

Cost of living: $321/month

I usually save about 1000 a month. Invest at least half in personal brokerage account, mostly consumer staples and foreign stocks. I do alright.

>>1190130
Costco, fami. $200 lasts me and my mother/sister a good month.

>>1189999
$900/month after deductions (won't be included in expenses)

$250 room & board
$200 food
No medical cause lol canada
No car cause lol 5 minutes from work
$60 phone - locked into a family plan for another 3 months. Total BS
$70 internet + netflix
$30 TV

Total expenses: $610
My numbers are a little off, but its fairly close to that. My problem is that I fucked up a lot last year, and owe $4200 on my credit card, so I'm slowly paying that back. I've been denied a bank loan or I'd use that to pay the card

>>1191628
metrocard = nyc

holly shit guys.. what kind of jobs are you guys doing, because in my country , after the ned of the month average worker is left with 0-100€ ..

I start my first real job in July. Should be about 2500 after taxes, but could be more if I have overtime.

I'm trying to do 700 tops for rent and utilities, hopefully a friend stays up in this area.
300 for student loans
500 for food and booze
500 for retirement
500 for everything else.

Does this sound realistic, /biz/?

>>1193538
>in my country
stop living in a socialist shithole my man

>>1189999
I'm a live at home loser that makes 80k a year. I have no expenses and I have over 150 grand in my bank account.

Probably going to kill myself this week though and leave it all to my folks and sister.

>>1193792
Wtf? How do u have that?

>>1193792
>Probably going to kill myself this week though and leave it all to my folks and sister.
nooo give it to me

t. live at home loser that makes 65k a year

>>1190130
I can eat 2500 calories a day 100+ gram protein for like £50 a month, that's like 80 bux.

dont you have aldi where you live

>>1193792
if you plan to kill yourself, could you spare this poor old dude some tf2 keys to buy his dream games good sir, I've always wanted paper's please/medieval2: total war/crusader kings2.... I'll do good with it, and put my shit together and work towards a better life in memory of you good sir

>>1192698
idk about you but insurance costs me like $12 a week automatically deducted from my pay by my employer.

>>1190010
wow. Maybe this is a cultural thing, I'm from greece but am an American citizen. I would never believe family would ever charge a family member to stay at their house even if it is as low as 200 $

Monthly Income - 2000 after tax

Monthly Bills - none because I live with family and leech off them

Surplus - $2000

>>1190130
I eat on $60-80 a month (well I don't pay for it but I don't like to make me family pay to much) by eating beans rice and veggies, with meat once a month.

>>1192427
you can buy a steak for $5 and cook it yourself.. seriously, its not that expensive.. $5 for a pack of ground beef and make up to 6 burgers with it (lasts 3 days).. Everything is cheaper if you make it yourself

>>1193988
I eat fast food about twice a week, everything else I cook.

Where I live a ~10 ounce steak costs at least 10$

Easily 20$ for higher quality cuts

I worked in meat distribution for years so I know my meat prices senpai

A decent 5$ steak doesn't seem unreasonable in Midwest US though 2bh

>>1193968
I know what you mean anon. my mother put my and my then expectant girlfriend up in her apartment for a few months and didnt hassle us about food, rent, utilities, anything.

she moved across the country and we moved down to move in with my girlfriends mother. she wants rent, food seperated, and she wanted the utility bill split right down the middle even though she had her other daughter and boyfriend living in the home.

mind you my family is way better off (father is attorney, mother is nurse practitioner; her father is on fraudulent disability and the mother works as an auto parts manager and grocery store clerk, yet still living paycheck to paycheck).

perhaps class has a role in it?

also before anyone says anything about us living with our parents at the time, it makes sense to save up money before having a child and that was the best way to do it. am now proud to say weve been completely on our own now for over a year and are slowly building our net worth together.

a little off topic but i believe my girlfriends stay with my family is what made her want to, thankfully, have a different lifestyle.

kind of a rant post but whatever.

>>1194238
well thats your problem living in an expensive area, familia

I live in a city, but its a bit rural. So food is cheap

>>1190130
>$600 a month on food
I eat fast food 2 meals a day every day and I spend ~$440 a month. You are literally cucking yourself.

>>1190171
200 a month for a phone??? does it suck your dick??

>>1189999

Monthly net income 2k. Expenses 400 rent, 250 for groceries.

I travel every 2-3 months which makes me piss away way too many shekels but otherwise I'm about as responsible as it gets with my income.

File: 1459609490716.png (74KB, 521x537px) Image search: [Google]

74KB, 521x537px

>rent
$0, mom and dad are rich and bought me a house
>electricity and water
$60
>phone
$0, I don't have a SIM card in my phone cause I'm not a normie
>food
$70 - $100
>car insurance
$155
>gasoline
$80
>cigarettes
$75

Total expenses: $440 - $470
Income: $1800
Surplus: $1330 - $1360

>$96k in my CD account all from my own work
>if my parents died tomorrow I'd have $13 mil also

>>1194385
oh and I steal my neighbors wifi lol
I don't have cable either

>>1193968

Must've been some kike propaganda that made people think its acceptable to force their kids into wage slavery and milk them for rent after 18.

My irresponsible single mother was renting a place she couldn't afford without gov subsidies which ran out when I turned 18 and she made me pay rent for my room then.

My father refused to let me stay with him explicitly and implicitly multiple times yet wanted me to visit him (fuck paying 70 bucks a night for a hotel in some city you hate) and I ain't talking to him anymore.

If the family doesn't stick together its life on hard mode.

Strong family cohesion along with solid work ethics is why chinese and koreans immigrants are #winning in the west while the rest looses out more often than not.