>/biz/ confession thread

>I bought pnd

I lost a bit of money... Never again though.

Thankfully bought ethcuck

>>1127672
This. I bought dogecoin and PND and bitcoin and litecoin and bizcoin like /biz/ told me too and lost a shitload of money. Never again. Now I bought ethercuck and am going to win it all back.

I fell for the renting meme.

>>1127818
Renting is not a meme though.

>>1127676
Lmao this is 90% of this board. Go buy Monero, you idiots

I made $27k in January on stock options then promptly lost it by putting it all on Amazon calls when their quarterly report was underwhelming.

>>1127827
>buying a ponyfucker coin

no thanks

>>1127825

It is. I finally got a mortgage and my housing costs are $250 cheaper. For the past 7 years I've been renting. That costed me $21K and I could have bought houses are rock bottom prices. But no my professor said renting is better. Spend $1,000 a month to own absolutely nothing. Might as well lease a car, get a contract phone instead of buying it yourself, etc.

I'm 24 years old, no degree, no job. Still a year of school left. I'm a failure.

>>1127831
and now what are you up by? do you buy weeklies or options that expire a few weeks into the future?

I keep on recommending the sales as a career meme.

>>1127836

there is no universal truth.

it really depends on what market you're in.

>>1127842
I buy weeklies that are slightly out of the money. I started at around 10K and have about 14k now. Decent considering that I've been in this game since only Dec. 26th. That's, what, a 40% return in a little over 2 months?

Nothing compared to the 300% or so in one month, but still. Oops.

>>1127850

Have you tried trading futures options? I'm in a private Facebook group full of futures traders that do it for a living. Trading stocks is absolutely retarded IMO. Never met anybody successful at it. Try futures or forex.

I work in de porn industry.

>>1127838

At least you're not 25 years old with no degree and no job.

>>1127853
I've never met anyone who succeeded at futures. Not touching that with a 10 foot pole.

>>1127863

Have you never been to Chicago? I know more than 20 people that are making more than $1K a day. I've only met one person that was good with stocks and even then it's fucking stupid. Enjoy getting raped with taxes.

I dread spending $700 on a a new 4K TV but just blew $2200 in option trading and didn't even bat an eye. In fact, I setup another transfer to that account.

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>>1127818
wording this. shit sucks.

I work two full time jobs and have an irrational fear of losing both at the sametime and never making 6 figures again.

>>1127868
>never met anyone successful
>one person that was good with stocks

How are futures better in terms of taxes btw?

>People buying anything than bitcoin
>Believing what /biz/ tells them to
I hope i got baited

>Wanted to buy AMD stocks
>Had faith that it will raise soon
>Did not buy
>It rose from 1.40 to 2.40
I WOULD HABE MADE BIG BUCKS GOD DAMN IT WHY DID I NOT BUY

>>1127670
I lost all my friends when I got into finance. Not even kidding, I have no friends outside of work and old buddies from college. One of my friends saw my pay check and posted about it on fb. After that everyone just acts like I'm this piece of shit who lives better than them. The sad part is I was a fucking loser my whole life who did drugs and dropped out of school, was a fucking Virgin till I was 21 kek. Everyone judged me for it (rightly so) and I felt like shit so I decided to get my shit together and work my ass off and now people are jealous because an ex pot head loser is doing better than them. My college friends are all supportive but we all live in different states so it doesn't mean much. Literally chased success so people would like me and just made them hate me more by finding success even though I try to be humble and not talk about it.

I was warned by people about jealousy but shit, I just want one bro outside of work that I can hang out with and talk money with. Instead I spend most of my time off here (I honestly like most of the anons here) or doing over time at work. Only buddy who's staged loyal is my armyfag friend who's just an all around good guy.

>>1127914
>One of my friends saw my pay check and posted about it on fb.

How can this even happen? And he's a total cunt.

>>1127914
fuck bro, feels like you the future version of myself.

Hope I don't lose my homies on the way though, but damn, if they don't want to come to the moon with me, I will leave them behind.

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>>1127914
I heard this happen to so many people its not even fucking funny anymore

>>1127874
been renting since 2005 too
300$/month
that's about ~36k$ ;(

>>1127914
Is this really a thing? fuck

>>1127914
try to go partying on weekends

>>1127914
Sounds to me like your friends back in the day were a bad influence on you. Maybe it's for the best that you drop those druggy no-ambition friends and focus on making some friends with similar goals to your own.

>>1127914
What did you do? What is your occupation? How much you make?

>>1127878
>work two full time jobs

sure you do faggot.

hurrdurr i'm doing my masters in mech eng while working fulltime while starting my business while delivering pizzas and trading forex at night hurrr

fucking bs.

>>1127914

99% of people are garbage anyway so you aren't missing out.

>>1127670
I only invest in index funds.

I still live with my mom.

She makes me pay her rent.

I hate my life.

I'm buying-to-let

>>1127670
I'm a warehouse worker earning minimum wage and I give advice on /biz

>>1128103
Fuckinh kek
Its the other way around then, your mom's living with you

I make like $250 a month. And that's it. I am literally jelly of minimum wage cucks.

>>1127670

I switched majors three times and am in electrical engineering now because I fell for the prestige meme. Instead of actually finishing something easy I went straight for the top. It's hard as fuck and there is the possibility of failing, being left with nothing at age 25-27.

I'm posting from my mom's basement, but I act super confident and give advice in /biz/ all the time. In fact, I was one of the posters above claiming to be successful (I'd give more details, but you'd figure out which post it was).

PS I post this bullshit at least once a day. I guess it makes me feel like a real success when I e-stat. Fake it 'till you make it, right senpai?

>>1128102
this. as anti-social as it sounds, its true. its better to be surrounded by one or two decent, goal oriented and well rounded people than a sea of retards that try to drag you down because of their own insecurities.

>>1128113
i believe you, anon.. kek
just make sure youre a bitter asshole while youre doing it. the condescending undertones are the best thing about this board

>>1127914
>i decided to get my shit together

Is it that simple?

>>1127676
Been working low paid unqualified job for the past 10 years, no social life nothing just a job with plenty of overtime, saved quite afot of money, bought few properties, now work like 20hrs a week and live off rent

>>1127670

I'm addicted to smoking eth

I run a house cleaning business and make $80k a year in profit apart from my own salary.

>>1128191
im addicted to soda

>>1127871
By blow do you mean lost or invested? Because if you invested it, it's not like you'll never see the money again.

My business has lost about $1000 per year for four years. I've already decided to exit at the end of the year but I don't know if it'll be a hobby or marginally profitable when the time comes.

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I work a part-time job.

I invested in titcoins.

Because, lol, tits.

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this week I have worked 70h as refugee center guard, but still I made over 2x more money with stock markets during the week than I got from actual work,,

good week indeed

>>1128326
How did you get into stocks?

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>>1127670

>I sold $10 Pmags for $80 each during Sandy Vagina

>I sold $8 AK mags for $100 each during Sandy Vagina

>>Sold a two $350 AR upper recievers during Sandy vagina for $1000 each

>Sold $100 bolt carrier groups for $300 each during sandy vagina

that shit was too easy. I must have made 5k in a month just flipping shit i bought years before it happened.

>>1128345
actually I saw that it was a good time to invest in 3d printer stock,, It was perfect timing, got a good motivation and started making profit,, and "easy" work allows me to spend my time to do research and other stuff.

I am fit and relatively attractive and make £70k per annum yet I am a virgin at 29.

I made 20k today shorting Ethereum.

>>1128376
why haven't you bought a prostitute?

>>1128369
What sites/sources do you use?

>>1128380
Feels like a waste doing my first time with a prostitute.

>>1128393
just browsing lots of diffrent news sites (mostly to spend time) +nasdaq.com and google for better information for example.
and actually /biz gave a couple of good ideas, like AST, (going to do a deeper search about it this night unless we have a riot or something here)

I'm not a pro, but to this day, I have had a really good luck and made a profit

>>1127670

I only save 20% of my income. Feel so much like shit.

>>1128410
Get a tinder then. A lot of really average looking guys manage an easy lay on tinder. Just be sure to swipe right on all of the girls, and try to appear casual.

I bought late and lost nearly $2000 on ETH

>>1128195
Did you follow a leddit guide on that? Been thinking about it myself.

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>>1127844

>>1128184
yes but no

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>>1128298
better than no job

>>1128376
Go out side goddamit

>>1128410
>caring about the first time

the first time is always shit. you aren't any good and don't know what you're doing

just fucking do it, pussy

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>>1127838
Take heart. I didn't graduate from college until I was 26. Now in barely under 10 years I make almost six figures.

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I have paid sticker price

>>1127883
Since you lose your money so fast you're always getting the max deductions for taxes, or you're always offsetting any gains from other investments.

>>1128239
Lost. As in, bought option and expired worthless.

I've been a parasite most of my life and didnt train in any marketable skills

so now im 21 scrambling to work some shit out, if I'm still here at 23 I'll go into voluntary exile

>>1127914
Paul?

>>1127914
The Armyfag is then your one true friend.

>>1127670
I fell into the private college funded by loans trap. I'm $120k in debt. I'm making $55k right now, thankfully it's in finance though and I have a ton of upward mobility. I'm living with my parents putting 90% of my pay into paying down my debt.

I didn't even go to a great school, just a small private college that was expensive as fuck. I also didn't even study hard or learn very much in school, mainly just partied, snowboarded, and tried to bang girls, failing at it the majority of the time.

>>1128594

you are 21 dude. your life hasn't even started. i began self teaching a set of skills when i was 24. now i'm 27 and making 30k entirely self employed. currently looking to transition into daytrading. it's never too late and if you are already anxious about your skills and financial future at 21, you are waaay ahead of your peers. you'll be fine.

>>1128597
nope I'm Paul and can relate to a lot of this

>>1127836

>my housing costs are $250 cheaper.

You're not just comparing your rent payment against your mortgage payment, are you?

Have you factored in insurance, depreciation, maintenance, and property taxes?

>Spend $1,000 a month to own absolutely nothing

And not be obligated to pay for maintenance, replacement appliances, amenities that most apartment complexes have (fitness, pool, community spaces), etc.

I'm worried about finding a job after graduation

>>1127914
People want you to do well, just not better than them

>>1128100
>he doesn't work asleep overnights to make 30k literally sleeping.

>>1127670
I think I have made at least 1/4th of all ethereum shill threads on /biz/ in the last month. I samefag A LOT. It's not because I actually have any Eth, its because I think its funny. I also was the one who started all the infighting when Dogecoin and PND were shilled here by pretending to be both sides.

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>>1127670
>I lost an assload of bitcoin.
Not "on bitcoin," "of bitcoin."
CSB time:
>July 2009, buddy of mine working on his MS CIS tells me about this "bitty coins" thing
>Explains what it is, how he's been mining it, he needs someone to "buy" some from him so he can finish his paper
>Give him $20, get 100k bitcoins in return in a hard drive mounted wallet
>Promptly forget the shit out of it
Fast forward to Nov 2013's historical peak
>Hear about the huge friggin' jump
>Remember my stockpile of bittycoins, now worth $10m
>Go into pile of old electronics, find old tower, try to boot
>HDD corrupt
>Take it to friend who does information recovery
>Pay $500, try to get it squared away
>She opens the HDD and shows why it failed, sand somehow in it, platters gouged like a sonofabitch
>Pic related

So...for a moment...yeah.

>>1127914
Good for you anon
People just get jealous when they see you doing things that they figure they could have done/deserve.
Oddly enough a lot of people get pissed off if your too humble.

>>1128803
Also I lost like 2k in fucking TBEV
Made me a better trader in the end though.

>>1128801
>things that never happened

spent 600 btc on the milk toad back when they were worth dirt

>>1127858

doing what

Apart from some part time jobs I have procrastinated and wasted time on 4chan for 9 months since graduating

>>1128622
What school? I did the same at clarkson u

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I spend tons of money on junk food. Also I spent like 5000$ on medical fees due to my hypochondria

I'm a programmer with a math major but was a coke addict alcoholic off in college and graduated sub 3.0 GPA. I make six figures at 22 but I'm not happy because I'd rather be working in finance but my grades aren't good enough to have people ignore the fact that I studied math and not business.

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This board is something else

>>1128210
>>1128975

Same here, I tried to quit for like 2 weeks but came back twice as hard. Parents are diabetic so I'm trying harder to stop so I won't end up like that for the rest of my life :(


>Me
In a few months, I'm going to be a millionaire.
or
In a few months, I'm going to be -$5,000 richer

I post about my start-up on Facebook, few people like my status because they understand what I'm capable of. Others probably laugh because they think I'm part of some scam. Or as >>1127914 said, are just jelly.

>>1128640
Thanks anon, what skills did you learn?

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>>1127670
I make 80k but state taxes, federal taxes, social security, legally mandatory (thanks Obama) health insurance, 5% 401k, rent, gas, groceries, and utilities eat 70% of it. I blow 10% on living because fuck it.

I only take home 20% of my higher-than-average salary and I still tell people I live in the land of the free.

I've been making fun of ethercucks but lately I'm starting to feel like I'm the one being cucked. Is it really going to moon?

>>1129082
>insurance youd probably buy even if it wasnt mandatory
>choose to put money in for your retirement because you dont feel like working til 80
>you have to pay for a place to live
>you have to pay for food
>you choose to drive to work which requires gas
>you choose to have power
>you pay taxes for the public utilities that you use

what exactly is the problem here? you do spend more than you have to, but it's based on your own choice....so freedom

>>1129102
The problem here is I'm making more than 60% of US families (by myself) and I have a shaken retirement plan at 65 if I don't have kids. Things are not okay.

>>1129107
How old are you?

I don't sympathize with those who lack the winning mentality and want everything handed to them.

>>1127670

I often buy a sixpack at the service station instead of buying the same beers at half price in the supermarket

I don't browse for the cheapest gas, I just fill the tank when I find it convenient

I eat pre-made food instead of cooking it myself 90% of the time

I just bought an apartment through a bank-loan I could have gotten cheaper if I had shopped around

My car drives between 11 and 12 kilometers on a liter of petrol

I spend ~$600 a week on pointless shit. No idea when it goes, it's just gone.

No goals: "Oh made $3,000, that means I have $3,0000 to spend"(After expenses of course)

What am I doing with my life.

I have the money and the brains to start my own profitable business but i dont do it because my current routine it too comfy and i'm scared of change.

I have a master degree in communications/semiotics, i aimed for the academic career and failed. I got it right now and have a rather successful business at 29yo, but i will always regret those wasted years

>>1128362
What the duck is sandy vagina

>>1129269
Sandy Hook.

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>>1127670
im a neet landlord who lives off renting out property which my parents bought me

>>1128801

Dont feel so bad, there was a newspaper story from my local town a year or so ago about a guy with millions worth in bitcoins on a harddrivd that he threw away. He's spent the last couple of years trawling through shit at the dump, searching for it.

>>1129333
country? you could become a plumber for some cash and some manual work to free the mind.

>>1129102
>social security
>supporting being forced to put your money in a government sponsored ponzi scheme

anons retirement fund was his 401k he shouldn't have to pay social security

>>1127670

>few years ago 19 have a dank idea for a startup and decide to launch it with 3 friends ( they are all 3 years older than me)
>2 of them are not studying so one of them takes CEO position
>After 2 years of mild success I need to choose between studying abroad in a top tier university or stay and work on the startup
>it's a website so my job aside from winning start up contests and getting new partners is boring (analytics, answering to clients that cannot find a button)
>Decide to go abroad in this uni

Now I am finishing my master degree while my friends have just raised over 2 million euros for the website. I gave them most part of my shares when leaving because I wanted them to succeed (hard to justify your start up is great when 1/4 of it is away doing other things).

So basically if it ever sells I will have missed a lot of money and fun working with my friends. The status and social interaction were great.

On the other side the work itself was dull, I love what I am studying and already got nice job offers. Also I am going to spent a year travelling which I could not have done staying on the start up.

Decisions decisions..

I listened to /biz/ and bought NEWL

It was up and down in regular spikes... I just didn't notice how high the last spike was (it was literally traded for millions per share lol)

Luckily I only invested baby cash as it was also my first dip into stocks ever.

>>1127670
I created this place and now I've joined Google.

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>>1130109

OP didn't ask for common sense

I just wanna be a neet

>>1130174

Honestly this. Lifegoal is to make enough money that I can coast on it until I die and just play vidya and eat shitty food all day.

last september i quit paying my credit card bills because 4chan said shemitah was happening and i was like yeah fuck 24.99 percent interest.

now my credit is in the shitter and i dont even care. i own my own hovel on 2 acres

>>1128721
Get a part time job now in the field you want. Even if it is just office Admin or basic basic stuff, getting your foot in the door before graduation is so much easier as there is less risk for the business.

>>1128622

> paying down the debt

dude. why? Aside from the fact that society fucked us, as long as you never make more annually than the total amount of the loan, you never have to pay it back.

You can remain in IBR for the rest of your life and never pay toward the loan. As long as your total income for the year does not exceed the amount owed.

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27 y/o

Last January I quit my cushy work from home IT job because my dream was to make it as a daytrader (had been demo trading extensively) I had 25k saved up then.

Fast forward to October 2015, I burned through 95% of that money and pulled everything out of my 401k just to pay rent.

I was living the dream in my head, but in reality I was bleeding money every week, buying shit and partying hard, always thinking "I'll try again tomorrow, I have the rest of my life to figure it out lol"

I was extremely lucky that my old job wanted me back, so that's what I'm doing now.

I learned a LOT about myself during that time, and I plan on trying again in a few years now that I have a humbled head on my shoulders.

>>1131022

> cushy work from home IT job

dude why the fuck did you take that for granted. Talk about a dream gig and you ditched it to trade money online?

BAKA

i've killed 3 hobos and sold their organs so i'll have enough money to buy more dogecoin.

>>1131022
>n my head, but in reality I was bleeding money every week, buying shit and partying hard, always thinking "I'll try again tomorrow, I have the rest of my life to figure it out lol"
thanks for sharing this story. I also lost around 10k fucking around in shitty investments

>>1127929
Where the fuck do you live that rent is $300/month?

>>1127825
I had to choose between a $1k/mo apartment or a nearly $2k/mo 25yr mortgage when housing is clearly in a bubble.

If the economy goes to shit (it has here) and I lose my job, I can just pack my things and move. Otherwise I'd be tied to a big ass mortgage and having to sell at a major loss just to avoid my house getting repossessed or going bankrupt.

>>1131213

>>1127825
meant to reply to >>1127818

>>1127670
I made 50k by investing in a local decal business. I had no idea what to do with the money. I got drunk one night and my grandmother and aunt convinced me to sign some contract claiming they its so I could put the money in some bank, and I'd get a 3% interest rate per month of my 50K. I trusted them fool kindheartedly.

The contract later turned out to be me signing over the money to them to pay for my aunt's wedding. I was furious, even took them to court, but I had no no solid evidence they conspired me to sign so they walked off. It was at that moment that I realized I hate this family, and I'm still barely recovering from that financial loss today. Job laid me off soon after, I couldn't afford the rent and utilities, and I got slapped into an accident the month after that totally trashed my car. Really could've used that money then.

Now I'm regrettably back at home, and my friends want to start up a business with me and get a place together but I lost the motivation. We're doing indie game design, but, the game wont be finished in time for us between needing to get out. We need another business temporary solution if we're to support ourselves and focus on the game.

>>1132253
this story about your family makes my blood boil

Started college at 19 took 4 years off randomly in between. 10k in debt with 30 hours remaining. Why didn't my stupid ass just finish. Going back in the summer because sales is a shit job and fuck customer service.

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>>1132253

most people just wake up next to a fat girl. this guy gets swindled by his grandma for $50k. I actually hope this is an artistic work of fiction. also you should have gotten a better lawyer.

>>1128556
This desu

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>>1132253
>The contract later turned out to be me signing over the money to them to pay for my aunt's wedding.

You should demand sex from your aunt, to get some value back.

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>>1127672
>>1127676
Idk if this is a joke...

>listen to /biz/
>buy coins
>lose money
>listen to /biz/ to make lost money
>buy eth
>???? Trolll???????

Also when I worked at a movie theater I took torn ticket stubs, handed them out in lieu of legit tickets, and pocketed the cash. Made an extra $20-40 on weekdays and on weekends $100-200 depending on how ballsy I felt. Also banging my bosses in the managers office was great too.

>>1128172
>more details, but you'd figure out which post it was).
>PS I post this bullshit at least once a day. I guess it makes me feel like a real success when I e-stat. Fake it 'till you make it, right senpai?
What the fuck is wrong with you baka

>>1128195
Fellow House cleaning fag here
Make 40k a year
Not bad considering I have no degree lmao

>>1127914
do u wanna be friends mate?

i grew up in a wealthy town because my parents wanted me to study in a good school district. my parents didn't have college degrees but they worked hard to get where they are and to support my family. i always felt like an outcast because everyone at school had vacation homes, lakehouses, boats, their dads had expensive cars, they all had the newest ipod/macbook/whatever. the other students wouldn't hang out with me because i wasn't as wealthy as them. i went through most of high school as a loner and spent most of my time listening to music and doing drugs alone.

i thought college would be different and i would get to start over again. i was accepted into an elite university wit a top ranked finance program in the US but it was the same shit all over again. almost every student in the program came from an ultra wealthy family and it was hard for me to make any close friends. they were the type of people who could afford to go high-end clubs every week and spend thousands on bottle service. meanwhile i was struggling to pay my tuition and was tutoring students whenever i could just to get by. i worked my ass off and got myself a job in finance.

i was at a party this past weekend and was talking to some guy. he asked me what my job was so i told him i worked in finance (to spare myself the trouble of having to explain what a sell-side analyst is) and his demeanor changed instantly. some girl overheard us and started making stupid "oooohhh" noises and asked if i needed to be bailed out again (hilarious). some other girl asked if i could pay her rent. i thought she was joking so i said "hell no" in a joking manner and then she called me a "greedy capitalist pig" which was ironic because she was very overweight. nobody else would talk to me after that so i just left.

i grew up being excluded because my family wasn't wealthy
now people wont talk to me because i work in finance and i'm wealthy

life is strange

>>1127670
>I'm 24 and ive only worked 6 months in my entire life

wew lad

>>1135595
22 here and I've only worked three motnhs

I lost 10k gambling in one night this year, and probably lost 10k last year

>>1127914

I know that feel. Smiling to your face and talking shit behind your back at the same time.
I'm considering deleting all my social media because of it. All these motherfuckers post hundreds of pictures of their vacations but as soon as you post one picture of you in front of the Bird's Nest in Beijing people lose their shit and start gossiping. I just wanted to show my family some pictures of my trip. That was the last time I updated my Facebook. And since then I never visited my hometown again. No regrets.

I'm lucky to have one really close friend who is successful himself. We meet ones a month for a weekend and just enjoy ourselves, travel for a weekend, get drunk, talk,.......
This would be some Brokeback Mountain shit if we were gay.

The rest of the month I enjoy the company of a few cool escorts.

>>1128622
>I fell into the private college funded by loans trap.

I did too, I work two jobs now and hate them both. I went in for graphic/game design and want to get back to that instead of cleaning up after people 14 hours a day. I got around 1500 USD saved up, and was wondering if now is the time to look into investing to pay off 80K.

File: BRAND_LANDING_PAGE_AW15_MW_Rick Owens DRKSHDW.jpg (74KB, 1167x934px) Image search: [Google]

74KB, 1167x934px

I probably spend like 4k on rick owens clothes
fucking /fa/ ruining my bux

>>1128376
Travel and misogyny are your best friend.

>>1135613
that's the same situation most my friends are in desu, >60k in student loans to pay off and none are making more than 12/hr.

you fucked up and bought college at its most expensive price in history, don't make the same mistake. the markets in a huge bubble. just save your cash, if you really want to own stocks buy some miners, they've been pounded to stupid cheap levels along with gold.

>>1135562
maybe you need to look inward. People don't treat other people like that strictly because of their socioeconomic status, trust me.

>>1135624
>falling for the dick ovens meme

Are you a chubby 30+ yr old from the year 2010?

>>1131022
those parents are fucking assholes desu

>>1127670

I graduated with a BA degree in international business from a meh/shit school (jack of all trades, master at none worthless).

Been working since 16, I'm 24 now and work full time making $12 an hour in retail but I feel like I can aspire to do more than this.