Health Insurance

Seems on par.
>'merica. We're number one!

>>1101345
And don't forget to save for their private school and college ...

>>1101454
I'll home school them and they'll get full ride scholarships

>>1101092
https://www.youtube.com/watch?v=3BV1otR7kqI

oh a health insurance thread up.

>wageslaving at a basic job.
>need health insurance I don't know where to look.
>need dental insurance but don't know where to look.

I have NO idea where to even start researching on what plans are available, what plan I need, or how much I should be spending.

Just trying to use google-fu is giving me a headache just wading through the crap.

>>1101092
I used to get complete coverage from my old job for my wife and her son. I was laid off though and my new job doesn't offer health insurance so I had to go independent.

I'd recommend getting on the phone and trying to negotiate a better rate. I quoted rates offered from competitors as leverage.

>>1101092
at least 2.5x what you were paying at work

if you're business fails though you can get obamacare credits

dental is whats really gonna ream you in the ass

Realistically you're looking at $900 to $1600 a month depending on some variables, but probably right around $1200-$1300.
This is why so many young people don't have health coverage.
The cheap plans arent worth it. For me the cheapest plan is $330 a month, has a $6000 dollar deductible, covers virtually nothing except extreme life/ death scenarios and has max payout of around $12k. So I'm paying $4k a year to maybe someday if something horrible happens receive a $12k discount on my $200k hospital bill. Wow what a great deal.
And oh, if I don't do it I have to give Obama $695 per year.

>tfw about to start a job with full coverage fro $60 a month
feels American man

File: Screenshot_2016-02-20-10-51-31~2.jpg (88KB, 1075x1274px) Image search: [Google]

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>Affordable

File: Screenshot_2016-02-20-10-51-15~2.jpg (86KB, 1039x1251px) Image search: [Google]

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>Healthcare

File: Screenshot_2016-02-20-10-51-03~2.jpg (92KB, 1080x1274px) Image search: [Google]

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>for all

KEK

Now you know where that extra mortgage payment each month is going ...

>>1102568
>$1200+

Jesus, more than my car and house note combined

>>1102400
as long as you somewhat take care of your teeth you shouldn't need dental insurance, should you? Should i have dental insurance? I wouldn't say the same about health insurance though

>>1101092
>If I were to go elsewhere and get an individual type product, what kind of cost am I looking at?

More, because you are no longer in a block with other people averaging your costs.

>>1102568
>For me the cheapest plan is $330 a month, has a $6000 dollar deductible

If you are young and in good health, you WANT a high deductible plan for the lower monthly rate.
Am I going to have a heart attack tomorrow? Unlikely.
Am I going to be diagnosed with late stage cancer tomorrow? Unlikely.

Realistically, if I'm going into the hospital it's due to a serious injury. I'm not going to waste my time going in for the flu or for a minor cut.

Also get a HSA.