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I got an invitation in the mail for one of these fuckers. After

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Thread replies: 19
Thread images: 4

I got an invitation in the mail for one of these fuckers.

After reading through it, it's got a whole bunch of benefits and shit that I don't need and won't really benefit from. I won't be getting one, but dammit do I still want one.

How do I learn about the psychological techniques that were used against me to generate this desire, so that I can use it against others?
>>
It's about building a brand and an image. Like Apple, or Marlboro

Create a brand that feeds into your consumer's self image.
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>>1003829
There's allot that goes into this kind of psychology and i don't really feel like typing allot but basically the invitation and card make you feel important/wanted.
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>>1003906
This. My dad almost (*almost*) accepted the invitation to the Amex black card but didn't want to pay whatever the ridiculous yearly fee was at the time, like $1000 or $2000.

But he pays $800 a year to Value Line, a "stock trading" publication, so they send him a magazine of useless information once or twice a week. Go figure.
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>shinnyyyyy
>>
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You will learn that nicer quality things do not make you happier. I went from living in my parent's nice house to living in a crappy apartment with stained carpets and other quirks. At first it was disheartening to me but then I got used to it and lived my life normally. All that really mattered was that it was in a safe area.

Happiness and comfort are primarily dependent on security instead of bells and whistles. Whether it is Physical, emotional, or financial security.
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>>1003937
this has nothing to do with anything in this thread...
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>>1004296
Fight me irl faggotboy I bet you don't even lift
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>>1003842
/thread
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>>1003937
Actually nicer quality things do make me happier. Especially if my things are nicer than others peoples' things. I'm probably just shallow but whatevs.
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>>1003829
Don't feel bad, anon. I have this card because I NEED IT https://www.creditkarma.com/reviews/credit-card/single/id/credit-one-bank

But no, really. I couldn't rent a car in Orlando without either a credit card or a $250 deposit.
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>paying money to own a credit card
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>>1005465
Hey, I had a credit score of 570. This card raised it to 667 until last month when I paid my Black Friday purchases off a day late and now it's back down to like 630. I had also applied for a Sears card when it was 667 but I was declined because Capital One and First Premier won't just fucking tell me how to pay them for my old balances.
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In my country these are virtually unuseable everywhere. Visa and Mastercard work, but American Express just doesn't. It is the least liquid form of credit.
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>>1005467

> sears
> ever

Do you even credit?
>>
>>1003829
whats the signup bonus
>>
>>1005476
Hey, man, I was buying a discounted dishwasher for my mom for Christmas at the Sears Outlet. It was half off because it had a small scuff on the back. I just had to pay with what I had on me, but I was trying to spread my finances out a bit and save $15
>>
>>1005476
Also, less than a year ago, I had a score of 570, and that I have two old credit cards weighing me down that I can't even pay on anymore, so no, I literally don't credit.
>>
>>1005477
$1000 in membership rewards points, which seem to be redeemable only for gift cards, after spending 3k in the first 90 days

>>1005493
how do you even get such a shitty credit score?

>>1005465
I said I wasn't getting it. But still, if you can earn more additional cash back than the fee compared to other cards, it's worth it
Thread posts: 19
Thread images: 4


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