I have 50 k saved, should i travel or buy a house

fuck bitches

invest you fucking retard

if you're from canada look into gics with RBC

i know but should i do it at home or around the world

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>>733387033
house. But why ask 4chan!?

You could buy me a game from my wishlist too,please
steamcommunity.com/profiles/76561197960542560/

im 30 in a couple days but i havent done shit trip wise i wanna do it big while im young so i can fuck bitches

ill check out your list you nigger

Invest/save buy a skateboard and chill

>>733387336
but i live that life in my head and become a slave with a mortgage get old get fat then what i cant travel and fuck the kinda girls i want

>>733387033
Post your credit card number and exp date so we can make sure...

Any fags know a good way to make money while traveling

>>733387033
Where the fuck can you buy anything with 50k?

If I wanted to buy a house here I had to spend 1mil...for a small one not in the best place.

>>733387468
Send Nudes

>>733387033
I'm gonna need some sauce on that pic before I give my advice

>>733387033
50k house ?
cardboard house maybe, but don't expect better

>>733387529
OBV I'm talking about a down payment on changing life to living with a mortgage get in the game you extreme case of autism ...... lol

>>733387033
You can't buy a house with 50k

>>733387033
>50k
>buy a house
lolwat? A first down payment perhaps.

>>733387033
Sauce

Has anyone traveled a while and got any stories

>>733387033
Invest it, you arent going to find a nice house for 50K, invest it properly and retire early.

travel now while you can. you won't be able to do it forever

>>733387808
Man thats the brain talking. im 30 single decent looking can talk to girls, imma do this right to get the picture

>Turning 30 in a couple days
>Decent looking good body 6ft nice, funny, can talk to girls
>Living with dad after tragedy
>Worked for Uber saved 50 K
>Deciding wether to get mortgage or travel

>>733387033
>50k
>buy a house
So you're shopping for the mobile variety.

>>733387876
Have you traveled before.?

>>733387033
Sauce

>>733388253
gwah

>>733387529
That doesnt do the trick either.

I thought about buying here (not a house just an apartment) but is just isnt a good idea if you do not have enough cash.
Even with the low interest these days I would have to pay maybe 30% up front and after that I would have to pay interest for 30+ years

Real talk
do the house but rent the rooms out.
I started doing that when I was 20.
I'm 30 now with 4 houses. I could live off of just being a landlord but it'd be living cheaply. So I'm going to keep growing my properties until I can live comfortably off of being a land lord. I'm aiming at quitting my job at 40.

>>733387033
Sauce please

>>733387033
>50k
>Thinks he can buy a house

>>733389047
Photoshop/10

>>733389100
>Doesn't understand mortgages
>Opens mouth in housing thread

Whiskey, hookers, and cocaine.

>>733388720
Wow dude i'm impressed. i just don't want life to slip by without living it. i know i can always make money again somehow and push but im going to be 30 and i want to just travel, fuck and enjoy life day to day experiencing new shit seeing new shit

>>733389489
I'm in

>>733387497
equity

>>733387033
Travel, and buy a house in a foreign country. You can buy some places in Vietnam (the good parts like Vung Tau) for hella cheap.

the fuck you ppl have that fetish with travelling ???? i dont fucking get it , what for

Invest a good chunk. Some aggressive gics then travel. Don't waste in house yet.

>>733390397
life becomes boring same shit day after day traveling means to us new experiences new people a chance to start over.

>>733387033
dollar-cost average -> invest the amount based on your remaining life expectancy into index or mutual funds and travel in the mean time. >>733387245
>young
i think you missed a spot m8

>>733388720
So my friend is planning on buying his first house excatly like you did just to rent it out and he thinks hes gonna be like rich or something but I keep telling him not to blow all of his hard earned money into a random house that he may have to upkeep and take care of forever

>>733390314
I think about that Option but i love my country and i heard bad things for Vietnam the condos are like falling apart

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>>733387728
You can buy 2 houses in columbus ohio for that kind of money. Just have to buy them from Auction.com.


DONT TALK ABOUT REAL ESTATE IF U KNOW NOTHING FAGGOT SNOW

>>733387126
if american?
note op but ive been thinking the same

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>>733389100
another retard xD

>>733387033
fly u fool. travel b4 u lose ur youth

>>733390397
FINALLY, someone who feels the same way about it as I do. Whenever I go on a travels I cannot wait to get home. Let's be honest, if you live in the west, you live in the best places in the world. Places like India, China, anywhere in africa or southern America are a complete shithole, why the fuck would you want to go there out of free will? Spend your life savings on it LOL

>>733391547
I think i will

>>733388720
financial crisis did nothing to u eh? how'd u do it?

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>>733391343

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>>733391584
I agree, I have traveled to many other countries and america is THE FUCKING BEST.

My consensus is that the rest of the world wants to be like america. Slowly but surely they will become it.

>>733391614
Traveling ineffectively will waste all your money, you can do the traveling part when you area bit older at a time. Soon airlines like

Wow.air

Frontier

and several others will offer really cheap flights so you can wait for deals and travel then

>>733388720
This anon has it.

I know you feel loaded because you saved some money. Do you want to have to do that all over again while paying for a house, a wife, and 4 kids? Oh yes, we know, it'll never happen to you.... but it will.

Living life and having fun doesn't mean you need to piss your savings away. Sure, go on a trip. But don't blow all your money.

I'm 42. I did a pretty good job of saving my earnings over the years. It just so happens that I then married a girl worth a bit over a million...

But I own a business working with old folks. Nothing more sad than folks getting old and unable to support themselves. Getting old ain't cheap.

Buy a house in a popular touristy area, like colorado, live it in and VRBO it, if it gets booked bail out and take the cash, travel while your house is getting rented, now you get to travel and own a house.

>>733387033
name of model this was terribly shooped from?

>>733390397
I felt the same way... then I traveled. And don't bother going to some all-inclusive resort which is just a chunk of America placed someplace exotic. Get the fuck out into the world. It's an amazing place.

>>733387033
Buy a traveling anon, buy a boat or an RV

>>733391584
people should learn to enjoy being where they are and experience nature around them instead of running in circles and "hurrrrr lets see magical ancient triangles pyramids and desert horses camels"

>>733387033
buy a mobile home. that way its both.

>>733387033

47k -> house or other investment
3k -> travel

Never be afraid to enjoy some of the rewards of your hard work. But you should be socking away enough money to retire on - which means, 401k/IRA investments and purchase of a decent house which will appreciate in value.

42 years old here, just broke $1 million USD in my retirement account, with another 100-150k in savings spread across a brokerage account and a couple checking / money market accounts.

Depending on where you live, and what your family situation is, 50k should be a nice down-payment on a nice place to live. However - especially as a new owner - do NOT deplete your liquid funds fully - you should have at least 6 months of "normal" living expenses (rent/mortgage, utilities, groceries, etc. - assuming you cut nothing & live as you do now) saved up. You should be able to stretch that to 9-12 months if you really cut costs in case you lose a job, or suddenly need a new water heater or some other expensive home mechanical bullshit.

If you don't have savings for that sort of stuff, make that #1 priority after you get settled in the new place and take your vacation.

ITT: OP is immature and really wants to travel for some reason

>>733392608
I'm happy as hell where I live. I wouldn't want to live anywhere else... but damn.. that doesn't mean I don't want to see the world. Fuck I feel sorry for you people who never go beyond your doorstep.

>>733392413
i was also travelling some in the past and i hate it
world just convinces me that i dont fit anywhere
well fuck this planet ill fly to trappist-1 check whats going on there

>>733387033
Invest in crypto currencies and double it within a week

>>733387033
sauce?

travel is overrated.

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>>733387126
>invest
>gics with RBC
((RBC))
Good luck beating inflation

>>733387149
If you can do it at home do it at home.
>>733387497
Carry drugs in your butthole.
>>733387661
This, if you buy a house you can afford, you will end up fucking negro bitches and die of aids.
>>733391696
Because of white genocide, America is regressively turning into a 3rd world country.

>>733387033
Travel first. you gonna regret it in a couple of years.
You're not gonna buy jackshit for $50k, best put down a downpayment and take on a mortgage. Become slave to the bank and never be able to leave.
Take $15k out. put the rest in some liquid investment and just leave. Hit vietnam, thailand, cambodia. You can fuck till your dick drop off. then try eastern europe. You can last 4-5 months easy on $15k.
Deal with the house shit when you get back.

>>733388720
This guy gets it. Buy houses near a university with limited housing. Parent's foot the bill. You'll have lots of turn over, but no deadbeats.

>>733394970
4-5 months on 15k ? In eastern europe you can literally last 15 months with 15k

>>733388192
>Worked for Uber saved 50 K
Get the fuck outta here...

>>733395168
He's not talking about lasting, he's talking about having a REALLY good time.

>>733391343

He could buy 50 houses with that kind of money in Detroit.

>>733387033
50k is not enough for a house, you need 700 in asia, 1500/month im us, europe, just travel mate

>>733395168
Meant whore mongering and travelling between south east asia and eastern europe for 5 months. Not living in a tundra crying over the price of bread.

>>733387033
for starters you can give some sauce for that loli ass.

Fuck i love 4 chan i knew you plebs would come threw great advice thanks everyone.

>>733395616

Bullshit. In the US, 50k is a 20% down-payment on a 250k home. That means you'll take a 200,000 mortgage, which results in a mortgage payment of around $900 a month (plus/minus depending on your credit rating).

Looking on any friendly internet real estate site, there are plenty of small homes and condos that cost 250k or less.

I live in the Boston area, and while you're not going to get something in downtown Boston for that price, you can find plenty of new-construction possibilities within 25 miles (just outside of I-495). Go a bit south to Providence, and you can get something inside Providence city limits for that price, and Providence is actually a really nice small city.

Since New England is one of the more expensive areas in the US, it's a good bet that you can find something pretty much anywhere in this price range.

Bonus - if you buy, you're not lining your landlord's pocket, you're actually building a reasonable investment which will appreciate in value while you own it.

>>733396212
do you even grammar faggot?
go back to school, you have a lot more to learn before posting here.

>>733387033
sauce plz, not the ariana fake, the owner of the ass

>>733387336
this.

I just bought a pre-construction condo with a 55k downpayment. The housing market is pricey in the greater Toronto area so good luck buying a detached house with only 50k. I estimate my investment has already appreciated 90k based off listing price of similar units.

>>733387033

i don't know about prices of housing in your area, but where i live you could afford about 30m2 of house with 50k(EU).

about the saving... have you thought about investing in Gold?

>>733396504

Mmm... Toronto. I had a girlfriend there once upon a time...

Love that waterfront, bro. Banged my wee ginger lass late in the evenings many times on the balcony of her condo on Bathurst Street.