insurance is a scam. we have to, all of us, STOP paying for it.

consider this your daily reminder. we need more people to take up this crusade too. if you understand that insurance is a scam - and how could you not get it? - then keep this shit going. we need to mock the insurance industry and anyone who pays for insurance.

really, any market system in which the consumer of the product isnt directly paying for the product its not a good system. only way to lower costs is the consumer directly paying the producer.

>>731710451
yes! the money we save could actually be used to pay doctors and nurses more money than they currently get.

>>731710299
Eh. The only required insurances are car and health. Car is liability only so you don't have to spend one dime insuring YOUR OWN ass, and health is basically that too because if it doesn't pay and the person can't, the taxpayer eventually takes the burden. Health is a good thing, it just gets a bad rep because the industry is crooked as all hell.

>>731710496
>implying they aren't grossly overpayed already

>>731710299
only poor people benefit from insurance. I would rather have my own insurance bank account that I put money in every month.

>>731710765
there's no need for insurance at all. we already pay for all services and replacement for all our citizens. the insurance companies demand it.

if they are off one year and have to pay out more - guess what? your payments go up shortly after.

>>731710765
>>731710885
if the poor are not paying directly, they pay in the form of passed-on costs from companies and employers

>>731710746
>implying they aren't grossly overpayed already

that depends. there are 800,000 doctors and 3 or so million active nurses. but there is a nurse shortage. so i'd say something is wrong there.

certainly it should be more of a localized salary, like it was before the insurance industry. and would be again without it.

>>731710299
In my state, car insurance is mandatory.
I could go to jail just for not having it.

>>731711464
yes the first thing we need to do is spread the word that it's a scam. the industry has made it so you can't just not have it at this point. we all need to wake up and shake it off together.

>>731711464
the important thing right now is to spread the word about how much of a scam it is. we are fighting a massive, decades long, PR blitz

Even now that I have company insurance, I like to dress down in raggy clothing, strip myself of any ID, and go to the ER for minor shit. They think I'm some local indigent, treat me, give me some free pills and send me on my way.

And that's when walk a few blocks, get into my Avanti and drive off.
Costs me nothing.

>>731711718
that is something we all should be doing. let the people who continue to want to pay for health insurance continuously have their costs increased.

You can thank half of the retards on /b who don't want universal healthcare cause "Don't want muh freedoms gone"

>>731711836
even just paying doctors directly for their services collectively (since we already do pay) would be much more preferable, and much cheaper, than an insurance industry doing it.

>>731710299
good luck getting a mortgage anon

>>731712023
it needs to happen all at once, that's the point. we need to collectively wake up from this delusion that the scam is helpful and walk way from it together. it can't happen person by person.

spread the word for now. wake people up to the scam.

>>731712023
the constant push to make you think you need to buy a house is another scam altogether

>>731710451
some markets middlemen actually provide a service. restaurants for example. yes, i can by all the raw ingredients much cheaper but they assemble it in a way that i would have a hard time matching the result.

not so with the insurance scam

>>731712325
good luck paying rent your whole life anon

though I bet mom's basement is pretty cheap

>>731712486
so what? you're always paying for something.

if you like having a house, then work towards it. if you don't, fuck it, who cares. i much prefer paying a little extra in rent and moving on when i want to.

i'm moving into a phase of my life where i may move every 6 months.

>>731712325
I've lived in Detroit all my life. I've lived in an abandoned house since 09 - even hooked up utilities. No rent, no payment. I think I'm doing the city a service since that's one less house they gotta tear down.

I don't know who the owner is, but they haven't been around in 8 years.

>>731712402
Cooking isn't difficult in the slightest. If you can't make a 5 star meal, you're pretty much retarded.

>>731712714
i like this idea. any helpful links/ blogs etc on where to start.

>>731712758
i can make certain dishes really well, italian food, american staples, peasant food and much better than i can get in restaurants. other stuff, like sushi, i just can't. i prefer to eat out with that stuff.

>>731712023
lol another scam

The world is top to bottom scams, and we need a global civil war to at least make things more interesting, if not to exterminate exploitative elites

>>731712767
Just find an abandoned house that hasn't been stripped and move in.
It's really that simple.
Just call the utility company and get their shit hooked up. They might have some back bill to pay first. No problem - it's probably going to be a lot less than 1 months rent anyway.

>>731712826
the first thing we need to do is make people aware of the scams. then we can make action happen, once people are for the most part aware.

>>731712883
People don't like to be red pilled anon.
Don't just talk about it.... DO it.
Start a movement.

>>731712880
any areas of detroit easier than others? areas to avoid?

>>731712955
yes but this isn't red pill nonsense. this is no conspiracy. this is truth. we already pay for all the things that insurance companies pay out for. and much more on top of it.

OMG, you people are dense. I wonder if there is any way to categorize you people.
Probably not.

>>731710299
You forgot credit card companies
>freedom comes from tearing up the card and going cash only
>life changing for me

>>731713007
Whats more, these "healthcare providers" have a monetary disincentive to provide care -- they should be called "healthcare deniers" instead

>>731712883
Adam ruins everything didn't make people do shit about car dealerships. There's no way some thread here will bring down the insurance industry. There has to be a legitimate civil/revolutionary war soon because the shit is unsustainable and has been accumulating for a very long time. I'm partial to the idea of making goatfucker-like videos of executing for their treason figures that have been voted in. It's fruitless though because there's some system that gets to literally every politician. So that's really where the executing needs to take place, in that system.

>>731712636
good luck generation wealth anon

I'm sure you'll appreciate paying rising rents when you're 60

>>731714191
Sorry for that being confusing don't want to use keywords to get v&

>>731710299
I don't except when required by law

yeah, insurance sucks and people should just pay extra taxes for universal healthcare.

>>731714252
nice try kike

buy land (that the bank really owns) (and the government taxes) (and they'll take it from you if a powerful corporation wants it)

The only wealth being generated is the stock prices on the stock market

>>731713917
yeah, we need more providers who provide for free and for the fun of it

>>731712826
We need the proletariat to rise and seize the means of production, to put it's labour to the benefit of society at large, rather than the coffers of the bourgeois.

>>731714407
good luck timing the market anon

you seem to be the type of deep thinker who will go far in the market

>>731711369
>but there is a nurse shortage
That's more because of the rigor of nursing schools rather than a lack of money. A fucking LPN (certificate less than a 2-year) can make 40K, it's just hard to complete the programs.

>>731712023
Lol mortgages

>>731714487
aka single payer, which even overstuffed poor asian countries manage to accomplish but is impossible in the so-called 'greatest country in the world'

>>731714488
go ahead and start your own collective-labor-owned company anon.

Ain't no law stopping you.

>>731714580
scamming kikes fuck off and take your fiat currency and financial derivatives with you

>>731714488
Checked but no. That will make the issues worse. We need to actually have corporations in a vice.

>>731714693
at least until the next hitler bombs the worker-cooperatives again

>>731714639
Convince your state to go single payer then. That's a perfectly reasonable state function.

Just keep the federal government out of it. Or change the constitution.

>>731713152
please explain

>>731714760
you make a powerful argument

I'm convinced.

>>731714869
Dont feed the shills

>>731714392
or we can just collectively pay doctors for their services like we do now, but without the middlemen

>>731714899
Its not an argument its class war motherfucker

>>731714693
Im working on it, but its difficult to raise capital, and you need to manage resource flow to and from the collective so we remain solvent in a capatalist oligarchy.

>>731714974
it's difficult to get capital because the focus in corpporate america is on growth and profit and that model doesn't seem to work when you're spread out thin like that.

just need some crazy investors who want to challenge the system.

>>731714252
in my consulting company, if i go full tilt, i make 15k a month. and i have bought and sold properties in the past, just don't hold on to them to live.

what were you saying again?

>>731714916
thanks for the reminder. ha ha.

stay focused. this is abuot raising awareness that the insurance industry is a massive scam.

we already collectively pay for all the payouts insurance companies make. if we didn't, they wouldn't have record profits and employ 2.4 million people who do NOTHING in terms of services you're paying insurance for.

>>731714869
The actual topic is risk and its mitigation. Insurers and re-insurers are necessary for mitigation.
Nothing is as simple as these posters want it to be. Their replies are typically propaganda with zero thought involved.
Having read some of this thread, nothing on earth could make me try to explain.
sorry.

>>731715560
we can employ actuaries to figure out what we need to collectively pay for health services and replacements. they already do this in insurance companies.

at least explain why 2.4 million salaries exist. and record profits. and still we pay for everything that needs to be paid.

otherwise you just come across as an insurance apologist, like maybe you work for the industry or something.

>>731715124
All without insurance.

Good job.

>>731715766
no, i do have insurance fag. you need insurance as long as we collectively still pay for it. one person stopping isn't going to work . the insurance industry is too entwined in our society. their PR campaign has been successful.

we need people to realize it's a scam even as they continue to pay.

>>731715723
Nice story.

Except health insurance company profit margins are very mediocre.

They'd be better off following your stock investment strategy.

>>731715870
Oh, so you want everyone else to stop paying insurance first.

Good job.

>>731715723
Sorry, you and what you believe are simply not that important to me.
If you truly desired understanding, you would have it. None were born with the information, some seek it.
Carry on with your preferred narrative.

>>731716018
i want everyone to first realize and understand it's a scam. then we can all stop at once

>>731716071
yeah you have nothing, just like we all knew already. fuck off shill

>>731715948
2.4 million employees, even at federal minimun wage (which is a very conservative estimate) equals 700 million dollars a week more we're paying than just for the health services and replacement of the stuff we're insuring. that's insane.

>>731716131
You go first.

>>731716174
A perfect example of why trying to explain anything here is an insult to MY intelligence.

>>731716416
like i said, idiot, it doesn't work that way. the insurance industry is well dug in now.

>>731716444
a perfect example of what shitheads like you say when they are without a response

>>731716277
So we'll have 2.4 million more people out of work.

Sounds like bad news.

>>731716560
yeah fuck em/ they were in the wrong job, sucking money off people for no good reason.

my advice is find a different job now, before we collectively figure out the scam you're perpetuating on us.

>>731710299
YES! YES!!!!!!!!!!!! MY FUCKING GOD OP HAVE MY BABIES!!!!
YESSSSSSSSSSSS!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

WE NEED TO START A REVOLUTION ON AN INTERNET SHITPOSTING BOARD BASED ON WHAT ONE PERSON SAYS ALONE WITH NO CITATIONS OR EVIDENCE FOR ANY OF HIS CLAIMS AT ALL LIKE IT'S /POL!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! AHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHHH!!!!!!!!!!!!!!!!!!!!!!!!!!! OP I WANT YOUR FUCKING SPERM IN ME!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! YOU'RE SUCH A GENIUS!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!1

>>731716708
The government will be so much more efficient at allocating health care resources with no pesky profit motive to get in the way.

>>731716708
You have lots of good advice anon.

Please tell us more abut your enlightened economic policies.

>>731717163
this is just common sense. if we didn't already collectively pay for all of the services and replacements, insurance companies wouldn't stay in business with profits and ceo bonuses and shit.

let's pay for it all without the insurance companies. that's all.