How to unscramble my life?

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Greetings.

I'm a 20-something guy from Australia, living with my partner. She's gone through a lot of abuse and I'm pretty messed up myself, I moved in with her whilst she was unemployed and ended up having to take out loans etc just to get by, so now 4 years later i'm 40K in debt with no assets to show for it.

She has BPD and has trouble being in contact with her real life, doesnt' do any chores and spends most of her time smoking weed with me. I feel like my life is shallow and very empty, I don't have many friends any more because she's so scrambled and needy, and always thinks people (even friends) have issue with her.

At the moment she's working and without her income I would not be afloat right now. How do I unscramble this situation? How do I get on top of that much debt when I have nothing to show for it except that I am still here?

<3 :/