What happens if I simply do not pay student loans back?

>>18643939
Good luck m8

if they are a loan guaranteed by the US federal government, you can have your wages garnished directly.

if they are privately held loans, they can sue you in court, win, get a judgement, and then be permitted to garnish your wages.

how much do you have?

>>18643939
the interest keeps building and building and then they send it off to collections which you don't want because your credit score will take a nose dive, so good luck ever getting a car/home loan or even renting some apartments.
if you don't pay for about a year it'll default and depending on who the loans are from you'll be royally fucked up the ass with no lube.
we're talking wages garnished so you have to work under the table for cash
no tax refunds because all of that gets withheld
did your mom or dad cosign for the loan? they're fucked now too, asshole.
and then the lawsuits start coming. the student loans will never go away.