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Is getting a masters worth it? I'm already going to be 50-70k

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Is getting a masters worth it? I'm already going to be 50-70k in debt when I get out of school but there's an accelerated program where I can get my masters in my fifth year of school. Is it really a joke for the tech industry? Half the people I work with have PhDs and there are some who don't have a degree. I'm a computer science and physics major. I was thinking of getting any higher ED in EE or software engineering
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advanced degrees are fine if you already have a job and they are paying you/giving you a raise to get it

otherwise unless there's a job in the bag for you, it's not a wise *financial* investment. Industry specifics may vary.
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