Constructive criticism and advice needed

>>18219865
You live with your parents, don't you.

>>18219890
No. I share a place with roomates in commiefornia.

>>18219865

dude what the fuck are all those random letters suppose to be? are those your taxes? cuz im having trouble breaking them the fuck down.

just do me a favor and tell me how much money you bring home every two fucking weeks after taxes.

>>18219865

>could someone do the math

anon, why do you need us to do the math for you? this is an advice board not a 'do all the work for me' board.

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>>18219865

>is 18 dollars an hour at full time a liveable wage

>>18219865
Do you have health/dental insurance? If so how much is that each month? You didn't list it.

I'm not sure what the tax rate is in California but $18/hour with the expenses you listed (taking into account that you split rent, which is a big factor here) is enough to live off.

How much do you have in the bank/savings right now?

Lastly, and the advice, you need to write down your expenses and income each month. List every single expense. There's an app called Spending Tracker that's free. Use it but also get a notebook and write everything down at the end of each month. Now you can see what you're spending money on if you already didn't know. Extrapolate a month's worth of expenses and income over a year and set an amount you think you should have. Granted surprises come up you should try an get close to by the end of year. I'm usually only off by around $1,000-2,000 by the end of the year. Christmas usually gets me. I tell myself I'm spending like $800 then I literally double it.... I've been doing this for about a decade now though. Constantly doing your finances and budget is the best way to properly manage your money. I do it at the end of every month. I also keep a calendar by my office desk that's strictly devoted to my finances. I've got about $35,000 in savings right now but also live very comfortably.

>>18219865
>OT WP8 8
>MH is 26USD $, and DT WPH is 36$
m8 is this some scientology shit or what? speak fucking english

>>18220125

glad im not the only one, i had no idea what this shit was i was thinking it was his tax deductions or something but when i type OT WP8 on google nothing comes up.

>>18220144
OP is retarded, he can't even do a bit of basic math, so I wouldn't worry too much about deciphering it.

OP here , my bad guys. Barely saw that error. It is meant to say OT WPH is 26USD. And take home after taxes is usually 900$-1100$ After benefits through my company, as well as a 5% goes to stock purchase plan.

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>>18220100
Im trying to start up a savings... currently have nothing saved.

>>18220069
Whether its a livable wage depends on where you live.