Honestly, how do I unfuck my shit up? Typical young person in

>>18122536
Study do your homework, get good grades, get a good job, pay off debt. There is no simple fix. You want something then work for it

>>18122536
Debt? What kind of debt?

>credit cards
don't pay it
>bills/collections
don't pay it
>medical
don't pay it
>student loans
pay it


That's my system. Every seven years, I apply for a secured credit card, use it for a couple months to bolster my cred rating, and then spam every card company with apps and see how many cards I can get. Then I spend it all and never pay it back.

Phase 1: murder
Phase 2: suicide
Phase 3: ???
Phase 4: profit