Papa be dying n' shit

Sorry about your dad anon. Remember that while being stoic is often a desirable trait, bottling up strong emotions isn't good for your mental health. Stay strong, but don't be afraid to grieve.

I'd suggest you put any inheritance money into an index fund, it will appreciate a lot over a few decades and will be safer from impulsive spending.

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>>18098060
Sorry about your dad. Get counseling and anxiety meds. Do not fall for the trap of telling him about all the fucked up shit he said and did.

>>18098078
Thanks dude. Not an impulsive spender at all, hell, me and my dad pee outside to save on the water bill. But yeah, I tear up a little bit when I'm by myself, but it's not cool to do that in public. Will be hard at the funeral though with all the crying women. He has some in a savings bond for me, which I'll most likely leave there, and a good bit that he just removed from his mutual fund. Now, I can't pay the bills with savings bonds since I can't withdraw as easily. Will I be able to with index funds? I'll look into that a bit. Thanks

Well as for money if you don't have an emergency fund I'd highly suggest starting one. It is always good to have a safety net for a rainy day. You won't know how valuable this is until you experience your first major expense - maybe you need surgery, maybe your whole car is totaled and your insurance company pays jackshit, etc. Having $5000 always in your checking account as this emergency fund is a good idea.

Beyond that you can start investing your savings, but don't waste your time with stocks. Only 5% of day traders actually make more money than the overall market, and you're not going to be the 1 in 20. Once you've got your emergency fund squared away open up an index fund (vanguard's S&P500 fund is the most popular because it has the lowest expense ratio, but there are other good ones as well) That's what you should be putting your savings into because your return will closely mirror the performance of the S&P500 which is about the best bet you can make. Here's the one I like https://personal.vanguard.com/us/funds/snapshot?FundId=0540&FundIntExt=INT

As for the house how large is it? Does your mother live there? You could either sell it and buy a small house or condo for yourself or turn it into a rental property which is how you really start making money.

>>18098090
Nah, it's nothing I can't handle. I'm more worried about the mental health of my mom and my Grandpa. Mom's been crying every night and my grandpa came close in front of me. He's a gentle old man, really cool though, drinks with me and my buds along with my dad.

Ok and duly noted. I'm honestly hopng he dies sooner rather than later, considering the amount of pain that he is suddenly in. Lol Damn shame, healthy as a 25 year old, only his pancreas is fucked. Border line alcoholic, yet liver is fine. His dad is in his 70s, smoked, never exercised, and is fine. Of the few thousand people each year who get pancreas cancer.. he's one of the "lucky few" as he says.

>>18098092
I'm fine with emergency funds. I inherited 45,000 from my rich-ass gramps, god bless him, and I'll be getting even more from my dad, plus a house. Yearly expenses for me will be at least 5k per year, probably more

>>18098060
Sounds like you're doing everything right. Being a man is being able to perform your duties despite your feelings, no matter how bad they are. The mourning will pass, but the pride from handling shit when things are rough will stick with you.

>>18098107
well that's certainly quite a boon, you can set yourself up to retire young if you manage it properly. Did you need any financial advice?