what's the process to buying a car

>>18036930
If you can not get a loan online you will not be able to get the same loan in the dealership. What you can do is find a shady dealership with overpriced cars that does its own financing.
What I suggest you do is buy either a car you can pay for with cash, or a brand new one. A new car will have a warranty. A chevy spark will cost 15 grand. 2 grand down and $299 month for 4 years. If you have a steady job then you will get financing.

first of all you only buy cars cash, also a car should not cost more than 10% of your annual income

also get a Honda or a Toyota

>>18036990
This. Fuck getting a car loan, save up a few thousand bucks and buy a decent old car.

Total cost of ownership can be less for a new one. It will not break that easily. It will use less gas. Insurance will be cheaper.
Say you buy a new car. You can easily run it for 100 thousand miles without any issues. How many years is that? 8-12 years. Lets go with the worst case scenario here, say it is 8 years. An 8 year old car with 100k will have lost 60-70% of its value. Worst case scenario it is worth $4500
you have spent $10500 in eight years. That is $1321 and fifty cents a year. What decent car can you get a that price, other than a new one?

>>18037024
Toyota Camry

>>18037024
>Only 100 thousand miles in 8 years
Fucking liars I swear.

>>18037024
Fuck off, people who work will do a shitload more miles than 100,000 in 8 years. I use my car for both work and weekends and I did 21,000 miles last year.

>>18037081
Some people live closer to work than others. You could save by moving.

>>18036930
>Random picture from my folder because I don't care to find one that fits.
THANKS, now I'm really fucking hungry now.

>>18036930
If you can afford it, you wouldn't need a loan.

Don't be a dip shit anon.