I just got approved for my first ever credit card (age 26).

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>>38919959
Save it for an emergency, Champ.

Use it for things you'd normally cash for. Like your day to day expenses, food, gas, etc. then pay it off every month.

You'll avoid interest charges by paying it off in full, while still building payment history and utilization to help establish and build credit.

>>38919959
use it for 0% balance transfer

buy drugs and gamble

>>38919982
On the contrary I plan on buying literally everything with it because I get 45 days FREE and 1% of all my purchases back as good boy points.

>>38920063
Credit score isn't a thing where I live. You either have credit or you don't. Also I haven't touched cash in like 5 years.

But otherwise yeah that's exactly whay I plan on doing, though I might treat myself to something nice first.

>>38920069
The terms of service said I'm not allowed to use it for gambling and I clicked the "I agree with terms of service" button.

Robots only use debit cards. Enjoy your debt.

>>38920545
So far I've only used a debit card because I didn't feel any need to get a credit card and still don't but then I saw this offer >>38920073 It's literally better than debit. Few years of groceries and I get a free vacation.