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for american NEETs 19 and over: how do you deal with the problem

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for american NEETs 19 and over: how do you deal with the problem of health insurance? i assume your parents pay for it or you just don't have any & hope you don't get sick? i'm going into university this semester and they require us to have health insurance, and if we don't they bill us for their own in-house plan which is incredibly expensive but incredibly useless. life sucks
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This goes along with the thread that died much too soon about our lowest point in life.

My dopamine was haywire aamf, after I got twisted up in a 60+ mph spinning-out vehicular incident, some nerves in my back were trapped and I had to sleep literally on my arm for about a year and I fucked my sleep cycle into shit-knows. Would have spasms in my back as it tried to adjust my spine. I would wake up to either arm being completely numb or hand for about a year. I had broken my wrist previous to the accident and the accident lodged the scar tissue further into my hand and I haven't been able to get surgery for it. I guess there is no surgery for that or no one wants to do it, or it's cosmetic, whatever. So I can't do open-handed push-ups or hold a bar for squats, let alone many high intensity workouts. If I let my scar-tissue build up sometimes my hand will be stiff and asleep when I wake up. I've gained 20 pounds of calculated but overall lazy exercise and a bout with depression from becoming very much pt and a slew of sad vegetative matter. A medley if you will. Before I realized I could break up most of the scar tissue myself I was in a constant state of pain that furthered my brain's pain management overhaul until I relearned what normal pain management/ not being in pain felt like.
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>>38467971

And then I broke my knee after some shithead moved a safety barrel from an unlit construction site and I crashed my parent's car into elevated street, broke it again going for a run not realizing it had yet healed after 4 months of not being set properly. So I have had 0 cardio. Zero. But this time I think I set it. I've been on no real form of disability but have been to the hospital as a form of punishment for my zombie-like misbehavior at home 4 times, and seen about 5 or 6 different therapists within the past 3 years with all this and more getting in the way of explaining my non-desire to harm myself or others as my age-group is infected with. Stacked up some bills for the parents, for sure! People say some off-kilter things under the spell of chemical imbalances, boredom, necessity. I considered my slop of verbose tantric at best and the change of character lost me many friends and some Facebook posts, much credibility. According to my conservative parent I'm too scatter-brained these days to seem normal enough for a job to move out, pay for continued therapy, live on my own, let alone with someone who does not understand. I won't ever have the patience for that shit. I'm a homewrecker in many respects. Therapy now has me scared for my life to be diagnosed early-schizoid for the similarities in thought. I had a small epoch being thankful for my writing hand being the OK one but that was it.

How I deal with health-insurance, how health-insurance deals with me! Pfah! I'm 24 now.
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>>38467971
>>38468016
a very scary tale anon
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>>38467740
Why would someone like us seek help for our medical problems, we don't deserve it, let whatever comes take me.
Most male NEETs lead lives without love, love is the only point in this life, so there's no reason to really care either way.
Just got taken off the insurance this year but it doesn't matter since I wait everything out, have had some pretty killer ear infections that killed me for weeks but I deserve it.
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>>38468251
ear infections are shit. forcibly removed from the plan? that sucks.
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>>38467740
Medicaid, if you're classified as disabled or live in a state that has expanded medicaid to cover non-disabled people.

Also all children can be covered under parents' health plans until age 26.
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>>38468119
Berry. And the initial diagnosis by Dr. #1 being bipolar instead of something post-traumatic, really riled up Vietnam-era PTSD blood that exists in me, if you believe in blood-sacrifice and the like. That shit was fucked actually. Here if you have to visit a hospital multiple times for misbehavior with police escort, you will be put on anti-pyschotics and have much of your life taken from you. Regardless of the resolve, I am now a nutcase.
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>>38467740
You can stay on your parent's insurance until 26. My dad keeps bringing that up as a reason why I'll need to get a job next year. But he and I both that's not going to happen. He'll probably end up paying for whatever the standard basic insurance is. I don't know how any of that shit works.
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>>38468560
If you haven't already, don't forget to look into your state's medicaid options.

I lost my parents' healthcare because of the 26 thing, but I was able to get NJ famcare for no cost, and it's even far better coverage with zero copays for anything.
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